Finance Globe

U.S. financial and economic topics from several finance writers.

What is the Difference Between a Bear Market and a Bull Market

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I am sure everyone is watching the stock market very closely. As you hear a lot of terms out there on what kind of market we are in, a lot of financial commentators are stating the bull market is over and now we are in a bear market. A lot of people have asked me, what exactly does that mean? Below is a high level overview of the differences between a bull and bear market. Please...
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Wanderer
Good points to raise our awareness. Remembering back to 2008 when the Dow was around 8500. We are heading that direction. A shake ... Read More
Sunday, 22 March 2020 03:04
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Understanding Stock Market Circuit Breakers

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You might have seen during the last few weeks people have mentioned the stock market decline triggered the circuit-breaker, but you might have no idea what that means. Given how important they are, I wanted to provide a high-level overview. Please let me know if you have any questions and feel free to share in the comments section if you think they are a good idea.Circuit-breaker points represent the thresholds at which trading is halted market-wide...
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Recent Stock Market Volatility

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Wall Street cannot be calmed down when it comes to the coronavirus. In case you haven’t been watching over the last few weeks, I want to highlight the recent stock market volatility to you. Please feel free to ask any follow up questions in the comments section.Today the Dow Jones Industrial Average finished at 20,180 points, which are just slightly above where they we in January 2016. All major U.S. indices are now in a bear...
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What is a Run on the Bank?

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These are very unique times, and I hope everyone is staying safe. I will be posting several articles on the recent volatility out there including an overview of the recent stock market declines, what the Fed is doing to try and stop it, and a few similar articles over the next few days. I wanted my first article to be an overview of what is a run on the bank and what kind of impact it...
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Wanderer
Scary article but one that certainly may fit the times. Would add that from where I sit it may be wise to have a cash nest egg hid... Read More
Monday, 23 March 2020 04:33
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How to Give Kids an Allowance

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I am now honored to be a parent, and the subject of allowances has entered into the discussion. The subject of children’s allowances can get surprisingly contentious. Some parents have very strong opinions about the topic. I did some research and found some helpful tips that I thought I would share.The purpose of an allowance: An allowance enables a child to experience money and how to manage money. You can teach your kids the concept of...
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Wanderer
Great information! In truth I did not know how to look at the subject. You explained it and ways to utilize it as a learning tool ... Read More
Wednesday, 18 December 2019 16:40
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How to Prepare Yourself for a Recession

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I am not going to tell you when the next economic recession is. However, I am confident to tell you there will be another recession at some point in the future. When this recession occurs, you need to be prepared. Below are several helpful ways to prepare yourself for an economic recession. Please feel free to ask any follow up questions in the comments section.Take some time to review your finances. Talk to a professional. This...
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How to Save Money on Back to School Shopping

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 The start of the school year is just around the corner. Here are some strategies to help you save money on back to school shopping this year.Start by rounding up all of the school supplies you already own. You may already have plenty of school supplies lying around your house, forgotten at the bottom of a drawer or the back of a closet. Determine what can be reused this school year before you set out to...
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How Does the Fed Rate Affect You?

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The federal reserve recently announced that it cut its benchmark interest rate by a quarter percentage point, the first cut since the 2008 financial crisis. The new short-term range will be between 2% and 2.25%.The rate they reduced is the federal funds rate, which is what banks and other financial institutions charge one another for very short-term borrowing. Most consumers don’t do that sort of overnight borrowing, but the Fed’s moves still affect the borrowing and...
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Wanderer
The loss of jobs is ever a sad perspective but, when you realize we are in the longest period of growth ever, it is not surprising... Read More
Thursday, 15 August 2019 19:58
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What is Equity Research?

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As I wrote on what a bond rating is last month, I wanted to also write an overview of what equity research is as well. You may be familiar with what equity research is, some may not. Below is a high-level overview of what equity research is, and feel free to ask any follow up questions in the comments section below.Equity research is primarily focused on publicly traded stocks. The purpose of equity research is to...
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What is a Bond Rating

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While some of you may be familiar with what a bond rating is, many of you may also be unfamiliar and do not understand the bond rating process. Below is a high level overview of what a bond rating is, and feel free to ask any follow up questions in the comments section below.A bond rating is a rating that an independent or unbiased agency issues to measure the credit quality of a particular bond (which...
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