Finance Globe

U.S. financial and economic topics from several finance writers.

5 Credit Card Transactions That Are Just Like a Cash Advance

credit-cards-cash
Cash advances are one of the most expensive types of credit card transactions. These transactions come with a higher interest rate and a cash advance fee. With most credit cards, you don't get a grace period to pay off the advance and avoid paying a fee. Most people think of a cash advance as using a credit card to get cash from an ATM. Your credit card issuer may treat other types of cash transactions as cash advances....
Continue reading
  91 Hits
  1 Comment
Recent comment in this post
Wanderer
The break out of what is a cash advance is useful. Seems it gets lost in the actual terms and conditions lenders include in the or... Read More
Saturday, 13 July 2019 03:18
91 Hits
1 Comment

6 Things to Know Before You Buy a Car With Bad Credit

woman-in-car-regret-sad
There are plenty of companies that have no reservations about taking advantages of vulnerable consumers - like people buying a car with bad credit. If you're trying to buy a car and you don't have the best credit score, realize that your credit makes you a risky borrower, even if you can afford to purchase the vehicle. Here's what you should know as you're shopping around. You'll have a higher interest rate. The cost of borrowing money is directly...
Continue reading
  74 Hits
  1 Comment
Recent comment in this post
Wanderer
This is a reality check. What is real in auto loan refi's.
Saturday, 13 July 2019 03:20
74 Hits
1 Comment

Questions to Answer When Seeking a Small Business Loan

professionals-man-woman1
It doesn’t matter if you’re starting or growing a business, there’s likely to come a point when you need a cash infusion. Some companies have enough money in the bank to handle all their financial needs. Others turn to credit cards and investors to get what they need. And of course, many owners understand the benefits of a small business loan. Taking out a small business loan is a big decision that will impact your company...
Continue reading
  82 Hits
  0 Comments
82 Hits
0 Comments

Storing Your Credit Card for One-Click Payments

online-shopping3
When you make frequent online purchases from the same retailers, you might consider saving your credit card information for one-click payments. This lets you check out quickly and easily without having to enter your payment and billing information each time. Storing your credit card details is certainly convenient, but is it safe? Just having a credit card puts you at risk of credit card fraud. The more places you've stored your credit card information, the greater...
Continue reading
  102 Hits
  2 Comments
Recent Comments
Finance Globe
Thank you for the reminders on important things to consider when storing card info. One thing that I feel as secure as possible is... Read More
Tuesday, 09 July 2019 21:28
Wanderer
In today's hacked world, I am not one to store any credit card info. Never know who will get hacked next. Only enter the card info... Read More
Saturday, 13 July 2019 03:22
102 Hits
2 Comments

Five Benefits of Becoming Debt-Free

rid-of-credit-card-debt2
Paying off a large amount of debt takes a lot of sacrifice. You have to cut back your spending and sometimes get creative about making more money. Even though it can be stressful and frustrating, the benefits of paying off your debt are worth it. You’ll save money in the long run. The longer you carry debt, the more you’ll pay in interest. Paying off your debt faster lets you save thousands of dollars in interest,...
Continue reading
  86 Hits
  0 Comments
86 Hits
0 Comments

Important Questions to Ask Your Home Inspector

home-inspector
Congratulations, you’re under contract to purchase a new home. While you’re not at the finish line yet, you can see it in the distance. If you have a home inspection contingency in your contract, which is something you should strongly consider, you have the right to hire a home inspector to go over the property with a fine tooth comb. Furthermore, if they find something you don’t like, you have the option to back out of...
Continue reading
  85 Hits
  1 Comment
Recent comment in this post
Wanderer
Real good advice! Used a Home Inspector on my most recent residential purchase. Cost was $400 and the findings were useful. The se... Read More
Thursday, 04 July 2019 04:43
85 Hits
1 Comment

5 Things to Know About Building Credit for the First Time

credit-report-calc-pen
Building credit for the first time can be both exciting and stressful. On the plus side, you’re ready to take this big step in your financial life. Conversely, you have some concerns about the moves you’re making and the short and long-term impact. Here are five things to know about building credit for the first time: 1. It’s Every Bit as Important as it Sounds Don’t talk yourself into thinking this isn’t important. Even if you...
Continue reading
  92 Hits
  0 Comments
92 Hits
0 Comments

Work With Your Contractor to Save On Your Project

home-renovation-budget2
Maybe you’re dreaming of a new kitchen. Or maybe it’s time to put an addition on your home. Perhaps you want to finish your basement. Regardless of the home improvement project you’re planning, there may be one thing standing in your way: money . Even if you have enough money to complete your project, it doesn’t mean you want to overspend. It’s likely that you’re still interested in saving money along the way. By working closely...
Continue reading
  80 Hits
  0 Comments
80 Hits
0 Comments

How to Get Out of a Cell Phone Contract: Points of Consideration

mobile-app1
Do you remember the days when every cell phone carrier was clamoring for your business? From a free phone to a variety of monthly perks, they were willing to do whatever it took to make you happy. However, as cell phones became more popular, this all fell by the wayside. Soon enough, carriers were locking customers into long-term contracts. If you’re interested in getting out of a cell phone contract, here are a few things to...
Continue reading
  127 Hits
  1 Comment
Recent comment in this post
Frank
I have had horrible experience in the past trying to negotiate with cell phone companies. I view them as very very difficult to wo... Read More
Sunday, 30 June 2019 10:52
127 Hits
1 Comment

What are the Drawbacks of a Secured Credit Card?

credit-card-fees1b
Do you have poor credit? Are you struggling to build a credit history? Do you have concerns about ever qualifying for a credit card? Despite your stress, there are things you can do to put yourself on the right path. For example, a secured credit card comes with a variety of benefits: •    Easier to obtain than an unsecured credit card •    Low fee structure •    Refundable deposit (if you meet the terms and conditions) While...
Continue reading
  107 Hits
  0 Comments
107 Hits
0 Comments