Finance Globe

U.S. financial and economic topics from several finance writers.

How to Save Money When you Have a Young Child

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When it comes to planning for your first baby, it’s hard to find a balance between being budget conscious and feeling as though you are prepared for anything and everything your new baby may need. Here are three lessons (and huge cost-saving tips) that I have learned along the way.   1.     Choose items that will grow along with your child. When it comes to car seats, there are two options: an infant seat, or “bucket” seat,...
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Wanderer
Good reference Blog on the "how to" in keeping financially grounded while experiencing a major change to one's life style!
Saturday, 07 March 2020 04:01
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How to Handle the Rising Costs of Utilities

utility-bills
With so much to think about from a budgeting perspective, it’s easy for some monthly expenses to slip through the cracks. For many people, this means utilities.It’s easy to take utilities for granted, as you assume that you’ll always have access to what you need. However, even if this is the case, it doesn’t mean you can ignore the impact on your budget.There’s nothing more frustrating than watching the cost of your utilities rise. If this...
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Important Questions to Ask Your Home Inspector

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Congratulations, you’re under contract to purchase a new home. While you’re not at the finish line yet, you can see it in the distance.If you have a home inspection contingency in your contract, which is something you should strongly consider, you have the right to hire a home inspector to go over the property with a fine tooth comb. Furthermore, if they find something you don’t like, you have the option to back out of the...
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Wanderer
Real good advice! Used a Home Inspector on my most recent residential purchase. Cost was $400 and the findings were useful. The se... Read More
Thursday, 04 July 2019 04:43
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Work With Your Contractor to Save On Your Project

home-renovation-budget2
Maybe you’re dreaming of a new kitchen. Or maybe it’s time to put an addition on your home. Perhaps you want to finish your basement.Regardless of the home improvement project you’re planning, there may be one thing standing in your way: money.Even if you have enough money to complete your project, it doesn’t mean you want to overspend. It’s likely that you’re still interested in saving money along the way.By working closely with your contractor, you...
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What’s the Best Way to Pay for a Home Renovation Project?

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Are you interested in taking on a home renovation project? From a new kitchen to finishing your basement, there’s no limit to what you can do with your home.However, there may be something holding you back: money.It’s easy to dream up the perfect home renovation project, but not quite as simple to turn it into reality.Fortunately, there are several ways to pay for a home renovation project, all of which you should consider. Here are three...
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Personal Finance for High School Students

internship1
There is an issue I think needs to be addressed in public high schools. While the core classes like algebra, geometry, and English are critical, these schools are putting enough focus on everyday skills like personal finance. I think personal finance should be a core class in high school. Learning these skills in high schools will help the student through adulthood, and may even find a job. I bet there are many that find themselves behind...
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Frank
Does anyone currently have a child in high school and are trying to teach them about personal finances?
Monday, 27 May 2019 15:11
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A Spring Garage Sale May be Just What You Need

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As the winter season comes to an end, it’s safe to say that you’re looking forward to warmer weather and everything that comes along with it.After a long winter, you may realize that you’ve got more clutter in your home than you would like. Rather than throw out any unwanted items, it makes better sense to organize a garage sale.Not only does this help you remove clutter, but with the right approach you can make some...
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Frank
I am in bad need of getting a garage sale! I have so much stuff to get rid off, I am hoping to get one organized by April!
Wednesday, 27 February 2019 15:56
Frank
I was able to get my act together and did a garage sale this March. While I did not make a ton of money I was able to get rid of a... Read More
Monday, 18 March 2019 16:17
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Easy Ways to Save Big on Appliances

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Are you in need of a new appliance, such as a refrigerator or dishwasher? Are you interested in buying an entire package, such as a washer and dryer?It doesn’t matter how many appliances you’re buying, there are tips you can follow to save a load of money.The first thing you need to do is change your mindset. Don’t assume that the only way to purchase appliances is to visit a big box store, review what’s on...
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Frank
My wife and I purchased a washer/dryer from Sears. We got a huge deal because they are going out of business. However the delivery... Read More
Thursday, 30 August 2018 09:29
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Inexpensive Ways to Upgrade Your Master Bathroom

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Like many people, you spend a good amount of time in your master bathroom. From getting ready for your workday to winding down before you call it a day, this room of your home gets plenty of attention.There may come a point when you realize your master bathroom is no longer up to par. Instead, it requires a few upgrades in order to make the space as comfortable and inviting as possible.While there are many ways...
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Frank
We updated our bathroom last year and re did the shower with a glass door. It was inexpensive and it made the bathroom look a lot ... Read More
Wednesday, 18 July 2018 11:50
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What are the Benefits of a Smart Thermostat?

smart-thermostat-nest
Many homeowners never think twice about their home’s thermostat. As long as it does its job, they leave well enough alone (and hope that nothing ever goes wrong).While there’s nothing wrong with this approach, there are many benefits of a smart thermostat that you can’t afford to overlook.Here are three reasons why now may be the time to ditch your old thermostat for something that’s much smarter:•    Save energy, save money. Every homeowner is looking for...
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Frank
I bought a Nest last year, and have probably saved several hundreds on this. Its so great and its 100% worth the investment.... Read More
Friday, 29 June 2018 11:14
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