Finance Globe

U.S. financial and economic topics from several finance writers.

Important Mortgage Loan Questions to Ask

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There are a lot of questions to ask and answer as you search for a new home. While the act of finding a property can be downright exciting, the same cannot always be said for securing a mortgage. From local lenders to those that do business all over the country, you will be faced with many options along the way. How you make a final decision is up to you, however, there are steps you can...
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Wanderer
In considering your mortgage costs will be the effect of your credit scores. As the scores improve lenders are inclined to offer y... Read More
Saturday, 14 November 2020 15:55
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How to Prepare Now for Holiday Shopping in the Near Future

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With the holiday shopping season closing in, now is the best time to get prepared. If you wait too long, if you continue to put this off, you may find yourself searching for gifts without any time to spare. Supply disruptions in 2020 magnify the current need to not procrastinate. Fortunately, you have the option to prepare yourself well in advance. Here are three steps you can take now to prepare for the holiday shopping you...
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Wanderer
Good information to help us be prepared for the holidays. A note this year is that there may be opportunities to obtain good price... Read More
Wednesday, 21 October 2020 19:43
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How to Prepare Now for a Job Search in 2021

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With the year quickly coming to an end, there is no better time than now to think about the future. The year will likely be remembered as "infamous 2020" or something like that for most people. For some, this means one thing: finding a new job in the new year. If you know you want to change positions in 2021, don’t wait any longer to review your situation and decide which steps to take. Although everyone...
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Wanderer
A good list of job search items that will aide a person considering work. It certainly can be scary and paying as much attention t... Read More
Wednesday, 21 October 2020 19:46
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Update on Home Sales and U.S. Mortgage Rates

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A few additional interesting statistics to watch during this pandemic, is U.S. home sales and the corresponding mortgage rates. Please let me know if anyone has recently purchased a home and if they are comfortable sharing, please share your rate as well. U.S. Home Sales: U.S home sales dropped to their lowest level in more than 9.5 years in May, which are caused by disruptions from the COVID-19 pandemic. Also, there was the smallest annual home...
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Wanderer
Purchasing a home is a major undertaking. In today's world do you know you will have a job to pay the bills or stay geographically... Read More
Wednesday, 15 July 2020 06:24
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Personal Savings Rate for Americans

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On another positive note, I wanted to share how savings rates have recently changed during this pandemic. To quickly summarize, Americans are saving significantly more and spending less. In fact, Americans saved a record amount of their income in April, as the coronavirus pandemic caused businesses across the country to shut down and individuals were encouraged to stay in their homes. According to data released by the Bureau of Economic Analysis on Friday, the personal savings...
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How to Turn a Crisis into a Financial Fresh Start

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As you have read almost everyday, this financial crisis is creating havoc on a lot of individuals and businesses. However, I wanted to write a positive article on how you might be able to take advantage of this crisis with a fresh start. There may even be upside to the months spent at home. Below are a few steps for you to look into and you may be able to improve your financial position during this...
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Personal Finance Concerns During COVID-19

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While a lot of people thought we may be done with COVID-19, it seems to have come back and it might not being going away for awhile! Given the economic uncertainties, it is very important to keep a close eye on your personal finances and to continue to assess your current financial situation. Below are a few common areas for financial concerns that may have already come up or could come up in the near future....
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Wanderer
Good outline for the COVID19 times. Seems some people still believe this is just a flu. Now as the virus has had time to show it's... Read More
Wednesday, 15 July 2020 06:20
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Updates on the General Economy

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There is generally more and more positive news coming out for the economy which is a sign we have already hit a bottom. Many believe that rising coronavirus cases won’t overwhelm hospitals that are now better prepared than during the first wave, and that virtually no political will exists for the return to restrictive lockdowns that characterized March and April. Even the Federal Reserve chair, Jerome Powell, is expected to tell lawmakers that the U.S. economy...
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June Stock Market Performance

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The stock performance in June has been very strong, which is a surprise to many. June is turning into a historic month for the markets, as the Dow experiences its best performance for the month since 1933 Wall Street rallied Monday 6/29, with all three indexes jumping by over 1%, after new housing data showed a record monthly gain in pending home sales and momentarily offsetting rising fears about new coronavirus cases that are jeopardizing an...
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COVID-19 and Your Small Business: How to Best Serve Your Clients

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There is no denying the fact that the COVID-19 pandemic has taken the business world by storm. As a small business owner, it’s safe to assume that you have concerns about the here and now, as well as what the future will bring.When it comes to COVID-19 and your small business, there’s nothing more important than your clients. Even if you’re going through a rough patch, there are steps you can take to ensure that your...
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Guest — Carl
Very difficult to have a business serving customers in this environment. Serving take-out, delivery or on-line will help many to s... Read More
Tuesday, 03 November 2020 15:08
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