Finance Globe

With 2019 winding down, there’s no better time than now to turn your attention to the new year. As 2020 inches closer, it makes sense to review your budget with an eye toward saving money.Did your car insurance premium creep higher this year? Are you looking to save money as the year turns?A car insurance premium increase isn’t always directly related to your personal situation. For example, rates often increase as a result of market conditions.You...

It’s frustrating to find that your car insurance premium is on the rise. Not only will this impact your budget, but it may also lead to a situation in which you have to search for a new provider.There are many reasons for a car insurance premium increase, some of which you have control over and others of which you don’t.Let’s start by examining a few of the things that you can’t control:•    Repair costs•    Number of...

The landscape of healthcare and healthcare costs are dramatically changing. Many companies are now offering high coverage plans and many are pushing high deductible plans to its employees to help keep costs down and put the “cost ownership” in the individual’s hands. Therefore, Health Savings Accounts or HSA, are becoming very popular. However, many people do not know exactly what they are and what kind of benefits come with Health Savings Accounts. Below is a high-level...

Have you come to the conclusion that you’re paying too much for home insurance? Are you seeking ways to lower your premium, all without giving up too much (if anything) in terms of coverage?It goes without saying that you understand the importance of carrying a comprehensive home insurance policy. Even so, you should never get on board with the idea of overpaying for coverage.Below are five simple ways to lower your home insurance premium:•    Comparison shop....

Many major credit cards provide car rental insurance, alllowing you to ditch the car rental agency’s expensive daily plan and save money on the cost of your rental. Before you rent, here are a few essential things to know.You must pay for the rental with your credit card. Coverage only applies when you use your credit card or rewards points to pay for the rental.You must decline the car rental agency’s collision damage waiver. Accepting the...

Is your car insurance premium dragging down your monthly budget? Are you searching for ways to save on the cost of coverage?The only way to eliminate this expense altogether is to get rid of your vehicle. Since this isn’t an option for most people, you need to consider the many ways to save.Here are five ways to lower your car insurance premium:•    Shop around. It’s been said before and it’s worth saying again: the car insurance...

Does it seem that your car insurance premium increases all too often? Are you ready to put an end to this once and for all?While there is no denying the fact that you must carry coverage, this doesn’t mean that you have to overpay for a policy. There are several steps you can take to combat a rising premium, starting with the following:1. Change CompaniesSimply put, some car insurance companies charge higher rates than others. Furthermore,...

Wouldn’t it be nice if your car insurance rate remained the same, year in and year out? Unfortunately, you’ve probably come to find that this isn’t the way things work.There are some obvious reasons for a car insurance rate increase, such as an at-fault accident or receiving a moving violation. However, there are other reasons for this that fly under the radar.Consider these two points:1. Life ChangesMany drivers overlook the fact that basic life changes can...

When you receive your car insurance statement in the mail, your feelings can go one of two ways. Maybe you will be excited that your premium remained the same or decreased. Or maybe you will feel disappointment when you realize that you are being asked to pay more this statement period.There are times when you realize that your premium will increase. For example, maybe you were involved in an at-fault accident or received some type of...

There are many types of insurance you can purchase, with a long term care policy often at the top of the list.This may not be something you think about in your younger days, but as the years go by it could be a purchase you are willing to make.Before doing so, there are several points to consider. These include:•    Your age and health. Are you looking to save money on the cost of coverage? If so,...