Finance Globe

U.S. financial and economic topics from several finance writers.

How to Get Out of a Cell Phone Contract: Points of Consideration

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Do you remember the days when every cell phone carrier was clamoring for your business? From a free phone to a variety of monthly perks, they were willing to do whatever it took to make you happy. However, as cell phones became more popular, this all fell by the wayside. Soon enough, carriers were locking customers into long-term contracts. If you’re interested in getting out of a cell phone contract, here are a few things to...
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Frank
I have had horrible experience in the past trying to negotiate with cell phone companies. I view them as very very difficult to wo... Read More
Sunday, 30 June 2019 10:52
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What are the Benefits of a Short-term Loan?

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With so many types of loans to consider, you should feel confident in your ability to find the one that’s best for you, your finances, and your goals. A short-term loan is often overlooked, but there are times when this is the perfect solution. Here are three of the many benefits associated with this type of loan: •    Lower interest rate: When borrowing money, you always want to know how much you’ll pay in interest. Short-term...
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How to Build Your Side Business While Keeping Your Full-Time Job

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It is becoming fairly common that individuals have a side gig or business while working full time. Most are not able to quit their full-time day job, but still want a way to make supplemental income. Being your own boss is the new trend, but doing it full-time without a safety net is very risky. Below are a few tips to build your side business which is a great way to mitigate risk, learn your market...
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Save Money by Purchasing Contact Lenses Online

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If you wear contact lenses, you’re familiar with the expense of buying replacements every three, six, or twelve months. Even if you’ve made it part of your budget, it doesn’t make it any less painful when you have to part with the money. Fortunately, there are many ways to save on the purchase of contact lenses, with buying online one of your best options. If you’re interested in giving this a try, here are a few...
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Frank
I have tried this before, but unfortunately my vision insurance doesn't cover online eye contact purchases.
Sunday, 30 June 2019 10:54
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Save Money by Visiting an Independent Mechanic

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Does your car need new tires? How about a brake job? Is the check engine light on? From regular maintenance to emergency service, there are times when you require the assistance of a mechanic. Unfortunately, this is an expense you don’t typically want to take on. Rather than call your local dealer’s service department, you may be able to save money by visiting an independent mechanic. Here are three reasons why: •    You can negotiate: Good...
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Will Your Job Check Your Credit Score

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It’s a common myth that your credit score can keep you from getting a job or promotion. While your current or a prospective employer may check your credit, they’re not checking your credit score. In fact, a credit score may not even be useful to an employer because it doesn’t provide the information they need to make a decision about you. An employer wants to see your credit information, so they receive a modified version of your...
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Wanderer
Good information that let's an applicant know the reasoning behind an employment credit check. With family that have worked in ban... Read More
Saturday, 08 June 2019 06:52
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What to do With your Kids This Summer Without Breaking the Bank

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Summer is the time to make memories with your family and kids. However you don’t have to break the bank to do it. Below are a few great and fun ideas that are not too expensive. Library: Public libraries are free and educational. During the summer they have sing-alongs, arts, and crafts. Check with your local library for their list of activities Beaches : Most beaches are free, and have endless activities. Bring games, a book,...
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Wanderer
Great activities list of excitement for the summer months. Also, day camps and multi-day over night camps can be enjoyable and ful... Read More
Saturday, 08 June 2019 06:58
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Watch Out for the Risks of Personal Loans

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Banks and fintech startups are increasingly offering personal loans for consumers who need to consolidate debt, make home repairs, or take care of other financial obligations. While personal loans are becoming easier to access, there still remains some risks to watch out for before you take on new debt. Fixed Monthly Payments There’s a fixed monthly payment based on your interest rate, loan amount, and repayment period. Payments can be difficult to make if you’re having...
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Frank
I do not have direct experience with getting a personal loan, but as you mentioned I would be wary of them as the interest rate is... Read More
Thursday, 27 June 2019 08:41
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Ways to Save Money on Prescription Medication

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Your health is more important than anything else, so if your doctor suggests you take a prescription medication it’s probably a good idea to follow their instruction. However, you may have concerns about the cost of the medication, especially if you’re on a tight budget. Fortunately, there are several ways to save money on prescription medication, with these four strategies among the best: •    Compare local pharmacies: While your current pharmacy may have the lowest price,...
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Frank
Do you ever ask the pharmacist for a coupon?
Thursday, 27 June 2019 08:38
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How Much Should You Spend on Entertainment Every Month?

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As you review your budget, one category may stick out like a sore thumb: entertainment. While there’s nothing wrong with spending some money to have a good time, you don’t want to go over board. Doing so can wreak havoc on your finances, thus calling for a complete overhaul of your budget. So, this leads to an important question: how much should you spend on entertainment related expenses every month? There’s no right or wrong answer...
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