Finance Globe Blog

U.S. financial and economic topics from several finance writers.

Here’s Why You Should Shop for Baby Supplies Online

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It doesn’t matter how many children you have, you’ll soon come to realize that keeping your house fully stocked with supplies would be in your best interest. After all, you never want to find that you’re out of diapers, formula, or another essential item. While you can always purchase what you need at a local big box store, there are many reasons to get into the habit of buying online: •    Lower prices. There’s no...
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Finance Globe
Great points Chris, and especially true in the early years. The conveniences of online shopping usually makes it worthwhile for ex... Read More
Saturday, 15 September 2018 12:58
Frank
ChrisB, How about testing these products out? Is there any benefit to seeing some of these products in person?
Wednesday, 26 September 2018 14:24
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What to Look for in a Hotel Credit Card

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Most major hotel chains offer a co-branded credit card that allow you to earn points that you can use toward hotel stays. Frequent travelers can benefit from having a hotel credit card. Depending on the card you choose, you may be able to earn rewards on all your credit card purchases, not just your hotel purchases. Take a look at multiple hotel credit cards and compare them to decide which hotel credit card would best suit you. The...
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Frank
There is an incredible American Express Marriott/SPG credit card deal going on. I would highly recommend looking into this card if... Read More
Wednesday, 26 September 2018 14:24
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How do you Know When it’s a Good Time to Purchase a House?

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A home purchase is a huge decision. There is a lot to factor in, and it may end up being the biggest financial purchase you make in your life. Below are a few indications that would let you know you might be ready to buy a home. 20% in Savings : Many people/websites have different opinions on this, but I recommend having at least 20% of your home purchase in savings you can use as...
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Tips and Tricks to Help Save for Your Children’s Future

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Saving for you children’s future is on every parent’s mind. Given it can be a long way away, many parents can defer their children’s savings to a later time. This is a huge mistake and can lead to an under-funded savings. Below are a few tips and tricks to help save for your children’s future.  Start as early as you can : Even its $25 a month, start saving when the baby is born. It...
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Frank
I just started a 529 plan for my future child!
Wednesday, 26 September 2018 14:26
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How Much Does it Cost to Have a Baby?

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When a family is expecting a new baby, there is certainly a lot of emotions. Lots of excitement, joy, and likely some stress. One thing to consider and to prepare yourself for is the expected expense of having a baby. High level it is not cheap! There certainly is a lot of variation depending on where you live, the type of birth you have, and what kind of insurance you have. However below is a...
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How to be a Sports Fan on a Budget

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With college football season about to kick off this weekend and the NFL season kicking off next weekend, many people are very excited! Football fans are very loyal to their teams and many want to enjoy the football season as much as possible. However, sports can be very expensive and you can easily blow past your budget without thinking. Below, I have put together a few tips and tricks on how to be a loyal...
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It May be Time to Move on to a New Credit Card

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In a perfect world, you’d obtain a credit card and use it for the rest of your life. However, as the years go by, you may come to find that the credit card you once loved is no longer what it used to be. There are times when it makes sense to move on to a new credit card. Here are a few situations that often call for a change: •    Variable rate is climbing....
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Frank
I have used other cards over time as new cards come to market and they are better deals. However, I never cancel my cards so I can... Read More
Wednesday, 26 September 2018 14:22
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How to Use a Store Credit Card the Right Way

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Much of the advice you read about store credit cards is that you should avoid them at all costs. The high interest rates and low credit limits aren’t the most attractive features for a credit card . Plus, if you’re not disciplined, you could be tempted to rack up more debt than you can afford to. Store credit cards aren’t all bad. The savings and rewards can be lucrative, especially for stores you already shop...
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Frank
I am usually against store credit cards because the returns don't outweigh the benefits. Only in unique situations where you spend... Read More
Wednesday, 26 September 2018 14:21
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3 Things to Negotiate With Your Cable Company

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Even with alternatives – such as streaming live TV services – cable companies continue to charge an arm and a leg. If you’re tired of overpaying, but not yet ready to cut the cord, it’s time to contact your cable company with the idea of negotiating a better deal. Once you make the call, there are three distinct things you should negotiate with your cable company: 1. Cost of Service This is the big one,...
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Frank
Call your cable company atleast once every 6 months to get a refresh of new deals. They usually can offer you a low rate.
Wednesday, 26 September 2018 14:17
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Want a Personal Loan? Do These Things to Up Your Chance of Approval

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Are you interested in applying for a personal loan, but a bit unsure of your chance of obtaining an approval? While you can only do so much to improve your chance of securing funds, there are some key steps you can take to tilt the scales in your favor. Consider the following: •    Check and boost your credit score. As an unsecured loan, lenders take a strong look at your credit score before making a...
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Frank
I have never received a personal loan, but my wife has. If possible, I would try for other loans if possible, because you will get... Read More
Wednesday, 26 September 2018 14:16
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