Finance Globe

U.S. financial and economic topics from several finance writers.

How to Properly Track your Investment Portfolio

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Many investors have their investments spread across multiple accounts and it can be difficult to properly track the value of your overall portfolio. Your investment portfolio includes 401(k)s, IRAs, and investment accounts with multiple brokerage accounts. You could try to go to multiple websites and gather all of the performance yourself. However, sometimes that is not efficient, so I wanted to walk through a few ways to efficiently track your investment portfolio. Please comment if you...
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Wanderer
Did not know there were simple tools to use in keeping an eye on a our investment portfolios. Do it on an Excel Spreadsheet and it... Read More
Wednesday, 18 December 2019 16:42
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How to Give Kids an Allowance

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I am now honored to be a parent, and the subject of allowances has entered into the discussion. The subject of children’s allowances can get surprisingly contentious. Some parents have very strong opinions about the topic. I did some research and found some helpful tips that I thought I would share. The purpose of an allowance: An allowance enables a child to experience money and how to manage money. You can teach your kids the concept...
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Wanderer
Great information! In truth I did not know how to look at the subject. You explained it and ways to utilize it as a learning tool ... Read More
Wednesday, 18 December 2019 16:40
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Interested in a Personal Loan? Here’s Some Advice from the Pros

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In general terms, a personal loan is a fixed amount of money that you borrow at a fixed interest rate for a predetermined period of time. Furthermore, it’s typically an unsecured loan, meaning you don’t have to put up any collateral in order to receive the funds. Flexible terms make a personal loan an intriguing option, as you can borrow the money you need without concerns about changing terms putting stress on your budget in the...
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Retirement Planning for 2020? Answer These Questions

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With 2019 coming to an end, it’s a good time to turn your attention to the new year. This means many things in regards to your finances, with most people realizing the importance of reviewing their retirement plan and adjusting it as necessary. There is no one-size-fits-all solution to retirement planning. What works for you may not work for the next person, and vice versa. However, if you want to stay the course, there are some...
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How the 50/30/20 Budget Works

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One of the hardest parts of creating a budget is figuring out how much money you should spend on all your expenses. What's the right amount to spend on housing? Or transportation? Or entertainment? Having a guide to building a budget helps keep your spending in line. That's one of the benefits of the 50/30/20 budgeting method. Your spending on certain categories is kept within a certain percentage of your monthly income, so you can figure...
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5 Ways to Simplify Your Finances

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The more complicated your finances are, the harder it is to keep up with everything. You'll spend more time and effort trying to manage complicated finances and the stress of dealing with your finances may cause you to procrastinate. Overly complicated finances could lead to more expensive mistakes like missing a payment or overdrafting your bank account. If you've been feeling like your finances are all over the place, there are a few things you can...
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Wanderer
Good ideas to try and manage your finances while keeping the methods to do it simple so you will do it! For myself, I build and an... Read More
Thursday, 07 November 2019 21:23
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Why The APR is the Most Important Factor In Borrowing

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Many people choose credit cards and loans based on the features, benefits, or the monthly payment, but there's a more important factor to consider - the APR. This number tells you how much you're actually paying to borrow money. The higher the APR, or annual percentage rate, the more you're paying when you borrow money. Finding the APR Looking at the APR gives you a better way to compare loan of the same type to each...
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Wanderer
Good points offered on the subject of Aprs. With that said, there is one thing to keep in mind, try not to acquire debt on high in... Read More
Thursday, 07 November 2019 21:28
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Five Tips for Budgeting a Fluctuating Income

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Coming up with a solid budget is tough even when you have a regular income from a job or business. Budgeting a fluctuating income can be even more difficult because you can't be sure how much money you're bringing in. In these situations, having a plan for to manage an unpredictable income becomes even more important to ensure all your monthly expenses are met without getting into debt or overdrafting your accounts. When you're self-employed, working...
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5 Ways to Save on Car Insurance in 2020

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With 2019 winding down, there’s no better time than now to turn your attention to the new year. As 2020 inches closer, it makes sense to review your budget with an eye toward saving money. Did your car insurance premium creep higher this year? Are you looking to save money as the year turns? A car insurance premium increase isn’t always directly related to your personal situation. For example, rates often increase as a result of...
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Wanderer
Great Blog as you pointed out the many aspects for personal insurance. In my case, I was loyal to a company for thirty years and... Read More
Thursday, 07 November 2019 21:15
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Getting Your Credit Back on Track After Bankruptcy

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Filing bankruptcy can affect your credit more than almost anything else, but that doesn't mean you should avoid bankruptcy if it's the best solution to get your finances back on track. Bankruptcy can be the perfect opportunity to start over and rebuild your credit. Here's how you can do it. Make sure your bankruptcy is reported correctly. Order copies of all three of your credit reports. You can use AnnualCreditReport.com if you haven't already received a...
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Frank
Very helpful information! I hope everyone can get back on track from bankruptcy.
Thursday, 31 October 2019 10:06
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