Finance Globe Blog

U.S. financial and economic topics from several finance writers.

5 Basic Rules for Investing

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  According to CNBC, more than 700,000 people became millionaires in 2017. And many of them did so through investing. Whether your goal is to become a millionaire or to build a sizeable income, knowing how to invest can help you reach your overall financial goals. There are some rules every investor should follow. Invest in what you know. There are lots of types of investments - stocks, bonds, mutual funds, IRA, real estate, to...
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Frank
I would also add: (i) research, (ii) ask lots of questions, and (iii) seek out professional advice.
Saturday, 19 May 2018 14:34
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Easy Ways to Save on Your Water Bill This Spring

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With the winter weather finally phasing out, there’s no denying the fact you probably have a lot of catching up to do. For example, you may need to get outside to mow the lawn, power wash your home, and make sure your property didn’t sustain any major damage during the winter months. Springtime is also a great time to revisit your budget, all with an eye toward saving money. Here are three suggestions for saving...
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Frank
Almost my entire neighborhood has these rain barrels. I think they are great! I haven't set one up yet for us, but I plan to this ... Read More
Saturday, 19 May 2018 14:33
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Answer These Questions Before Booking a Hotel

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Are you in the process of searching for a hotel to book? It doesn’t matter if you’re traveling for business or pleasure, you’ll come to find that you have many choices. While it’s easy to make a final decision and go with it, you don’t want to get ahead of yourself. Instead, you need to answer a variety of critical questions before booking. These include the following: •    Where can you get the best deal...
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Frank
I usually book with one of the major online reps like priceline, kayak, or expedia. Most offer the full price you'll pay and the c... Read More
Saturday, 19 May 2018 14:32
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Why Should You Review Your Credit Report?

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Whether or not you review your credit report every now and again is a personal decision. Some people are in the habit of doing so, while others don’t see the point. As a general rule of thumb, you should request and review your credit report at least once every 12 months. Here are some of the many reasons to do so: •    It doesn’t cost anything. You can request a free credit report once a...
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Break These Bad Financial Habits ASAP

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Do you have bad financial habits? Have you come to find that these are stopping you from reaching your goals? Are you ready to make a change for the better? Here’s the good thing: you aren’t the only person with bad financial habits. Most people have at least one habit that they want to eliminate as soon as possible. Here are a handful of bad financial habits that you don’t need in your life: •   ...
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Frank
One my horrible financial habits is buying clothes. I spend WAY too much money on this. One way I am working on fixing this is set... Read More
Saturday, 19 May 2018 14:25
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6 Things to Look for In a Savings Account

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A savings account is more than just a place to keep your spare change or an account to hold your emergency fund. This place has to provide good protection for your money. You should put just as much consideration into choosing your savings account as you do with any other financial account. While you may be tempted to choose a savings account at your primary bank because it’s easier that way, you may be able...
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Frank
Today, given the amount of saving account opportunities, you should never have to pay a monthly fee for the savings account. If yo... Read More
Saturday, 19 May 2018 14:20
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How to Save Money on the Cost of Furniture

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Are you in the market for furniture? From a couch to a dining room table to an entertainment stand, there’s no shortage of things you can purchase for your home. Here’s a common problem when shopping for furniture: everything you like is priced out of your budget. While this is a concern among most furniture buyers, it shouldn’t stop you dead in your tracks. There are steps you can take to save money, with these...
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Frank
I always wait for sale, usually memorial or labor day. I have been able to get some great deals on couches, TVs, beds, etc.
Monday, 30 April 2018 16:42
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Three Ways to Earn More Interest On Your Savings

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Having your money in a traditional savings account typically isn’t the best way for it to grow. Sure, it’s safe and easily accessible, but you may have the opportunity to earn more interest on your savings if you move it to another type of account. Here are three ways you can earn more interest on your savings and still keep your funds safe. Switch to an online savings account. Online banks don’t have the expenses...
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Frank
Buying a CD is going to be the most bang for your buck in regards to a savings account. They rates are still very low, so you shou... Read More
Monday, 30 April 2018 16:39
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Starting a Business? You Better Plan for These Expenses

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Are you in the process of starting a business? Are you creating your business plan to help guide you through the startup phase? Do you have some concerns about the cost of getting your company off the ground? No two businesses are the same, so it’s hard to know exactly how much you’ll spend on startup costs until you dig into the finer details. Even so, some expenses are common across the board. Here are...
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Frank
I will tell you no matter what business you start, you are likely underestimating your expenses and overestimating your sales, esp... Read More
Monday, 30 April 2018 16:37
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3 Simple Ways to Save Money on Gas

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Do you find yourself spending entirely too much money on gas every month? Are you hoping to reduce this expense? Have you tried and failed to do so in the past? With the national average gas price hovering right around $2.52/gallon (regular), now’s not the time to ignore this expense. Instead, it’s up to you to find ways to save a few dollars here and there. Here are three simple steps you should consider taking...
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Recent Comments
Wanderer
Following on the authors comments ... being organized in your travels may lead to fewer miles driven. Lay out your route with stop... Read More
Friday, 19 January 2018 13:41
Frank
I get all of my gas from Kroger, which gives me $0.10 per gallon. This helps quite a bit over time.
Monday, 26 February 2018 15:35
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