Finance Globe

U.S. financial and economic topics from several finance writers.

Questions to Answer When Seeking a Small Business Loan

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It doesn’t matter if you’re starting or growing a business, there’s likely to come a point when you need a cash infusion. Some companies have enough money in the bank to handle all their financial needs. Others turn to credit cards and investors to get what they need. And of course, many owners understand the benefits of a small business loan. Taking out a small business loan is a big decision that will impact your company...
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Storing Your Credit Card for One-Click Payments

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When you make frequent online purchases from the same retailers, you might consider saving your credit card information for one-click payments. This lets you check out quickly and easily without having to enter your payment and billing information each time. Storing your credit card details is certainly convenient, but is it safe? Just having a credit card puts you at risk of credit card fraud. The more places you've stored your credit card information, the greater...
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Recent Comments
Finance Globe
Thank you for the reminders on important things to consider when storing card info. One thing that I feel as secure as possible is... Read More
Tuesday, 09 July 2019 21:28
Wanderer
In today's hacked world, I am not one to store any credit card info. Never know who will get hacked next. Only enter the card info... Read More
Saturday, 13 July 2019 03:22
Frank
I completely agree Wanderer. There is 100% guarantee your credit card information will get hacked. Good news is you are protected,... Read More
Monday, 26 August 2019 13:26
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Five Benefits of Becoming Debt-Free

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Paying off a large amount of debt takes a lot of sacrifice. You have to cut back your spending and sometimes get creative about making more money. Even though it can be stressful and frustrating, the benefits of paying off your debt are worth it. You’ll save money in the long run. The longer you carry debt, the more you’ll pay in interest. Paying off your debt faster lets you save thousands of dollars in interest,...
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Frank
I can't tell you how good of a feeling it is to be debt free. Beyond the financial flexibility, you will feel as though a huge wei... Read More
Monday, 26 August 2019 13:25
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Important Questions to Ask Your Home Inspector

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Congratulations, you’re under contract to purchase a new home. While you’re not at the finish line yet, you can see it in the distance. If you have a home inspection contingency in your contract, which is something you should strongly consider, you have the right to hire a home inspector to go over the property with a fine tooth comb. Furthermore, if they find something you don’t like, you have the option to back out of...
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Wanderer
Real good advice! Used a Home Inspector on my most recent residential purchase. Cost was $400 and the findings were useful. The se... Read More
Thursday, 04 July 2019 04:43
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5 Things to Know About Building Credit for the First Time

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Building credit for the first time can be both exciting and stressful. On the plus side, you’re ready to take this big step in your financial life. Conversely, you have some concerns about the moves you’re making and the short and long-term impact. Here are five things to know about building credit for the first time: 1. It’s Every Bit as Important as it Sounds Don’t talk yourself into thinking this isn’t important. Even if you...
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Work With Your Contractor to Save On Your Project

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Maybe you’re dreaming of a new kitchen. Or maybe it’s time to put an addition on your home. Perhaps you want to finish your basement. Regardless of the home improvement project you’re planning, there may be one thing standing in your way: money . Even if you have enough money to complete your project, it doesn’t mean you want to overspend. It’s likely that you’re still interested in saving money along the way. By working closely...
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How to Get Out of a Cell Phone Contract: Points of Consideration

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Do you remember the days when every cell phone carrier was clamoring for your business? From a free phone to a variety of monthly perks, they were willing to do whatever it took to make you happy. However, as cell phones became more popular, this all fell by the wayside. Soon enough, carriers were locking customers into long-term contracts. If you’re interested in getting out of a cell phone contract, here are a few things to...
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Frank
I have had horrible experience in the past trying to negotiate with cell phone companies. I view them as very very difficult to wo... Read More
Sunday, 30 June 2019 10:52
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What are the Drawbacks of a Secured Credit Card?

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Do you have poor credit? Are you struggling to build a credit history? Do you have concerns about ever qualifying for a credit card? Despite your stress, there are things you can do to put yourself on the right path. For example, a secured credit card comes with a variety of benefits: •    Easier to obtain than an unsecured credit card •    Low fee structure •    Refundable deposit (if you meet the terms and conditions) While...
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What's the Risk in Closing a Credit Card?

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You may think nothing of closing a credit card you no longer want. Maybe you have too many cards or you have one that doesn't pay any rewards. because you have too many cards or that one doesn't pay any good rewards - you may think nothing of simply closing out the card. That way you don't have to deal with it anymore. However, closing a credit card may have some unintended consequences. Potential Impact to...
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What are the Benefits of a Short-term Loan?

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With so many types of loans to consider, you should feel confident in your ability to find the one that’s best for you, your finances, and your goals. A short-term loan is often overlooked, but there are times when this is the perfect solution. Here are three of the many benefits associated with this type of loan: •    Lower interest rate: When borrowing money, you always want to know how much you’ll pay in interest. Short-term...
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