Finance Globe Blog

U.S. financial and economic topics from several finance writers.

Online Credit Card Account Access: What Can You Do?

searching-online
Do you carry a credit card? If so, there’s a very good chance you have access to online account management. There aren’t too many credit card companies in today’s world that don’t provide cardholders with this feature. It’s important to understand the many benefits of online credit card account access, as to ensure that you take full advantage. Here are five things you can do with this: •    Learn more about the details of your...
Continue reading
  50 Hits
  0 Comments
50 Hits
0 Comments

How to Choose the Best Gas Rewards Credit Card

gas-pumps-paying-credit-card
A gas rewards credit card is exactly what it sounds like: you earn rewards for spending money on fuel. Just the same as any rewards card, you earn points for every dollar you spend. These points can then be redeemed for everything from cash back to travel to miscellaneous merchandise. If you fill up your tank often, a gas rewards credit card is one of the best ways to get the most out of every...
Continue reading
  95 Hits
  0 Comments
95 Hits
0 Comments

How Fed Interest Rate Hikes Affect You?

interest-rates
You may have seen in the news lately how the Federal Reserve has increased the federal funds rate target range. If not, it is important to know in their March 2018 meeting, the Federal Reserve decided to increase its federal funds rate target range by 0.25% to 1.5%-1.75%. While this may not seem like a large increase, it is important to know the increase could affect you in a lot of ways. It can have...
Continue reading
  111 Hits
  0 Comments
111 Hits
0 Comments

3 Signs You May Qualify for a Better Credit Card

blue-credit-card
The credit cards you open when you’re just starting out or repairing your bad credit aren’t always the cream of the crop. Sometimes even when you have great credit , you opt for a credit card without knowing you can qualify for something better. It helps to shop around for a credit card to see if you can get better terms – better rewards, better interest rate, or lower fees. Here are a few ways...
Continue reading
  94 Hits
  0 Comments
94 Hits
0 Comments

How Federal Rate Increases Affect Credit Cards

credit-card-fees1b
The federal funds rate, set by Federal Reserve, is the basis for the interest rates set by most financial institutions. While the rate directly affects the interest rate that banks loan money to each other overnight, it also indirectly impacts the interest rates for many other types of financial products. If you're carrying a credit card balance, you could be affected. How Fed Rates and Credit Card Rates Are Related Most credit cards have a...
Continue reading
  93 Hits
  0 Comments
93 Hits
0 Comments

Ask Your Credit Card Company for These 3 Things

contact-credit-card-company1
If there is anything you don’t like about your credit card company it’s important to understand your options. For example, there may come a point when you call your company, discuss your situation, and ask if there is anything they can do for you. If you ask your credit card company for one or more of the following, don’t be surprised if they comply: •    Bonus points. This one is simple: you tell your credit...
Continue reading
  184 Hits
  0 Comments
184 Hits
0 Comments

How to Get the Most From Your Credit Card Rewards

rewards-card1
 There are some rewards credit cards on the market right now. Most rewards credit cards are currently offering a great signup bonus if you meet a minimum spending requirement in the first few months of having your credit card . Earning credit card rewards gives you an extra benefit for spending you would have done anyway. Here are some tips for getting the most out of your credit card rewards. Pick the right rewards credit...
Continue reading
  358 Hits
  1 Comment
Recent comment in this post
Wanderer
This offering hits the key points on Rewards. My past cards were without rewards and as a small spender figured it did not matter.... Read More
Wednesday, 28 February 2018 19:02
358 Hits
1 Comment

9 Things to Know About Credit Card Car Rental Coverage

car-dealership-line1
Many major credit cards provide car rental insurance, alllowing you to ditch the car rental agency’s expensive daily plan and save money on the cost of your rental. Before you rent, here are a few essential things to know. You must pay for the rental with your credit card . Coverage only applies when you use your credit card or rewards points to pay for the rental. You must decline the car rental agency’s collision...
Continue reading
  669 Hits
  0 Comments
669 Hits
0 Comments

6 Tips for Traveling With Credit Cards

woman-travel-picture-temple
Whether you’re traveling for vacation or for business, the last thing you want is to run into issues with your credit card. That kind of stress can make it difficult to enjoy your trip and worse, leave you without a source of funding. Here are a few tips to keep in mind while you’re traveling to make sure your payment methods are protected. Let your credit card issuer know if you’re going out of the...
Continue reading
  426 Hits
  0 Comments
426 Hits
0 Comments

What You Should Know About Credit Card Foreign Transaction Fees

travel-credit-card-fees
The foreign transaction fee isn't the most common credit card fee, but it’s one you should look out for even if you don’t travel frequently. A foreign transaction fee is charged as a percentage of purchases or ATM withdrawals you make in other currencies. Typically, you’ll pay around 3% of the transaction in a foreign transaction fee. That’s $3 on a $100 transaction. It seems like such a small fee, but if you’re frequently making...
Continue reading
  479 Hits
  1 Comment
Recent comment in this post
Frank
Any time I have traveled internationally, I always call the credit card company to (a) tell them I am traveling abroad, and (b) as... Read More
Monday, 26 February 2018 15:42
479 Hits
1 Comment