Finance Globe

U.S. financial and economic topics from several finance writers.

Is a Home Security System Worth the Cost?

Is a Home Security System Worth the Cost?
There is nothing more important than your safety and security, so it only makes sense to learn more about the benefits of a home security system. Although you may be interested in everything a home security system has to offer, you can’t overlook the cost associated with installation and monthly monitoring. Is this something you can comfortably add to your budget? Here are three of the biggest benefits of a home security system: Peace of mind....
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Wanderer
An additional benefit is potentially a lower property insurance rate. Often times, insurance companies will give you a credit on y... Read More
Saturday, 22 April 2017 20:22
Frank
I have one, and would never go back. I feel safer, and its nice when I get home late from work if my wife is home alone. I highly ... Read More
Friday, 30 June 2017 15:35
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Ways to Improve Curb Appeal Before Selling Your Home

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Selling your home is one of the biggest decisions you will ever make. Regardless of your reason for doing so, you have one goal in mind: to get the highest selling price possible. While there is nothing wrong with preparing the inside of your home – such as by painting the walls and removing any clutter – the exterior requires just as much attention. Here are several ways to improve the curb appeal of your home...
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Frank
I would say it is worth it to hire a landscape consultant to do this work. The improvement pays for itself and can definitely add ... Read More
Tuesday, 26 September 2017 19:20
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Base Your Home Search on These 3 Factors

get-mortgage1
Buying a home is one of the biggest decisions of your life. For this reason, you need to be 100 percent confident in the choice that you make. While there are many factors to consider during a home search, the following three should always hover around the top of your list: 1. Location, Location, Location It’s no surprise that location remains a top factor when searching for a home. If you choose the right home in...
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Frank
I recently purchased a home, and the #1 most important thing for my family was location and what school district we were in. I bel... Read More
Tuesday, 26 September 2017 19:25
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The Advantages of Owning a Home vs. Renting

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While there are many people out there who enjoy renting a home, there are just as many (if not more) who dream of the day when they’ll be able to purchase real estate. There are a variety of pros and cons associated with both owning and renting. Here are some of the many advantages of owning a home: Ability to make it your own. When you own a home, you have the right to do whatever...
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Frank
I purchased my first home this year, and even though it was very expensive, it was 100% worth it. The benefits you describe are th... Read More
Thursday, 26 October 2017 09:24
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Winter Home Improvement Projects to Increase the Value of Your Home

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When the winter months roll around, you may be tempted to hibernate indoors until the spring weather arrives. This is particularly true if you live in a state where the winter months mean cold temperatures and snow. While there’s nothing wrong with staying indoors, it doesn’t mean you should spend every day lounging on the couch. When you get the urge to tackle a home improvement project, these three are perfect for the winter months: 1....
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Frank
I would add: (1) replacing windows (2) making sure your doors are sealed shut around the edges (3) fixing / updating the fire pla... Read More
Tuesday, 28 November 2017 09:01
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Personal Finance for High School Students

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There is an issue I think needs to be addressed in public high schools. While the core classes like algebra, geometry, and English are critical, these schools are putting enough focus on everyday skills like personal finance. I think personal finance should be a core class in high school. Learning these skills in high schools will help the student through adulthood, and may even find a job. I bet there are many that find themselves behind...
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Frank
Does anyone currently have a child in high school and are trying to teach them about personal finances?
Monday, 27 May 2019 15:11
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How to Save Money When you Have a Young Child

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When it comes to planning for your first baby, it’s hard to find a balance between being budget conscious and feeling as though you are prepared for anything and everything your new baby may need. Here are three lessons (and huge cost-saving tips) that I have learned along the way.    1.     Choose items that will grow along with your child. When it comes to car seats, there are two options: an infant seat, or “bucket”...
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Wanderer
Good reference Blog on the "how to" in keeping financially grounded while experiencing a major change to one's life style!
Saturday, 07 March 2020 04:01
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How to Handle the Rising Costs of Utilities

utility-bills
With so much to think about from a budgeting perspective, it’s easy for some monthly expenses to slip through the cracks. For many people, this means utilities.It’s easy to take utilities for granted, as you assume that you’ll always have access to what you need. However, even if this is the case, it doesn’t mean you can ignore the impact on your budget.There’s nothing more frustrating than watching the cost of your utilities rise. If this...
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Important Questions to Ask Your Home Inspector

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Congratulations, you’re under contract to purchase a new home. While you’re not at the finish line yet, you can see it in the distance. If you have a home inspection contingency in your contract, which is something you should strongly consider, you have the right to hire a home inspector to go over the property with a fine tooth comb. Furthermore, if they find something you don’t like, you have the option to back out of...
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Wanderer
Real good advice! Used a Home Inspector on my most recent residential purchase. Cost was $400 and the findings were useful. The se... Read More
Thursday, 04 July 2019 04:43
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Work With Your Contractor to Save On Your Project

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Maybe you’re dreaming of a new kitchen. Or maybe it’s time to put an addition on your home. Perhaps you want to finish your basement. Regardless of the home improvement project you’re planning, there may be one thing standing in your way: money. Even if you have enough money to complete your project, it doesn’t mean you want to overspend. It’s likely that you’re still interested in saving money along the way. By working closely with...
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