Finance Globe Blog

U.S. financial and economic topics from several finance writers.

Ask Your Credit Card Company to Change These Things

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When you apply for a credit card, you do so after comparing a variety of offers in order to find the right one. Over time, the terms and conditions of your credit card could change. If this happens, you shouldn’t hesitate to contact your issuer to discuss your options. Furthermore, if you come across something that no longer works for you, it’s worth asking for assistance. Here are three things you should ask your credit...
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3 Tips for Tracking Your Credit Card Spending

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Spending too much on your credit card can lead to major problems. Big credit card balances put you at risk of going into debt. They can also hurt your credit score, since 30% of your credit score is based on how much of your credit you’re using. Here are some tips for tracking your credit card spending so you’re on top of what you’re charging each month. Use a spreadsheet. If your credit card lets...
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Financial Scams in 2019

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Financial scams are extremely common now. They put a lot of people at risk and in many cases you can lose a lot of money. With the advancement in technology, scammers are getting smarter and that makes it much more difficult to identify the scam before it is too late. As we enter into 2019, below are a few scams to keep an eye out on. Crypto Rip-Offs : Cryptocurrencies are so common now due...
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Wanderer
A good read and somewhat sobering to say the least. Who can a person trust?
Sunday, 10 February 2019 07:40
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Negotiate These Things With Your Credit Card Company

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You should never be shy about negotiating with your credit card company . Here’s why: you have a lot to gain and nothing to lose. The worst that can happen is that you get turned down and have to find an alternative solution. There are many things you can negotiate with your credit card company, including the following: •    Balance: This doesn’t come into play often, but it may if you’re in a tight financial...
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7 Ways to Get More Value From Your Credit Card

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Sure, credit cards are a great way to rack up rewards points on your regular purchases or save money on a high interest rate balance, but there are plenty of other ways you can get tremendous value from your credit card. Pay off your balance every month . One of the ways credit card issuers make money is by charging interest to cardholders who take their time paying off a balance. The bigger your balance...
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Wanderer
Great review and recommendations on the "how to get more value" out of your credit cards!
Sunday, 10 February 2019 07:44
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Want a Business Credit Card? Answer These Questions First

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As a business owner, it’s important to have a thorough understanding of your company’s finances at all times. This could lead to a situation in which you recognize the need to borrow money. While there are many ways for a business owner to secure the financing they require, a business credit card is one of the best. There are many reasons for this, including the hundreds of offers and ability to receive an instant approval....
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Frank
I own 3 business credit cards. I use each one for a unique situation, and I love them!
Tuesday, 29 January 2019 16:29
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Simple Ways to Save Money as a Small Business Owner in 2019

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Are you a small business owner with big goals for 2019? Have you come to realize that cutting expenses would be in your best interest? Do you have some concerns about the best ways to save money, without having an impact on the overall health of your business? There are many ways to save money as a small business owner, so it’s imperative to keep an open mind as you explore all your options. If...
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Frank
Thanks for the tips Chris, I plan to use these in 2019!
Tuesday, 29 January 2019 16:26
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5 Risks of Using Credit Cards

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  Credit cards are a type of financial product that lets you borrow money against a credit limit. You’re responsible for repaying all the transactions you make, either by paying all at once or by making minimum monthly payments toward your outstanding balance. While credit cards offer several benefits, like the ability to finance large purchases or earn rewards on your transactions, they also come with a certain amount of risks that you should be...
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Recent Comments
Wanderer
This post hits it right on. Will add that of late, financial providers are looking closely at how many new accounts you open in a ... Read More
Saturday, 29 December 2018 06:38
Frank
While I agree these are all risks, there are also so many benefits of using credit cards if you use them in the right way. As long... Read More
Tuesday, 29 January 2019 16:09
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What Good Credit Card Customer Service Looks Like

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When choosing a credit card, it’s important to do so with customer service in mind. You don’t expect to have many questions or concerns, but you never know what you’ll face in the future. Good customer service takes on many different forms, including the following: •    More than one way to get in touch. From the phone to live chat to email, the best credit card companies give you more than one way to touch...
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Frank
If I can get someone on the phone under 2 minutes, I consider that a great start! I hate dealing with the automatic services.... Read More
Thursday, 27 December 2018 09:50
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Look for These Things in Your First Credit Card

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Are you interested in applying for your first credit card? Are you concerned about sifting through the hundreds of offers on your way to finding the right one? Searching for your first credit card can be enjoyable, stressful, and downright scary at times. On the plus side, there are numerous offers to choose from, thus allowing you to find one that is perfect for you and your financial goals. Conversely, a large number of offers...
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Frank
For my first credit card, I wanted no annual fee, cash back rewards, and a great online paying system so I can make sure I pay off... Read More
Thursday, 27 December 2018 09:46
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