Finance Globe Blog

U.S. financial and economic topics from several finance writers.

3 Things to Negotiate With Your Cable Company

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Even with alternatives – such as streaming live TV services – cable companies continue to charge an arm and a leg. If you’re tired of overpaying, but not yet ready to cut the cord, it’s time to contact your cable company with the idea of negotiating a better deal. Once you make the call, there are three distinct things you should negotiate with your cable company: 1. Cost of Service This is the big one,...
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Frank
Call your cable company atleast once every 6 months to get a refresh of new deals. They usually can offer you a low rate.
Wednesday, 26 September 2018 14:17
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Want a Personal Loan? Do These Things to Up Your Chance of Approval

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Are you interested in applying for a personal loan, but a bit unsure of your chance of obtaining an approval? While you can only do so much to improve your chance of securing funds, there are some key steps you can take to tilt the scales in your favor. Consider the following: •    Check and boost your credit score. As an unsecured loan, lenders take a strong look at your credit score before making a...
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Frank
I have never received a personal loan, but my wife has. If possible, I would try for other loans if possible, because you will get... Read More
Wednesday, 26 September 2018 14:16
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6 Tips to Bounce Back From Bankruptcy

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Bankruptcy has the stigma of ending your financial life, but if you’ve been struggling with debt for months, or even years, bankruptcy can give you the fresh start you need to get back on your feet. Once your debts are wiped out in bankruptcy, it’s what you do next that determines your future financial success.  Make sure your credit report is accurate. Bankruptcy can stay on your credit report for up to 10 years, but won't take...
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Frank
I would add to be prepared to pay everything with cash for a very long time. No one is going to give you credit so be prepared to ... Read More
Wednesday, 26 September 2018 14:15
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Easy Ways to Save Big on Appliances

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Are you in need of a new appliance, such as a refrigerator or dishwasher? Are you interested in buying an entire package, such as a washer and dryer? It doesn’t matter how many appliances you’re buying, there are tips you can follow to save a load of money. The first thing you need to do is change your mindset. Don’t assume that the only way to purchase appliances is to visit a big box store,...
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Frank
My wife and I purchased a washer/dryer from Sears. We got a huge deal because they are going out of business. However the delivery... Read More
Thursday, 30 August 2018 09:29
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Common Reasons for a Car Insurance Premium Increase

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It’s frustrating to find that your car insurance premium is on the rise. Not only will this impact your budget, but it may also lead to a situation in which you have to search for a new provider. There are many reasons for a car insurance premium increase, some of which you have control over and others of which you don’t. Let’s start by examining a few of the things that you can’t control: •   ...
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Wanderer
There is more to the automobile rate setting in today's world ... insurance providers generally will pull your credit reports from... Read More
Sunday, 12 August 2018 07:53
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Overpaying for Internet Service? There are Ways to Save

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In today’s day and age, internet access is no longer a luxury. Instead, most people consider it a necessity. With this in mind, you may find yourself searching for a reputable internet service provider that offers affordable pricing. Unfortunately, this can be difficult to come by. On one end of the spectrum, the most reliable companies always seem to charge an arm and a leg. On the other side, you can save a few dollars...
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Frank
I pay $60 a month, but its bundled with my TV so not sure if that is directly comparable.
Thursday, 30 August 2018 09:25
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10 Things You Should Know About Credit Report Disputes

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Your credit report has a major influence on your life. The information in your credit report is used for everything from your home purchase to getting a new cell phone to car insurance and even employment. A 2013, FTC report showed that one in five consumers has a credit report error. Sometimes errors are enough to hurt your credit score which leads to higher pricing and even denied applications. A credit report dispute is the...
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Frank
Great information Latoya! Have you had dispute anything on your credit report before?
Wednesday, 26 September 2018 14:14
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Become a Real Estate Agent: Full-Time or Side Hustle

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Did you know there are approximately two million active real estate licensees in the United States? Or how about the fact that there are more than 85,000 real estate brokerage firms operating in the United States? With statistics like this, it’s easy to see that there is money to be made in the real estate industry. The average real estate agent earns roughly $44,000 per year, with some earning a lot more (well into the...
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Frank
I have been thinking about doing this for awhile not, but I am thinking it will be difficult to manage part time. Has anyone has s... Read More
Thursday, 30 August 2018 09:20
Frank
Chris are you a licensed real estate professional?
Wednesday, 26 September 2018 14:14
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Debit Cards vs. Credit Cards

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This might be common knowledge to many, but there are people who have asked me what the differences are in debit cards and credit cards. Also if you want to teach your kids, below can be a reference guide to discuss the differences between a debit card and a credit card. Debit cards look and feel similar to credit cards . They are issued by major banks, such as Bank of America and Wells Fargo,...
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Wanderer
As an addition to the difference between Debit Cards and Credit Cards is the liabilities in case of loss, identity theft and so on... Read More
Friday, 03 August 2018 05:09
Frank
Great point Wanderer! That is another reason why I solely use credit cards.
Thursday, 30 August 2018 09:14
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Tips and Tricks to Organize your Personal Finances

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Most people do not want to organize their personal finances, but it is very important to do so. This helps you stay on top of your finances and it helps save you from disaster. It also can help your sense of well-being and provides you the information to make good financial decisions. Below are some tips and tricks to help simplify and organize your personal finances. Put together a budget and review it at least...
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Frank
A new one I have recently added: Find a personal finance partner to work this. I meet once a week to discuss personal finance topi... Read More
Thursday, 30 August 2018 09:10
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