Finance Globe

There’s a good chance that your mortgage is your most costly expense. For that reason, there could come a day when you realize that you can’t make your next payment. As scary as it may be, it’s important to take a step back and consider your options.    Below are some steps you can take to address this difficult situation.   Assess your financial situation Before taking any steps, evaluate your current financial situation. Look at...

Credit cards have become an essential tool in modern-day society, and for that reason, there are many reasons why people use them for their monthly expenses. Below, we explore some of the key reasons why using a credit card can be a smart financial decision. 1. Convenience: One of the main reasons people use credit cards for their monthly expenses is because of the convenience they provide. With a credit card, you don't have to carry...

With 2023 underway, there’s no better time than now to examine your financial future. For many people, this means finding a way to boost their earning power.  While there’s no shortage of paths forward, a job in an emerging industry — such as Web3 — could be the solution. Here are just a few of the many reasons why you should at least consider this career change: There are several reasons why someone might want to...

So, the big day is coming soon. You are going on a job interview you have been dreaming of for quite some time. It is natural to feel nervous. It is natural to think about everything that could go wrong. Even though you may feel this way, there are steps you can take to improve your chance of success. And by success, we mean landing the job. Don't be one of those people who overcomplicate the...

With the holiday season in full swing, now’s the time to review your budget and set boundaries for the months to come. Putting in the work upfront can go a long way in helping you avoid financial errors that you’ll come to regret in the new year. Overspending during the holiday season is one of the biggest concerns facing consumers. Even if you’ve avoided major trouble in the past, it’s a new year. And with that,...

When it comes to the exterior of your home, there is nothing more important than keeping up to date with regular maintenance. The longer you avoid this the worse things are going to get. Not only can this wreak havoc on the overall appearance of your property, but it can go a long way in costing you plenty of money over the long haul. Is this a risk you are willing to take? Tip: when you...

 There’s no better feeling than a lump sum of cash unexpectedly arriving in your life. This could come from a work bonus, tax refund, winning lottery ticket, or inheritance (and that’s just the start). Before you do anything with the money, take a step back to consider the best path forward. You don’t want to make a rash decision that you’ll regret in the future.  Here are some of the better things to do with an...

The current state of the economy is anything but stable. Inflation is taking over and there’s quite a bit of chatter about an oncoming recession.  While you don’t have control over the economy, you do have control over your personal finances. Here are five things you can do to protect your finances during times of economic uncertainty. Maintain an emergency fund: This is money that you can tap into if you face a financial emergency. For...

 If you’re an entrepreneur, you’re probably always thinking about improving your company’s cash flow. After all, having a consistent, healthy cash flow is essential for the success of your business: This grants you more flexibility as an entrepreneur and allows you to make smart investments for your company. If you’re hoping to boost your cash flow, these tips will give you plenty of ideas for ensuring a comfortable cash flow for your business. Organize Your Payroll...

Having a proper budget is important in terms of financial stability. However, creating a budget that works for you and your lifestyle may seem difficult if you are just starting out. There are various ways to go about budgeting and doing so can allow you to live stress-free in regard to your finances. If you are unsure of where to begin, here are four ways you can get started on the path to getting your finances...