Finance Globe

U.S. financial and economic topics from several finance writers.

Chris Bibey is a freelance writer and internet marketing professional located in Pittsburgh, PA.

Want a Personal Loan? Do These Things to Up Your Chance of Approval

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Are you interested in applying for a personal loan, but a bit unsure of your chance of obtaining an approval? While you can only do so much to improve your chance of securing funds, there are some key steps you can take to tilt the scales in your favor. Consider the following: •    Check and boost your credit score. As an unsecured loan, lenders take a strong look at your credit score before making a final...
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Frank
I have never received a personal loan, but my wife has. If possible, I would try for other loans if possible, because you will get... Read More
Wednesday, 26 September 2018 14:16
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Easy Ways to Save Big on Appliances

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Are you in need of a new appliance, such as a refrigerator or dishwasher? Are you interested in buying an entire package, such as a washer and dryer? It doesn’t matter how many appliances you’re buying, there are tips you can follow to save a load of money. The first thing you need to do is change your mindset. Don’t assume that the only way to purchase appliances is to visit a big box store, review...
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Frank
My wife and I purchased a washer/dryer from Sears. We got a huge deal because they are going out of business. However the delivery... Read More
Thursday, 30 August 2018 09:29
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Common Reasons for a Car Insurance Premium Increase

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It’s frustrating to find that your car insurance premium is on the rise. Not only will this impact your budget, but it may also lead to a situation in which you have to search for a new provider. There are many reasons for a car insurance premium increase, some of which you have control over and others of which you don’t. Let’s start by examining a few of the things that you can’t control: •    Repair...
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Wanderer
There is more to the automobile rate setting in today's world ... insurance providers generally will pull your credit reports from... Read More
Sunday, 12 August 2018 07:53
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Overpaying for Internet Service? There are Ways to Save

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In today’s day and age, internet access is no longer a luxury. Instead, most people consider it a necessity.With this in mind, you may find yourself searching for a reputable internet service provider that offers affordable pricing.Unfortunately, this can be difficult to come by. On one end of the spectrum, the most reliable companies always seem to charge an arm and a leg.On the other side, you can save a few dollars per month, however, it’s...
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Frank
I pay $60 a month, but its bundled with my TV so not sure if that is directly comparable.
Thursday, 30 August 2018 09:25
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Become a Real Estate Agent: Full-Time or Side Hustle

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Did you know there are approximately two million active real estate licensees in the United States? Or how about the fact that there are more than 85,000 real estate brokerage firms operating in the United States? With statistics like this, it’s easy to see that there is money to be made in the real estate industry. The average real estate agent earns roughly $44,000 per year, with some earning a lot more (well into the seven...
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Frank
I have been thinking about doing this for awhile not, but I am thinking it will be difficult to manage part time. Has anyone has s... Read More
Thursday, 30 August 2018 09:20
Frank
Chris are you a licensed real estate professional?
Wednesday, 26 September 2018 14:14
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How to Get the Best Gas Mileage on Your Road Trip

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As you plan for your road trip, it goes without saying you’ll be searching for ways to save money. Can you pack food so you don’t have to spend excessively at stops along the way? Can you drive straight through to your destination, all so you don’t have to spend money at a hotel? Depending on the length of your trip, there’s a good chance you’ll spend a lot of money on gas. While there is...
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Frank
I would also map out your direction and focus on the most efficient way to travel.
Wednesday, 29 August 2018 17:18
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What are the Hidden Costs of Dog Ownership?

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Owning a dog can bring great joy to your life. It can also bring many expenses, all of which you should prepare for before bringing a pet into your home. When you plan in advance for the costs of dog ownership it’s much easier to stay within budget, year in and year out. Here are some of the most common annual expenses associated with owning a dog: •    Food. Unless you feed your dog scraps from...
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Frank
My wife and I owned a dog for a short period of time. It ended up costing way more than we thought so we gave it to a family who w... Read More
Wednesday, 29 August 2018 17:17
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Is it Time to Review Your Estate Plan?

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It’s not the most pleasant thing you’ll do in regards to your finances, but there will be times when you have no choice but to review your estate plan. Upon doing so, you’ll soon learn one of two things: •    You can leave your estate plan the way it is for the time being•    You need to alter your estate plan as to better suit your current situation and the future You don’t have to go...
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Frank
My wife and I are expecting so we have just started evaluating our estate and are working on a will right now.
Wednesday, 29 August 2018 17:16
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How to Avoid a Credit Card Late Fee

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Do you often worry about paying your credit card after the due date? Are you concerned about the impact it will have on your finances, including a late fee and red mark on your credit report? Since these are legitimate concerns, it’s time to strongly consider the many strategies you can employ to avoid late payments. Here are three to consider: 1. Conduct Regular Account Reviews As the month wears on, you should regularly review your...
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Frank
If you do incur a late fee, call the credit card company. They almost always waive.
Wednesday, 29 August 2018 17:14
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Start Now to Save Big on Back to School Shopping

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Although we’re just now moving into the dead of summer, it won’t be long before it’s back to school time. Since this has a way of creeping up on even the most organized parents, there’s nothing wrong with getting a jumpstart on back to school shopping. Starting early helps eliminate some of the stress that is often associated with this time of the year. Furthermore, with the right approach, it also allows you to save money....
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Frank
Does anyone buy their school supplies after the school year and does it actually save any money?
Wednesday, 29 August 2018 17:13
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