Finance Globe Blog

Building a savings habit is one of the best things you can do for your financial health. Don’t put off saving money because you think you don’t have enough. The key is to look for a savings account with no minimum balance requirement. This way you can open your savings account, even if you’re not ready to put anything in it yet, and deposit money as you can afford to. Look for an Online Bank...

As you plan for your road trip, it goes without saying you’ll be searching for ways to save money. Can you pack food so you don’t have to spend excessively at stops along the way? Can you drive straight through to your destination, all so you don’t have to spend money at a hotel? Depending on the length of your trip, there’s a good chance you’ll spend a lot of money on gas. While there...

Your retirement fund is a place that you can invest money you earn today so you’ll have a nest egg to support yourself when you finally stop working for good. Retirement may be decades away for you and in the meantime, you may be tempted to pull money from your retirement fund for some of your other financial goals. People commonly dip into their retirement to cover a down payment on a first home, for...

Owning a dog can bring great joy to your life. It can also bring many expenses, all of which you should prepare for before bringing a pet into your home. When you plan in advance for the costs of dog ownership it’s much easier to stay within budget, year in and year out. Here are some of the most common annual expenses associated with owning a dog: •    Food. Unless you feed your dog scraps...

It’s not the most pleasant thing you’ll do in regards to your finances, but there will be times when you have no choice but to review your estate plan. Upon doing so, you’ll soon learn one of two things: •    You can leave your estate plan the way it is for the time being •    You need to alter your estate plan as to better suit your current situation and the future You don’t have...

Do you often worry about paying your credit card after the due date? Are you concerned about the impact it will have on your finances, including a late fee and red mark on your credit report? Since these are legitimate concerns, it’s time to strongly consider the many strategies you can employ to avoid late payments. Here are three to consider: 1. Conduct Regular Account Reviews As the month wears on, you should regularly review...

Although we’re just now moving into the dead of summer, it won’t be long before it’s back to school time. Since this has a way of creeping up on even the most organized parents, there’s nothing wrong with getting a jumpstart on back to school shopping. Starting early helps eliminate some of the stress that is often associated with this time of the year. Furthermore, with the right approach, it also allows you to save...

One thing is for sure - monthly bills will always be part of life. That doesn’t mean your bills have to be a headache. There are ways to manage your bills so that your finances flow smoothly and your bills don’t give you nightmares. Check your bills regularly . Avoid letting your bills pile up because the higher the stack of bills gets, the more you’ll procrastinate on opening them. Even if you’re not planning...

More often than not, I find myself dreaming of vacation. Booking an incredible vacation doesn't have to cost a fortune. Here are some tips for how to travel on a budget. In order to find the most affordable flights, you will need to be flexible about your travel. Plan trips in the off-season. Not only will you find better deals for travel, but you'll experience fewer crowds. Visiting Tokyo, Japan during cherry blossom season sounds...

“Side hustles” are all the rage now and many people are starting them to make extra cash. This is in addition to their full-time jobs, and while there is plenty of opportunity out there for people to start one, many are not because they feel it is too difficult to start one. Below are some tips and tricks to help make sure you can get your side hustle off the ground. I can promise you,...