Finance Globe Blog

Your health is more important than anything else, so if your doctor suggests you take a prescription medication it’s probably a good idea to follow their instruction. However, you may have concerns about the cost of the medication, especially if you’re on a tight budget. Fortunately, there are several ways to save money on prescription medication, with these four strategies among the best: •    Compare local pharmacies: While your current pharmacy may have the lowest...

As you review your budget, one category may stick out like a sore thumb: entertainment. While there’s nothing wrong with spending some money to have a good time, you don’t want to go over board. Doing so can wreak havoc on your finances, thus calling for a complete overhaul of your budget. So, this leads to an important question: how much should you spend on entertainment related expenses every month? There’s no right or wrong...

2019 is off to a fast start and hopefully the winter is over. Now that you are getting your taxes done for 2018, you may want to look at your financial picture for 2019. This is a great time to start boosting your savings and really focusing on your financial plan. Below are tips and helpful guidelines to help improve your savings in 2019. Please feel free to add any in the comments section below....

As credit cards become more secure and consumers become more savvy about protecting their financial accounts, there’s another type of account that we should be on guard for - account takeover fraud. Criminals can do just as much damage by taking over your accounts as they could by having direct access to your credit card or bank account. What is Account Takeover Fraud? Account takeover fraud is a type of theft where a criminal gains...

There is an issue I think needs to be addressed in public high schools. While the core classes like algebra, geometry, and English are critical, these schools are putting enough focus on everyday skills like personal finance. I think personal finance should be a core class in high school. Learning these skills in high schools will help the student through adulthood, and may even find a job. I bet there are many that find themselves...

Savings for your current child or future child needs to be a big goal for you and your family. I found this amazing, but a recent government study found that it can take over $235,000 to raise a child from infancy to age 17. In fact that number does not include college, extracurricular activities, or family vacations. Now that you know its going to cost a lot to provide for a child, I wanted to...

Cable companies are notorious for regularly increasing the cost of your service. Just as you get comfortable with one payment, you receive a bill that you’re not expecting. While you could simply pay the higher bill, you don’t necessarily want to take this approach. It’s better to contact your cable company, ask about the increase, and determine if there’s anything you can do to save. It goes without saying that you can negotiate the overall...

Many Americans are struggling financially, with a large number of Americans living paycheck to paycheck and others having to borrow to make ends meet. Americans who grew up in a home with parents who struggled my repeat their parents’ mistakes because they don’t understand the important parts of being financially healthy. As you work to improve your finances, focus on mastering these key areas. Spend less than you make. When your monthly expenses are greater...

Temporary layoffs can happen when you least expect and with no warning from your employer. Worse, you may not know how long the layoff will last and when your pay will start again. Staying on top of your finances can be difficult when there’s a delay in your pay. Here are some tips for staying on track until the layoff is over. Take advantage of your emergency fund . A delay in pay is the exact kind...

A new year is approaching, and that means new goals are coming. A good goal for 2019 may be to learn more about personal finance so you can be financially successful! Below are a few tips and recommendations to be able to learn more about personal finance in 2019.  Please feel free to post in the comments sections if you have any additional recommendations. Personal Finance Podcasts: Podcasts have become a hugely popular trend, and...