Finance Globe

U.S. financial and economic topics from several finance writers.

Why Should You Read Online Credit Card Reviews?

credit-card-shopping-happy1
Comparing credit cards is both easier and more difficult than ever before. On the plus side, there are two things working in your favor: •    The large number of credit card offers to compare and choose from •    The ability to gather information online Conversely, a large number of credit card offers can also lead to frustration, as there’s always something else to consider. This can lead to a situation in which you’re afraid to take...
Continue reading
  320 Hits
  1 Comment
Recent comment in this post
Frank
There are so many websites out there that offer great reviews, including this one!
Monday, 26 August 2019 13:36
320 Hits
1 Comment

Are You Ready to Take on a Business Loan?

organize-personal-finance-355764
There are many reasons to consider a business loan. While it may sound like the perfect idea, this is a big financial decision that will affect your business on many levels. Before you wholeheartedly decide in favor of a business loan, here are some of the most important questions to answer: •    Are you familiar with the many types of business loan? From term loans to equipment loans, understanding each type of loan can help you...
Continue reading
  200 Hits
  0 Comments
200 Hits
0 Comments

5 Things to do With Your Next Bonus Check

saray-increase1
Do you typically receive at least one bonus check from your employer every year? Do you often struggle when deciding how to use the money? It’s not always easy to decide how to use a bonus check, but this is a good problem to have. If you need a push in the right direction, here are five ideas to consider: •    Add to your retirement savings: No matter how you do so, you can’t go wrong....
Continue reading
  215 Hits
  1 Comment
Recent comment in this post
Frank
My last bonus check I used as a down payment for a house.
Monday, 26 August 2019 13:34
215 Hits
1 Comment

How Much Should You Spend on a New Car?

test-drive1
According to analysts at Kelley Blue Book, the average transaction price for light vehicles in the United States is hovering around $37,500. Even if you’re willing to spend this much on a new car – or more – it doesn’t mean you should make a foolish financial decision. There are various factors to consider when answering the question of how much you should spend on a new car. Here are a few things to keep in...
Continue reading
  185 Hits
  1 Comment
Recent comment in this post
Wanderer
Certainly is a lot to consider when buying a new or pre-owned vehicle. Noticed people commenting about taking 72 month or 84 month... Read More
Saturday, 10 August 2019 07:05
185 Hits
1 Comment

How to Save Money on a Rental Car

woman-rental-card
With summer vacation season in full swing, you may find yourself scouring car rental websites in search of the best deal. There are several key steps you can take to save money, thus leaving more cash in your budget for more exciting purchases. •    Book alongside other travel: For example, if you’re also booking a hotel and flight online, consider adding a rental car to the package. By booking everything at once, you’re in best position...
Continue reading
  259 Hits
  0 Comments
259 Hits
0 Comments

5 Credit Card Transactions That Are Just Like a Cash Advance

credit-cards-cash
Cash advances are one of the most expensive types of credit card transactions. These transactions come with a higher interest rate and a cash advance fee. With most credit cards, you don't get a grace period to pay off the advance and avoid paying a fee. Most people think of a cash advance as using a credit card to get cash from an ATM. Your credit card issuer may treat other types of cash transactions as cash advances....
Continue reading
  341 Hits
  1 Comment
Recent comment in this post
Wanderer
The break out of what is a cash advance is useful. Seems it gets lost in the actual terms and conditions lenders include in the or... Read More
Saturday, 13 July 2019 03:18
341 Hits
1 Comment

Saving Money by Reducing Food Waste

food-waste-people
Wasting food is money wasted. Follow these simple, environmentally-friendly tips to help reduce food waste and save money Shop smart. While buying in bulk is convenient, it is more likely to lead to food waste. Frequent trips to the grocery store every few days, rather than one bulk shopping trip, can help to avoid buying more food than you need.  Make a shopping list and stick to it. This will help you to buy only what...
Continue reading
  714 Hits
  0 Comments
714 Hits
0 Comments

Simple Ways my Family Saves Money Each Month

dollar-heart-savings
Now that I am officially a family man, I have found that I have started to really look for ways for my family to save more money each month. I am sure other families feel this pinch and are constantly looking for ways to save money as well. While it is rare eliminating a single expense will give you control over your finances, you can usually save a lot of money by combining savings from several...
Continue reading
  174 Hits
  0 Comments
174 Hits
0 Comments

What is Equity Research?

tech-chart-1
As I wrote on what a bond rating is last month, I wanted to also write an overview of what equity research is as well. You may be familiar with what equity research is, some may not. Below is a high-level overview of what equity research is, and feel free to ask any follow up questions in the comments section below. Equity research is primarily focused on publicly traded stocks. The purpose of equity research is...
Continue reading
  152 Hits
  0 Comments
152 Hits
0 Comments

6 Things to Know Before You Buy a Car With Bad Credit

woman-in-car-regret-sad
There are plenty of companies that have no reservations about taking advantages of vulnerable consumers - like people buying a car with bad credit. If you're trying to buy a car and you don't have the best credit score, realize that your credit makes you a risky borrower, even if you can afford to purchase the vehicle. Here's what you should know as you're shopping around. You'll have a higher interest rate. The cost of borrowing money is directly...
Continue reading
  223 Hits
  2 Comments
Recent Comments
Wanderer
This is a reality check. What is real in auto loan refi's.
Saturday, 13 July 2019 03:20
Frank
Test
Monday, 26 August 2019 13:30
223 Hits
2 Comments