Finance Globe

Owning a dog can bring great joy to your life. It can also bring many expenses, all of which you should prepare for before bringing a pet into your home. When you plan in advance for the costs of dog ownership it’s much easier to stay within budget, year in and year out. Here are some of the most common annual expenses associated with owning a dog: •    Food. Unless you feed your dog scraps from...

It’s not the most pleasant thing you’ll do in regards to your finances, but there will be times when you have no choice but to review your estate plan. Upon doing so, you’ll soon learn one of two things: •    You can leave your estate plan the way it is for the time being•    You need to alter your estate plan as to better suit your current situation and the future You don’t have to go...

Do you often worry about paying your credit card after the due date? Are you concerned about the impact it will have on your finances, including a late fee and red mark on your credit report? Since these are legitimate concerns, it’s time to strongly consider the many strategies you can employ to avoid late payments. Here are three to consider: 1. Conduct Regular Account Reviews As the month wears on, you should regularly review your...

Although we’re just now moving into the dead of summer, it won’t be long before it’s back to school time. Since this has a way of creeping up on even the most organized parents, there’s nothing wrong with getting a jumpstart on back to school shopping. Starting early helps eliminate some of the stress that is often associated with this time of the year. Furthermore, with the right approach, it also allows you to save money....

Have you come to find that the interest rate attached to your current credit card is entirely too high? Do you enjoy everything else about your credit card? If you answered yes to both of these questions, you may want to contact your credit card company to see if there is anything they can do to help. By help, we mean one thing: lowering your interest rate. There is no guarantee that your credit card company...

Like many people, you spend a good amount of time in your master bathroom. From getting ready for your workday to winding down before you call it a day, this room of your home gets plenty of attention. There may come a point when you realize your master bathroom is no longer up to par. Instead, it requires a few upgrades in order to make the space as comfortable and inviting as possible. While there are...

Do you often walk away from the checkout line at the grocery store and wonder what happened? Do you immediately begin to think about the steps you could have taken to save money? In today’s day and age, with grocery prices on the rise, it’s more difficult than ever before to stay within your budget. Fortunately, you can make some basic changes to your strategy in order to save money and feel better about every trip...

Are you the type of person who waits all winter (and spring) long for warmer weather to move into your area? Is this the time of the year when you enjoy yourself the most? While there’s nothing wrong with savoring every last minute of summer, there’s something to remember: these months have the potential to take a toll on your budget. Here are a handful of summertime budget busters to keep a close eye on: •   ...

In today’s day and age, a cell phone has become a must have item. While there are people living without this technology, they’re few and far between. According to Pew Research Center, 95 percent of Americans own some type of cell phone. Enough said! If you’re tired of overpaying on your monthly bill here are some simple steps to take in the immediate future. Even if you only do one of these things there’s a good...

As a pet owner, it goes without saying that you understand the many expenses that can come to light over the years. Although you may have passed on pet insurance in the past, it may be something you want to consider today (or in the near future). It’s been estimated that only one to two percent of the nation’s dog and cat owners carry pet insurance. Even so, this number is slowly rising. If you’re interested...