Finance Globe

U.S. financial and economic topics from several finance writers.

Chris Bibey is a freelance writer and internet marketing professional located in Pittsburgh, PA.

Do You Need an Emergency Fund?

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When everything is going as planned with your finances and life in general, you don’t see much reason to have an emergency fund. It’s easy to believe that everything will remain the same into the future. However, don’t be fooled. Things can and will go wrong, ranging from the current coronavirus pandemic to a necessary home repair. With an emergency fund in place, you have money to fall back on should you need it to get...
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How to Handle the Rising Costs of Utilities

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With so much to think about from a budgeting perspective, it’s easy for some monthly expenses to slip through the cracks. For many people, this means utilities.It’s easy to take utilities for granted, as you assume that you’ll always have access to what you need. However, even if this is the case, it doesn’t mean you can ignore the impact on your budget.There’s nothing more frustrating than watching the cost of your utilities rise. If this...
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Is 2020 the Right Time to Start a Business?

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For many, the new year is the right time to make a big career change. And for you, it may be the perfect time to take the first step in starting your own business.As such a big decision – regardless of the process you follow and the path you take – it’s critical to have a detailed plan in place. Here are seven questions you can answer today to help you decide if starting a business...
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Interested in a Personal Loan? Here’s Some Advice from the Pros

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In general terms, a personal loan is a fixed amount of money that you borrow at a fixed interest rate for a predetermined period of time. Furthermore, it’s typically an unsecured loan, meaning you don’t have to put up any collateral in order to receive the funds.Flexible terms make a personal loan an intriguing option, as you can borrow the money you need without concerns about changing terms putting stress on your budget in the future.But...
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Retirement Planning for 2020? Answer These Questions

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With 2019 coming to an end, it’s a good time to turn your attention to the new year. This means many things in regards to your finances, with most people realizing the importance of reviewing their retirement plan and adjusting it as necessary.There is no one-size-fits-all solution to retirement planning. What works for you may not work for the next person, and vice versa. However, if you want to stay the course, there are some key...
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5 Ways to Save on Car Insurance in 2020

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With 2019 winding down, there’s no better time than now to turn your attention to the new year. As 2020 inches closer, it makes sense to review your budget with an eye toward saving money.Did your car insurance premium creep higher this year? Are you looking to save money as the year turns?A car insurance premium increase isn’t always directly related to your personal situation. For example, rates often increase as a result of market conditions.You...
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Wanderer
Great Blog as you pointed out the many aspects for personal insurance. In my case, I was loyal to a company for thirty years and... Read More
Thursday, 07 November 2019 21:15
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7 Credit Card Resources Worth Reading

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Are you happy with your current credit card? Are you on the search for something new? Do you have big plans for eliminating your credit card debt in the near future?Regardless of your situation, it’s nice to know there’s always somewhere to turn for advice and guidance. The internet has made it easier than ever to collect information that can be used to your advantage.While there’s no shortage of credit card resources to review, here are...
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Do You Need Money to Start a Small Business?

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There is a lot that goes into starting a small business, with the financial side of doing so requiring plenty of attention.In a perfect scenario, you’d have all the money you need to start and grow your business from the ground up. But, even if this isn’t the case, there are still things you can do to get up and running.Here are several ways to secure financing to start a small business:•    Friends and family: A...
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Wanderer
Opening a new business may allow you to utilize governmental programs based on funding from state and local governments as part of... Read More
Saturday, 10 August 2019 07:08
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Why Should You Read Online Credit Card Reviews?

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Comparing credit cards is both easier and more difficult than ever before.On the plus side, there are two things working in your favor:•    The large number of credit card offers to compare and choose from•    The ability to gather information onlineConversely, a large number of credit card offers can also lead to frustration, as there’s always something else to consider. This can lead to a situation in which you’re afraid to take the final step of...
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Frank
There are so many websites out there that offer great reviews, including this one!
Monday, 26 August 2019 13:36
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Are You Ready to Take on a Business Loan?

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There are many reasons to consider a business loan. While it may sound like the perfect idea, this is a big financial decision that will affect your business on many levels.Before you wholeheartedly decide in favor of a business loan, here are some of the most important questions to answer:•    Are you familiar with the many types of business loan? From term loans to equipment loans, understanding each type of loan can help you make an...
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