Finance Globe

For many, the new year is the right time to make a big career change. And for you, it may be the perfect time to take the first step in starting your own business.As such a big decision – regardless of the process you follow and the path you take – it’s critical to have a detailed plan in place. Here are seven questions you can answer today to help you decide if starting a business...

In general terms, a personal loan is a fixed amount of money that you borrow at a fixed interest rate for a predetermined period of time. Furthermore, it’s typically an unsecured loan, meaning you don’t have to put up any collateral in order to receive the funds. Flexible terms make a personal loan an intriguing option, as you can borrow the money you need without concerns about changing terms putting stress on your budget in the...

With 2019 coming to an end, it’s a good time to turn your attention to the new year. This means many things in regards to your finances, with most people realizing the importance of reviewing their retirement plan and adjusting it as necessary. There is no one-size-fits-all solution to retirement planning. What works for you may not work for the next person, and vice versa. However, if you want to stay the course, there are some...

With 2019 winding down, there’s no better time than now to turn your attention to the new year. As 2020 inches closer, it makes sense to review your budget with an eye toward saving money. Did your car insurance premium creep higher this year? Are you looking to save money as the year turns? A car insurance premium increase isn’t always directly related to your personal situation. For example, rates often increase as a result of...

Are you happy with your current credit card? Are you on the search for something new? Do you have big plans for eliminating your credit card debt in the near future? Regardless of your situation, it’s nice to know there’s always somewhere to turn for advice and guidance. The internet has made it easier than ever to collect information that can be used to your advantage. While there’s no shortage of credit card resources to review,...

There is a lot that goes into starting a small business, with the financial side of doing so requiring plenty of attention. In a perfect scenario, you’d have all the money you need to start and grow your business from the ground up. But, even if this isn’t the case, there are still things you can do to get up and running. Here are several ways to secure financing to start a small business: •    Friends...

Comparing credit cards is both easier and more difficult than ever before. On the plus side, there are two things working in your favor: •    The large number of credit card offers to compare and choose from•    The ability to gather information online Conversely, a large number of credit card offers can also lead to frustration, as there’s always something else to consider. This can lead to a situation in which you’re afraid to take the...

There are many reasons to consider a business loan. While it may sound like the perfect idea, this is a big financial decision that will affect your business on many levels. Before you wholeheartedly decide in favor of a business loan, here are some of the most important questions to answer: •    Are you familiar with the many types of business loan? From term loans to equipment loans, understanding each type of loan can help you...

Do you typically receive at least one bonus check from your employer every year? Do you often struggle when deciding how to use the money? It’s not always easy to decide how to use a bonus check, but this is a good problem to have. If you need a push in the right direction, here are five ideas to consider: •    Add to your retirement savings: No matter how you do so, you can’t go wrong....

According to analysts at Kelley Blue Book, the average transaction price for light vehicles in the United States is hovering around $37,500. Even if you’re willing to spend this much on a new car – or more – it doesn’t mean you should make a foolish financial decision. There are various factors to consider when answering the question of how much you should spend on a new car. Here are a few things to keep in...