Finance Globe

U.S. financial and economic topics from several finance writers.

Chris Bibey is a freelance writer and internet marketing professional located in Pittsburgh, PA.

Interested in a Personal Loan? Here’s Some Advice from the Pros

personal-loan-man-woman-at-desk
In general terms, a personal loan is a fixed amount of money that you borrow at a fixed interest rate for a predetermined period of time. Furthermore, it’s typically an unsecured loan, meaning you don’t have to put up any collateral in order to receive the funds.Flexible terms make a personal loan an intriguing option, as you can borrow the money you need without concerns about changing terms putting stress on your budget in the future.But...
Continue reading
  607 Hits
  0 Comments
607 Hits
0 Comments

Retirement Planning for 2020? Answer These Questions

retirement-beach-couple
With 2019 coming to an end, it’s a good time to turn your attention to the new year. This means many things in regards to your finances, with most people realizing the importance of reviewing their retirement plan and adjusting it as necessary.There is no one-size-fits-all solution to retirement planning. What works for you may not work for the next person, and vice versa. However, if you want to stay the course, there are some key...
Continue reading
  320 Hits
  0 Comments
320 Hits
0 Comments

5 Ways to Save on Car Insurance in 2020

new-cars-1
With 2019 winding down, there’s no better time than now to turn your attention to the new year. As 2020 inches closer, it makes sense to review your budget with an eye toward saving money.Did your car insurance premium creep higher this year? Are you looking to save money as the year turns?A car insurance premium increase isn’t always directly related to your personal situation. For example, rates often increase as a result of market conditions.You...
Continue reading
  732 Hits
  1 Comment
Recent comment in this post
Wanderer
Great Blog as you pointed out the many aspects for personal insurance. In my case, I was loyal to a company for thirty years and... Read More
Thursday, 07 November 2019 21:15
732 Hits
1 Comment

7 Credit Card Resources Worth Reading

s-business-credit-card1
Are you happy with your current credit card? Are you on the search for something new? Do you have big plans for eliminating your credit card debt in the near future?Regardless of your situation, it’s nice to know there’s always somewhere to turn for advice and guidance. The internet has made it easier than ever to collect information that can be used to your advantage.While there’s no shortage of credit card resources to review, here are...
Continue reading
  1132 Hits
  0 Comments
1132 Hits
0 Comments

Do You Need Money to Start a Small Business?

man-woman-holding-sign-business
There is a lot that goes into starting a small business, with the financial side of doing so requiring plenty of attention.In a perfect scenario, you’d have all the money you need to start and grow your business from the ground up. But, even if this isn’t the case, there are still things you can do to get up and running.Here are several ways to secure financing to start a small business:•    Friends and family: A...
Continue reading
  379 Hits
  1 Comment
Recent comment in this post
Wanderer
Opening a new business may allow you to utilize governmental programs based on funding from state and local governments as part of... Read More
Saturday, 10 August 2019 07:08
379 Hits
1 Comment

Why Should You Read Online Credit Card Reviews?

credit-card-shopping-happy1
Comparing credit cards is both easier and more difficult than ever before.On the plus side, there are two things working in your favor:•    The large number of credit card offers to compare and choose from•    The ability to gather information onlineConversely, a large number of credit card offers can also lead to frustration, as there’s always something else to consider. This can lead to a situation in which you’re afraid to take the final step of...
Continue reading
  553 Hits
  1 Comment
Recent comment in this post
Frank
There are so many websites out there that offer great reviews, including this one!
Monday, 26 August 2019 13:36
553 Hits
1 Comment

Are You Ready to Take on a Business Loan?

organize-personal-finance-355764
There are many reasons to consider a business loan. While it may sound like the perfect idea, this is a big financial decision that will affect your business on many levels.Before you wholeheartedly decide in favor of a business loan, here are some of the most important questions to answer:•    Are you familiar with the many types of business loan? From term loans to equipment loans, understanding each type of loan can help you make an...
Continue reading
  321 Hits
  0 Comments
321 Hits
0 Comments

5 Things to do With Your Next Bonus Check

saray-increase1
Do you typically receive at least one bonus check from your employer every year? Do you often struggle when deciding how to use the money?It’s not always easy to decide how to use a bonus check, but this is a good problem to have. If you need a push in the right direction, here are five ideas to consider:•    Add to your retirement savings: No matter how you do so, you can’t go wrong. From maxing...
Continue reading
  348 Hits
  1 Comment
Recent comment in this post
Frank
My last bonus check I used as a down payment for a house.
Monday, 26 August 2019 13:34
348 Hits
1 Comment

How Much Should You Spend on a New Car?

test-drive1
According to analysts at Kelley Blue Book, the average transaction price for light vehicles in the United States is hovering around $37,500.Even if you’re willing to spend this much on a new car – or more – it doesn’t mean you should make a foolish financial decision.There are various factors to consider when answering the question of how much you should spend on a new car. Here are a few things to keep in mind:•    The...
Continue reading
  295 Hits
  1 Comment
Recent comment in this post
Wanderer
Certainly is a lot to consider when buying a new or pre-owned vehicle. Noticed people commenting about taking 72 month or 84 month... Read More
Saturday, 10 August 2019 07:05
295 Hits
1 Comment

How to Save Money on a Rental Car

woman-rental-card
With summer vacation season in full swing, you may find yourself scouring car rental websites in search of the best deal. There are several key steps you can take to save money, thus leaving more cash in your budget for more exciting purchases.•    Book alongside other travel: For example, if you’re also booking a hotel and flight online, consider adding a rental car to the package. By booking everything at once, you’re in best position to...
Continue reading
  455 Hits
  0 Comments
455 Hits
0 Comments