Finance Globe

U.S. financial and economic topics from several finance writers.

How Much Should You Spend on a New Car?

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According to analysts at Kelley Blue Book, the average transaction price for light vehicles in the United States is hovering around $37,500. Even if you’re willing to spend this much on a new car – or more – it doesn’t mean you should make a foolish financial decision. There are various factors to consider when answering the question of how much you should spend on a new car. Here are a few things to keep in...
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Wanderer
Certainly is a lot to consider when buying a new or pre-owned vehicle. Noticed people commenting about taking 72 month or 84 month... Read More
Saturday, 10 August 2019 07:05
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How to Save Money on a Rental Car

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With summer vacation season in full swing, you may find yourself scouring car rental websites in search of the best deal. There are several key steps you can take to save money, thus leaving more cash in your budget for more exciting purchases. •    Book alongside other travel: For example, if you’re also booking a hotel and flight online, consider adding a rental car to the package. By booking everything at once, you’re in best position...
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5 Credit Card Transactions That Are Just Like a Cash Advance

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Cash advances are one of the most expensive types of credit card transactions. These transactions come with a higher interest rate and a cash advance fee. With most credit cards, you don't get a grace period to pay off the advance and avoid paying a fee. Most people think of a cash advance as using a credit card to get cash from an ATM. Your credit card issuer may treat other types of cash transactions as cash advances....
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Wanderer
The break out of what is a cash advance is useful. Seems it gets lost in the actual terms and conditions lenders include in the or... Read More
Saturday, 13 July 2019 03:18
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Saving Money by Reducing Food Waste

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Wasting food is money wasted. Follow these simple, environmentally-friendly tips to help reduce food waste and save money Shop smart. While buying in bulk is convenient, it is more likely to lead to food waste. Frequent trips to the grocery store every few days, rather than one bulk shopping trip, can help to avoid buying more food than you need.  Make a shopping list and stick to it. This will help you to buy only what...
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Simple Ways my Family Saves Money Each Month

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Now that I am officially a family man, I have found that I have started to really look for ways for my family to save more money each month. I am sure other families feel this pinch and are constantly looking for ways to save money as well. While it is rare eliminating a single expense will give you control over your finances, you can usually save a lot of money by combining savings from several...
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What is Equity Research?

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As I wrote on what a bond rating is last month, I wanted to also write an overview of what equity research is as well. You may be familiar with what equity research is, some may not. Below is a high-level overview of what equity research is, and feel free to ask any follow up questions in the comments section below. Equity research is primarily focused on publicly traded stocks. The purpose of equity research is...
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6 Things to Know Before You Buy a Car With Bad Credit

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There are plenty of companies that have no reservations about taking advantages of vulnerable consumers - like people buying a car with bad credit. If you're trying to buy a car and you don't have the best credit score, realize that your credit makes you a risky borrower, even if you can afford to purchase the vehicle. Here's what you should know as you're shopping around. You'll have a higher interest rate. The cost of borrowing money is directly...
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Wanderer
This is a reality check. What is real in auto loan refi's.
Saturday, 13 July 2019 03:20
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Questions to Answer When Seeking a Small Business Loan

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It doesn’t matter if you’re starting or growing a business, there’s likely to come a point when you need a cash infusion. Some companies have enough money in the bank to handle all their financial needs. Others turn to credit cards and investors to get what they need. And of course, many owners understand the benefits of a small business loan. Taking out a small business loan is a big decision that will impact your company...
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Storing Your Credit Card for One-Click Payments

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When you make frequent online purchases from the same retailers, you might consider saving your credit card information for one-click payments. This lets you check out quickly and easily without having to enter your payment and billing information each time. Storing your credit card details is certainly convenient, but is it safe? Just having a credit card puts you at risk of credit card fraud. The more places you've stored your credit card information, the greater...
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Finance Globe
Thank you for the reminders on important things to consider when storing card info. One thing that I feel as secure as possible is... Read More
Tuesday, 09 July 2019 21:28
Wanderer
In today's hacked world, I am not one to store any credit card info. Never know who will get hacked next. Only enter the card info... Read More
Saturday, 13 July 2019 03:22
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Five Benefits of Becoming Debt-Free

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Paying off a large amount of debt takes a lot of sacrifice. You have to cut back your spending and sometimes get creative about making more money. Even though it can be stressful and frustrating, the benefits of paying off your debt are worth it. You’ll save money in the long run. The longer you carry debt, the more you’ll pay in interest. Paying off your debt faster lets you save thousands of dollars in interest,...
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