Latest Forum Posts
Latest Forum Posts
Budget vs budgetPosted on 2016-09-30 11:10:42 by Medi
The question is often about how big the reward should be. We look up to people who can spend more and apply the same to ourselves when our budgets are different. I think this is why tracking is important, especially if we feel that we still spend a lot despite all effort to reduce it.
No Job And No ProspectsPosted on 2016-09-29 21:37:49 by Wanderer
FrugalFran take advantage of any Unemployment/Benefit Services that are available. That is the whole point of the program. To try and bridge the temporary unemployed situation. Sometimes even school/retraining is made available as part of the program benefits. For myself, I took advantage of the "Dislocated Worker" Program and obtained schooling to make me more marketable!
Re: Loans taken over by other lenders?Posted on 2016-09-29 21:31:51 by Wanderer
My experience with the sale of home loans is they open a new loan and close the old one on the credit bureau but it did not affect my CB scores. Now in the case of credit cards, often the lender replaces the existing credit reporting information and there is no affect to the score. However, I have had lenders open a new account and close the old account with separate bureau entries and I don't remember taking a hit in the CBs but I must...
BorrowingPosted on 2016-09-29 21:27:07 by Wanderer
Thought I read where the Federal Reserve plans another rate increase before the end of 2016. In the event that takes place the brakes may just be applied?!
Re: SavingStar Secured America ExpressPosted on 2016-09-29 21:25:05 by Wanderer
FrankN did you scope the US Bank Cash+ Visa Signature? Give that a look too. May or may not be your card of choice but it does cover categories.
Loan: Temporary borrowing of a sum of money. If you borrow $1 million you have taken out a loan for $1 million.
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