Finance Globe Blog

U.S. financial and economic topics from several finance writers.

Reasons to Find a New Travel Rewards Credit Card

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When you apply for a travel rewards credit card , you hope to use it to your advantage for many years to come. While there’s a good chance of this happening, you never know what will change in the future. There are several times when it makes sense to find a new travel rewards credit card, including the following situations: •    Terms and conditions have changed. You don’t see it coming, but your issuer decides...
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Wanderer
In consideration of travel cards ... look at the sign up bonuses which can be huge and how much the card allows for travel expense... Read More
Sunday, 25 November 2018 04:59
Frank
I have to say I usually get a new travel credit card every 2-3 years. The sign up bonuses are just too great to pass up!
Sunday, 25 November 2018 16:36
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The Easiest Way to Choose a Rewards Credit Card

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With hundreds of rewards credit cards to choose from, it can be both easy and difficult to make a final decision. On the surface, it appears that a variety of offers will allow you to find a credit card that suits your every want and need. While this is true, you’ll have to sift through all of them to find exactly what you’re looking for. The easiest way to choose the right rewards credit card...
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Wanderer
As a follow on this Blog, there are many options in the credit card market place to earn at least 2% or better. The travel cards w... Read More
Sunday, 25 November 2018 04:53
Frank
To Wanderer's point, if you don't do your thorough research, any general card that earns 2% of better is likely a decent card. I c... Read More
Sunday, 25 November 2018 16:35
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Budgeting Questions to Answer Before the End of the Year

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As we move toward the end of the year, there’s no better time to review your budget with an idea of making changes for the better. By focusing on the right budgeting questions, you can adjust your approach to ensure more success in 2019. While there are many questions to answer, these three are among the most important: •    Will your income remain the same in the new year? You may not know the answer...
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Frank
This is as important as drafting a budget at the beginning of the year, great stuff Chris!!
Wednesday, 21 November 2018 14:09
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Are Premium Rewards Worth the Expensive Annual Fee?

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The perks on premium rewards credit cards look great, but the high annual fee causes many people to run the other way. The annual fee on a premium rewards credit card can be as high as $550 and unlike many other types of credit cards, the annual fee isn’t waived in the first year. That means you have to start paying for the credit card right away. In some cases, what looks like a steep...
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Wanderer
Great write up! It is often hard to compare various cards as today, banks and credit unions keep changing what the benefits are! I... Read More
Sunday, 04 November 2018 11:34
Frank
From my experience they have 100% worth it and paid for themselves many times over.
Wednesday, 21 November 2018 14:08
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Personal Finance Tips in your 30s

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As I creep into my 30s (I won’t tell you my exact age!), I think it is even more important to stay on top of your personal finances. As you move into your 40s and 50s, you will likely have less flexibility, so it is really important to take some important financial strides in your 30s. Below are personal finance tips for your 30s! Please let me know if anyone else has anything to add!...
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Frank
Do these tips so you don't have to in your 40s!!!
Wednesday, 21 November 2018 14:07
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How to Prepare Yourself Financially When You are Expecting a Baby?

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For all of those lucky future parents out there, a baby is going to be a wonderful new adventure for you. Few things are as satisfying as watching your child grow up. One important thing you should consider is prioritizing your personal finances as soon as you know you are adding to your family. Below are some helpful tips people have given me to help ensure your family has a happy future.  Create a budget...
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Frank
Has anyone had recent experience that you would like to share?
Wednesday, 21 November 2018 14:06
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How to Create a Will?

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Now that I have a child on the way, I have done some research and learned that I likely need to create a will. I never really thought about having to draft a will, but now that I am married and have a child on the way, I thought it would be a good idea to check it out. Based upon my research, below are some helpful tips on creating a will. Please share if...
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Wanderer
This is an important life document! If a person becomes deceased without a will ... most often they are at the whim of their state... Read More
Sunday, 04 November 2018 12:24
Frank
It is a very important life document! its been my first experience putting one together, but I am learned a ton!
Wednesday, 21 November 2018 14:06
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3 Questions to Ask Your Credit Card Company Today

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When was the last time you reached out to your credit card company to ask a specific question? Were you happy with the answer, or left wanting more? There’s no reason to regularly contact your credit card company, but there are definitely times when it makes sense to do so. Here are three questions you should ask today: •    Is there any way to secure a lower interest rate? This is of particular importance if...
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Frank
I would also ask if there are any new cards/bonuses going on that I may be eligible for?
Wednesday, 21 November 2018 14:05
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3 Key Things Entrepreneurs Should Look for in a Credit Card

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As an entrepreneur, keeping your finances straight can make or break your business. Using a credit card can help you organize your expenses, keeping everything in one place so it’s easier to see what you’re spending. Having a separate credit card for your business helps you keep your business and personal expenses separate. This is key when it comes to accounting and filing your taxes. Keeping your expenses separate is also important for legally protecting...
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Frank
ability to add employer cards is critical! As you grow your business and employee base, this is a big need!
Wednesday, 21 November 2018 14:04
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Start Preparing to File Your Taxes Early

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Are you the type of person who makes it a habit to file your tax return at the last minute? Are you hoping to get this off your plate earlier in 2019? Regardless of what you’ve done in the past, there are many reasons to file your taxes early next year. It’s a change to your typical system, but once you understand the benefits it’ll become second nature to you. 1. Faster Tax Refund There...
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Frank
This is a great idea, but I always file at the last minute. I am not a fan of taxes!
Monday, 29 October 2018 11:52
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