3 Ways to Incur Less Debt in 2018

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Has 2017 been a bad year for you in regards to debt? Do you continue to rack up one bill after the next? Are you hoping to change this in the year to come? Although you may have made some poor financial decisions over the past few months, it doesn’t mean you have to continue this trend in the future. By making a few basic changes to your approach, you’ll find it much easier to...
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Is a Smartphone Upgrade a Wise Choice?

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The days of getting a new cell phone just for signing a two-year service agreement are long gone. Unless you can take advantage of a carrier promotion, you’ll likely pay full price for a new smartphone. With phone prices creeping higher and higher each year, owning a smartphone is pretty expensive, sometimes even more so than owning a laptop computer. Carriers make it fairly easy to upgrade to a new phone, allowing you to pay...
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How to Avoid Falling for a Pyramid Scheme

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Everyone who’s looking for an opportunity to make money outside of their regular paycheck should be aware of pyramid schemes. These scams are typically disguised as legitimate opportunities to work from home and lure in people with the promise of big money. Pyramid schemes, which are illegal, are different from multilevel marketing programs, which are legal and can actually allow you to generate income. Pyramid schemes convince those interested to invest hundreds or thousands of...
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5 Ways to Make Better Financial Decisions

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We’ll spend our entire lives making financial decisions. The wrong decisions can be difficult to undo and can cause major financial troubles. Good decision making takes some practice, but here are some guidelines to help you make better financial decisions. Think through your decisions. Avoid making major decisions on impulse. Otherwise, you’re more likely to make a mistake. When you’re faced with a financial decision, take time to think through the choice. Consider all the...
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How to Ask for a Raise at the End of 2017

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With 2017 coming to an end, it won’t be long before you turn your attention to the new year. This can mean many things to you both on a personal and professional level. As an employee, you may have one thing on your mind at this time: earning more money in 2018. While there are many ways to reach this goal, one of the best is to simply ask for a raise. There is no...
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3 Ways to Save More Money for Retirement

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Are you finding it difficult to save enough money for retirement? Are regular monthly contributions not doing enough for you? Are you seeking new ways to save more money? If you find yourself in this position, it’s safe to say that you’re not alone. There are many people in the same spot as you, with some realizing that there is no better time than now for a change. Here are three ways to save more...
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The Potential Impact of Identity Theft

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The recent Equifax data breach has many consumers questioning how worried they should be about identity theft. The answer is very worried. Think about all the credit-related transactions you’ve made - or plan to make - over the course of your life. Not only could a thief make these same transactions under your name, they could mess up your records so badly that you have a hard time making transactions of your own. Thieves can...
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Three Tips for Using Peer to Peer Mobile Payment Apps

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Gone are the days when you had to contact your bank for a wire transfer to send money to a friend or family member, then wait two to three business days for the payment to show up in their bank account. Several mobile payment apps have entered the marketplace allowing you to make instant money transfers to other people. Another feature that makes mobile payment apps great is that you don’t need the recipient’s bank...
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Frank
Thanks for the great tips Latoyairby. I use peer to peer mobile payments every day so these tips are very helpful to me!
Thursday, 26 October 2017 09:23
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What Are Your Short Term Financial Goals?

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Many people get so caught up in long term financial goals that they forget about planning for what they want to happen over the next 12 months. While there’s nothing wrong with looking deep into the future – such as by setting the goal of purchasing a home in five years – you don’t want to overlook the here and now. With all this in mind, you may need a push in the right direction....
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Frank
My wife and I are paying down our student loan debt. We had a 5 year plan ad we are on year 3. We are on track and we should be de... Read More
Thursday, 26 October 2017 09:23
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4 Tips for Donating Money After Natural Disasters

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From hurricanes to tornadoes to earthquakes, there's almost no part of the world that's safe from natural disasters. In the wake of the destruction that comes along with natural disasters, many of us are inspired to help out by making a donation. No matter how big or small, we want our donations to make as much of a real impact as possible. Here are a few tips for donating money after a natural disasters. Check...
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Wanderer
Appreciate the advice. Seems that my phone has found the scammers lately and it is hard to know what organizations are real? Sonet... Read More
Sunday, 01 October 2017 05:22
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