Finance Globe

When you step foot into a local grocery store or order pickup or delivery online, you will have two things on your mind: Finding and buying everything you needSaving money along the way It is easy to put a variety of items in your cart. It is not so easy to check-out, knowing that the final total could be more than you wanted to spend. With this day in age, things are just plain out getting...

There are many reasons to consider a home equity loan. It's a great way to consolidate debt, pay off medical expenses, or take on a home improvement project. However, before you head down this path, you should become familiar with the many fees associated with this type of loan. Should you neglect to do so, you may end up surprised — and that's not a risk you should be willing to take. While every lender is...

Are you considering the thought of refinancing your mortgage? Before you make a decision, take a strong look at the potential advantages of doing so. There are times when this makes good sense, and times when you would be better off sticking with your current loan. The decision is up to you, however, you have to know how your finances will be impacted regardless of the decision you make. Lower your Interest Rate Let’s face it:...

Are you buying car insurance for the first time? Are you interested in changing to a new provider for one reason or another? If you answer yes to either question, you know that finding affordable, quality coverage is extremely important. As challenging as it may sound, there are steps you can take to find an affordable policy, without giving up anything in terms of coverage. 1. Request multiple quotes. Believe it or not, there are people...

Being frugal is easier said than done. Even though you may be interested in saving money, no matter what it takes, if you don’t have the right mental approach you will find yourself coming up short. Once you change your approach, it will not be long before you are realizing the benefits of living a frugal lifestyle. In fact, you may soon find that this is easier than you ever believed possible. Getting in the right...

This is part 2 of an overview on inflation. We discuss what the media/experts are saying about inflation and how to protect yourself from high inflation. Please feel free to post any follow up questions or comments in the comments section below. What is the media/experts saying about inflation? By summer, there are many economists that are estimated that the cost of living (i.e. inflation) will be up to 2.0% on a yearly basis and likely...

As you have probably seen in the news lately, a lot of people, companies, and government representatives are talking about inflation. Given inflation can be one of the most impactful things to you and your savings, I wanted to write a few articles to discuss inflation. In 2 articles that we will post, I will outline what inflation is, how it impacts you, what the recent “experts” are saying about inflation, and lastly, how to best...

Creating a budget is a big step on the path to a better financial life. However, maintaining your budget is even more important. Even if you start with good intentions, over time it is possible to get off track if you don’t know what you are doing. To ensure your success, here are three traits that will help you stay the course: 1. Motivation. Are you motivated to do the right thing in regards to your...

When you look at your emergency fund what do you see? While some people are happy with the amount of money they have saved, others come to realize the following: they need to make up ground in a hurry. Nobody wants to be faced with an emergency, but you never know what is going to happen in the future. Why not prepare for the worst but hope for the best? Here are three reasons why you...

With 2020 finally over, it won’t be long before you turn your attention to the new year. This means many things, including a focus on your finances. For some, buying a car in 2021 is one of the biggest decisions they will make. If you find yourself in this position, here are five tips you absolutely need to follow (you can get started today): Set a Budget Although you may not be purchasing right away, don’t...