Finance Globe

U.S. financial and economic topics from several finance writers.

Chris Bibey is a freelance writer and internet marketing professional located in Pittsburgh, PA.

What are the Hidden Costs of Dog Ownership?

dog-yard-toy
Owning a dog can bring great joy to your life. It can also bring many expenses, all of which you should prepare for before bringing a pet into your home. When you plan in advance for the costs of dog ownership it’s much easier to stay within budget, year in and year out. Here are some of the most common annual expenses associated with owning a dog: •    Food. Unless you feed your dog scraps from...
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Frank
My wife and I owned a dog for a short period of time. It ended up costing way more than we thought so we gave it to a family who w... Read More
Wednesday, 29 August 2018 17:17
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Is it Time to Review Your Estate Plan?

estate-planning
It’s not the most pleasant thing you’ll do in regards to your finances, but there will be times when you have no choice but to review your estate plan. Upon doing so, you’ll soon learn one of two things: •    You can leave your estate plan the way it is for the time being•    You need to alter your estate plan as to better suit your current situation and the future You don’t have to go...
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Frank
My wife and I are expecting so we have just started evaluating our estate and are working on a will right now.
Wednesday, 29 August 2018 17:16
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How to Avoid a Credit Card Late Fee

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Do you often worry about paying your credit card after the due date? Are you concerned about the impact it will have on your finances, including a late fee and red mark on your credit report? Since these are legitimate concerns, it’s time to strongly consider the many strategies you can employ to avoid late payments. Here are three to consider: 1. Conduct Regular Account Reviews As the month wears on, you should regularly review your...
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Frank
If you do incur a late fee, call the credit card company. They almost always waive.
Wednesday, 29 August 2018 17:14
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Start Now to Save Big on Back to School Shopping

school-supplies-backpack
Although we’re just now moving into the dead of summer, it won’t be long before it’s back to school time. Since this has a way of creeping up on even the most organized parents, there’s nothing wrong with getting a jumpstart on back to school shopping. Starting early helps eliminate some of the stress that is often associated with this time of the year. Furthermore, with the right approach, it also allows you to save money....
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Frank
Does anyone buy their school supplies after the school year and does it actually save any money?
Wednesday, 29 August 2018 17:13
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How to Get a Lower Rate on Your Current Credit Card

credit-card-sliced
Have you come to find that the interest rate attached to your current credit card is entirely too high? Do you enjoy everything else about your credit card? If you answered yes to both of these questions, you may want to contact your credit card company to see if there is anything they can do to help. By help, we mean one thing: lowering your interest rate. There is no guarantee that your credit card company...
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Frank
definitely recommend to get the phone and call. This has worked for me dozens of times.
Thursday, 19 July 2018 15:51
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Inexpensive Ways to Upgrade Your Master Bathroom

bathroom-clean-master
Like many people, you spend a good amount of time in your master bathroom. From getting ready for your workday to winding down before you call it a day, this room of your home gets plenty of attention. There may come a point when you realize your master bathroom is no longer up to par. Instead, it requires a few upgrades in order to make the space as comfortable and inviting as possible. While there are...
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Frank
We updated our bathroom last year and re did the shower with a glass door. It was inexpensive and it made the bathroom look a lot ... Read More
Wednesday, 18 July 2018 11:50
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Simple Ways to Save Money on Groceries

grocery-shopping-reading-label
Do you often walk away from the checkout line at the grocery store and wonder what happened? Do you immediately begin to think about the steps you could have taken to save money? In today’s day and age, with grocery prices on the rise, it’s more difficult than ever before to stay within your budget. Fortunately, you can make some basic changes to your strategy in order to save money and feel better about every trip...
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Frank
I spend roughly $100 a week for 2 people. We try to buy generic when we can, but vegetables/fruits add up so its hard to decrease ... Read More
Wednesday, 18 July 2018 11:48
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Beware of These Summertime Budget Busters

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Are you the type of person who waits all winter (and spring) long for warmer weather to move into your area? Is this the time of the year when you enjoy yourself the most? While there’s nothing wrong with savoring every last minute of summer, there’s something to remember: these months have the potential to take a toll on your budget. Here are a handful of summertime budget busters to keep a close eye on: •   ...
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Frank
My wife have taken 3 vacations this summer and boy have the bills stacked up! We weren't planning to take so much this year, but w... Read More
Wednesday, 18 July 2018 11:47
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Simple Ways to Lower Your Cell Phone Bill This Month

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In today’s day and age, a cell phone has become a must have item. While there are people living without this technology, they’re few and far between. According to Pew Research Center, 95 percent of Americans own some type of cell phone. Enough said! If you’re tired of overpaying on your monthly bill here are some simple steps to take in the immediate future. Even if you only do one of these things there’s a good...
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Frank
I pay $85 per month and have limited data (2 GBs). I think this is a reasonable rate, so I have not looked elsewhere.
Wednesday, 18 July 2018 11:45
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3 Things to Understand Before Buying Pet Insurance

cute-puppies-playing-ball
As a pet owner, it goes without saying that you understand the many expenses that can come to light over the years. Although you may have passed on pet insurance in the past, it may be something you want to consider today (or in the near future). It’s been estimated that only one to two percent of the nation’s dog and cat owners carry pet insurance. Even so, this number is slowly rising. If you’re interested...
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Frank
my best friends have pet insurance and it has been a life saver for them. They have a french bulldog who has had a lot of complica... Read More
Friday, 29 June 2018 11:16
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