Finance Globe

According to Kelley Blue Book, the average cost of a new car is approximately $36,000. For some, this may be the perfect price point. For others, it may be entirely too expensive. As you shop for a new vehicle, it’s important to do so with your budget in mind. If you don’t, you could fall prey to all the bells and whistles, thus paying more than you can comfortably afford. Here are three basic things to...

It doesn’t matter how many children you have, you’ll soon come to realize that keeping your house fully stocked with supplies would be in your best interest. After all, you never want to find that you’re out of diapers, formula, or another essential item. While you can always purchase what you need at a local big box store, there are many reasons to get into the habit of buying online: •    Lower prices. There’s no better...

In a perfect world, you’d obtain a credit card and use it for the rest of your life. However, as the years go by, you may come to find that the credit card you once loved is no longer what it used to be. There are times when it makes sense to move on to a new credit card. Here are a few situations that often call for a change: •    Variable rate is climbing. The...

Even with alternatives – such as streaming live TV services – cable companies continue to charge an arm and a leg. If you’re tired of overpaying, but not yet ready to cut the cord, it’s time to contact your cable company with the idea of negotiating a better deal. Once you make the call, there are three distinct things you should negotiate with your cable company: 1. Cost of Service This is the big one, as...

Are you interested in applying for a personal loan, but a bit unsure of your chance of obtaining an approval? While you can only do so much to improve your chance of securing funds, there are some key steps you can take to tilt the scales in your favor. Consider the following: •    Check and boost your credit score. As an unsecured loan, lenders take a strong look at your credit score before making a final...

Are you in need of a new appliance, such as a refrigerator or dishwasher? Are you interested in buying an entire package, such as a washer and dryer? It doesn’t matter how many appliances you’re buying, there are tips you can follow to save a load of money. The first thing you need to do is change your mindset. Don’t assume that the only way to purchase appliances is to visit a big box store, review...

It’s frustrating to find that your car insurance premium is on the rise. Not only will this impact your budget, but it may also lead to a situation in which you have to search for a new provider. There are many reasons for a car insurance premium increase, some of which you have control over and others of which you don’t. Let’s start by examining a few of the things that you can’t control: •    Repair...

In today’s day and age, internet access is no longer a luxury. Instead, most people consider it a necessity.With this in mind, you may find yourself searching for a reputable internet service provider that offers affordable pricing.Unfortunately, this can be difficult to come by. On one end of the spectrum, the most reliable companies always seem to charge an arm and a leg.On the other side, you can save a few dollars per month, however, it’s...

Did you know there are approximately two million active real estate licensees in the United States? Or how about the fact that there are more than 85,000 real estate brokerage firms operating in the United States? With statistics like this, it’s easy to see that there is money to be made in the real estate industry. The average real estate agent earns roughly $44,000 per year, with some earning a lot more (well into the seven...

As you plan for your road trip, it goes without saying you’ll be searching for ways to save money. Can you pack food so you don’t have to spend excessively at stops along the way? Can you drive straight through to your destination, all so you don’t have to spend money at a hotel? Depending on the length of your trip, there’s a good chance you’ll spend a lot of money on gas. While there is...