Finance Globe

U.S. financial and economic topics from several finance writers.

Saving on Groceries: Easier than you Think

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When you step foot into a local grocery store or order pickup or delivery online, you will have two things on your mind: Finding and buying everything you needSaving money along the way It is easy to put a variety of items in your cart. It is not so easy to check-out, knowing that the final total could be more than you wanted to spend. With this day in age, things are just plain out getting...
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Home Equity Loan Fees: They Can Sneak Up On You

sitting-calculator-desk
There are many reasons to consider a home equity loan. It's a great way to consolidate debt, pay off medical expenses, or take on a home improvement project. However, before you head down this path, you should become familiar with the many fees associated with this type of loan. Should you neglect to do so, you may end up surprised — and that's not a risk you should be willing to take. While every lender is...
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Being Frugal Takes the Right Mental Approach

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Being frugal is easier said than done. Even though you may be interested in saving money, no matter what it takes, if you don’t have the right mental approach you will find yourself coming up short. Once you change your approach, it will not be long before you are realizing the benefits of living a frugal lifestyle. In fact, you may soon find that this is easier than you ever believed possible. Getting in the right...
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Wanderer
1. Having the strength to say no. 2. Ability to differentiate necessary from unnecessary purchases. and 3. Being patient. The th... Read More
Wednesday, 23 June 2021 08:38
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3 Traits for Maintaining a Successful Budget

woman-calculator-desk
Creating a budget is a big step on the path to a better financial life. However, maintaining your budget is even more important. Even if you start with good intentions, over time it is possible to get off track if you don’t know what you are doing. To ensure your success, here are three traits that will help you stay the course: 1. Motivation. Are you motivated to do the right thing in regards to your...
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Are You Overspending on These Office Supplies?

paying-too-much-office-supplies
As a small business owner or office manager, there may come a time when you need to take a hard look at your spending. Did you know that approximately two-thirds of Americans don’t budget? While this number may or may not be as high in regards to small business, nothing changes the fact that you need to pay close attention to every last dollar you spend. This leads us to an important question: are you overspending...
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Frank
Luckily the company I work for purchases these items, but I agree they can quickly add up!
Wednesday, 20 December 2017 17:40
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Debit or Credit? 3 Reasons to Choose Debit

Debit or Credit? 3 Reasons to Choose Debit
As you compare your debit card and credit card, you have a big decision to make. Which one will you turn to when it’s time to make a purchase? While your credit card may seem like the better option, thanks to the ability to earn rewards and build credit, there are times when it’s better to swipe your debit card. 1. You are swimming in credit card debt. If you are already bogged down with credit...
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Wanderer
While your post has a lot good logic there is one matter not to be overlooked. Fraud as the laws favor credit cards and you are mo... Read More
Tuesday, 17 May 2016 21:05
Frank
I agree. The main question you should ask yourself is are you financially responsible to purchase on a credit card. If you are, yo... Read More
Sunday, 22 May 2016 18:03
Frank
I could not agree more Wanderer.
Tuesday, 14 June 2016 14:00
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What are the Benefits of a Personal Loan?

What are the Benefits of a Personal Loan?
Are you in desperate need of money? Do you find yourself comparing your many options for obtaining the cash you need? Like many, the first place you turn is your bank account. If you don’t find what you need, it’s natural to turn your attention to your credit card. While a personal loan isn’t the right choice for every consumer in need of money, there are many benefits that allow this product to standout. Consider the...
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Wanderer
Used a Personal Loan to help establish myself in the world of credit and to use the funds to pay off debt. What I liked was the fi... Read More
Sunday, 23 April 2017 05:38
Frank
I have never used a personal loan, but I agree that they would be good for someone to establish credit or if they were in a bind. ... Read More
Wednesday, 26 July 2017 13:32
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Salary Negotiation Tips for First-Timers

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Have you come to the conclusion that your employer should be paying you more money? Are you ready to negotiate your salary for the first time? Although this can be a stressful situation, it’s something you’ll probably face at some point in your career. Despite your concerns, such as the possibility of your employer shooting you down, it’s important to move forward and take immediate action. After all, you don’t want to work for less than...
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Frank
Make sure you research your market pay as well. Having benchmarks can be a great tool.
Wednesday, 26 July 2017 13:38
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Frugal Flips for the Not-So-Extreme Cheapskate, Part 3

garden-frugal-grow-own-food
As of this past March I’ve been posting monthly tips for saving money, which I’m calling “frugal flips.” So far, the flips I’ve shared in this series have the potential to save around $1973 a year. Frugal Flip #6: Re-think your coffee brewing method This one will be especially useful for those of you who regularly make your own coffee at home with a single cup brewing machine, such as a Keurig. If you’ve been thinking...
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Frank
Great post! Do you have any recommendations on the brand of the reusable cup?
Monday, 25 September 2017 17:37
Alison
Hi Frank! Thanks for the positive feedback. I try to avoid mentioning brand names in my articles so I don't sound like a walking a... Read More
Saturday, 30 September 2017 12:58
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6 Sneaky Ways Coupons Lead to Overspending

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When it comes to saving money there’s no denying the popularity of coupons. In their 2017 Coupon and Promo Code Use Study, public opinion research firm PRRI found that 92% of consumers have used coupons in the past year. But do they really help us save money? Unfortunately, too many of us end up spending more money when we use coupons than we would have without them. And that is exactly why coupons exist. Budget conscious...
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Frank
I always get caught on #3. My wife too!
Sunday, 30 April 2017 20:46
Alison
Me too! I'm sure we're not the only ones. Coupon psychology is powerful stuff, and that one is especially insidious!
Monday, 01 May 2017 10:51
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