Finance Globe

U.S. financial and economic topics from several finance writers.

Chris Bibey is a freelance writer and internet marketing professional located in Pittsburgh, PA.

What To Do With an Unexpected Lump Sum of Cash

bag-of-cash
 There’s no better feeling than a lump sum of cash unexpectedly arriving in your life. This could come from a work bonus, tax refund, winning lottery ticket, or inheritance (and that’s just the start). Before you do anything with the money, take a step back to consider the best path forward. You don’t want to make a rash decision that you’ll regret in the future.  Here are some of the better things to do with an...
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How to Protect Your Finances During an Economic Downturn

economic-downturn
The current state of the economy is anything but stable. Inflation is taking over and there’s quite a bit of chatter about an oncoming recession.  While you don’t have control over the economy, you do have control over your personal finances. Here are five things you can do to protect your finances during times of economic uncertainty. Maintain an emergency fund: This is money that you can tap into if you face a financial emergency. For...
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Boost Your Small Business's Cash Flow With These Tips

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 If you’re an entrepreneur, you’re probably always thinking about improving your company’s cash flow. After all, having a consistent, healthy cash flow is essential for the success of your business: This grants you more flexibility as an entrepreneur and allows you to make smart investments for your company. If you’re hoping to boost your cash flow, these tips will give you plenty of ideas for ensuring a comfortable cash flow for your business. Organize Your Payroll...
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Budgeting 101: Get Your Finances In Order

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Having a proper budget is important in terms of financial stability. However, creating a budget that works for you and your lifestyle may seem difficult if you are just starting out. There are various ways to go about budgeting and doing so can allow you to live stress-free in regard to your finances. If you are unsure of where to begin, here are four ways you can get started on the path to getting your finances...
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Credit Card Fees: Watch for These

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It doesn’t matter if you’re searching for a new credit card or learning more about the one you already have, there’s an important question to answer: are you familiar with the fees associated with the card?Unless you can answer “yes” with 100 percent confidence, you have some work to do. If you’re uncertain of potential credit card fees, one or more of these could sneak up on you in the near future.An annual fee is a...
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Recent comment in this post
Wanderer
Good points to be aware of. Sometimes the fees can offset the advantages of the card rewards.
Tuesday, 30 November 2021 04:32
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The Many Benefits of a Secured Credit Card

blue-credit-card
Are you having a difficult time obtaining an unsecured credit card? Is this the result of no credit or bad credit? Have you given up on the process?While an unsecured credit card may be out of the question for the time being, there’s another option to consider: a secured credit card.With a secured credit card, you make a cash security deposit upfront that protects the credit card company. If you default, they have the right to...
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Home Equity Loan Fees: They Can Sneak Up On You

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There are many reasons to consider a home equity loan. It's a great way to consolidate debt, pay off medical expenses, or take on a home improvement project. However, before you head down this path, you should become familiar with the many fees associated with this type of loan. Should you neglect to do so, you may end up surprised — and that's not a risk you should be willing to take. While every lender is...
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COVID-19 and Your Small Business: How to Best Serve Your Clients

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There is no denying the fact that the COVID-19 pandemic has taken the business world by storm. As a small business owner, it’s safe to assume that you have concerns about the here and now, as well as what the future will bring.When it comes to COVID-19 and your small business, there’s nothing more important than your clients. Even if you’re going through a rough patch, there are steps you can take to ensure that your...
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Recent Comments
Guest — Carl
Very difficult to have a business serving customers in this environment. Serving take-out, delivery or on-line will help many to s... Read More
Tuesday, 03 November 2020 15:08
celine dion
.;.
Tuesday, 03 August 2021 21:31
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Do You Need an Emergency Fund?

saving-money-mangement1
When everything is going as planned with your finances and life in general, you don’t see much reason to have an emergency fund. It’s easy to believe that everything will remain the same into the future. However, don’t be fooled. Things can and will go wrong, ranging from the current coronavirus pandemic to a necessary home repair. With an emergency fund in place, you have money to fall back on should you need it to get...
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How to Handle the Rising Costs of Utilities

utility-bills
With so much to think about from a budgeting perspective, it’s easy for some monthly expenses to slip through the cracks. For many people, this means utilities.It’s easy to take utilities for granted, as you assume that you’ll always have access to what you need. However, even if this is the case, it doesn’t mean you can ignore the impact on your budget.There’s nothing more frustrating than watching the cost of your utilities rise. If this...
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