Finance Globe Blog

U.S. financial and economic topics from several finance writers.

Tips and Tricks to Help you Pay Off your Student Loans Faster

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This shocked me, but I read an article that stated there are over than 44 million borrowers who owe more than $1.4 trillion in student loan debt! That amounts to over $31,800 per person, which is a lot of money! While you may not be able to pay off the entire amount quickly, the ball is in your court and there are several ways to ease your current debt burden. Below are some great tips...
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Frank
Anyone having success paying off their student loan debts??
Wednesday, 29 August 2018 17:10
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5 Things to Look for In a Stock Trading App

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In the past, trading stocks would have required you to meet with a stock broker who would make the trade on your behalf. In exchange for making the trade, the stock broker would charge a fee and even require a minimum investment in the five or six figures. Smartphones and the fintech evolution have made stock investing much easier, faster, and far less expensive. With stock trading apps, you can start with a minimal investment,...
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Frank
I am curious, what portion of people actually use a stock trading app? I only use desktop, but curious if I am an outlier.
Wednesday, 29 August 2018 17:09
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4 Tips for Handing Debt Collector Calls

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When one of your accounts falls past due, your creditor may sell the account to a third-party debt collector. The debt collector then has the right to pursue you for payment. Of course, one of the ways debt collectors attempt to get you to pay is by calling you. These calls can be a nuisance, especially when you can’t afford to pay. Knowing how to handle debt collector calls can keep you in control of...
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Frank
I usually recommend to not speak to them. I recommend seeking out counsel to help you deal with your debt and debt collectors.... Read More
Thursday, 19 July 2018 15:52
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How to Get a Lower Rate on Your Current Credit Card

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Have you come to find that the interest rate attached to your current credit card is entirely too high? Do you enjoy everything else about your credit card? If you answered yes to both of these questions, you may want to contact your credit card company to see if there is anything they can do to help. By help, we mean one thing: lowering your interest rate. There is no guarantee that your credit card...
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Frank
definitely recommend to get the phone and call. This has worked for me dozens of times.
Thursday, 19 July 2018 15:51
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5 Easy Ways to Protect Your Finances

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Remember the saying, “An ounce of prevention is worth a pound of cure”? That goes for your finances too. Whether you have a little money or a lot of it, taking steps to safeguard your finances is important for your future. Here are five easy ways to protect your finances. Choose FDIC-insured banks. The Federal Deposit Insurance Corporation, or FDIC, is a government agency that ensures your bank deposits won't be lost in the event...
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Frank
I would add credit monitoring as well. This helps you in case of fraudulent activity.
Wednesday, 18 July 2018 11:56
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Inexpensive Ways to Upgrade Your Master Bathroom

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Like many people, you spend a good amount of time in your master bathroom. From getting ready for your workday to winding down before you call it a day, this room of your home gets plenty of attention. There may come a point when you realize your master bathroom is no longer up to par. Instead, it requires a few upgrades in order to make the space as comfortable and inviting as possible. While there...
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Frank
We updated our bathroom last year and re did the shower with a glass door. It was inexpensive and it made the bathroom look a lot ... Read More
Wednesday, 18 July 2018 11:50
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Simple Ways to Save Money on Groceries

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Do you often walk away from the checkout line at the grocery store and wonder what happened? Do you immediately begin to think about the steps you could have taken to save money? In today’s day and age, with grocery prices on the rise, it’s more difficult than ever before to stay within your budget. Fortunately, you can make some basic changes to your strategy in order to save money and feel better about every...
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Frank
I spend roughly $100 a week for 2 people. We try to buy generic when we can, but vegetables/fruits add up so its hard to decrease ... Read More
Wednesday, 18 July 2018 11:48
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Beware of These Summertime Budget Busters

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Are you the type of person who waits all winter (and spring) long for warmer weather to move into your area? Is this the time of the year when you enjoy yourself the most? While there’s nothing wrong with savoring every last minute of summer, there’s something to remember: these months have the potential to take a toll on your budget. Here are a handful of summertime budget busters to keep a close eye on:...
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Frank
My wife have taken 3 vacations this summer and boy have the bills stacked up! We weren't planning to take so much this year, but w... Read More
Wednesday, 18 July 2018 11:47
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Simple Ways to Lower Your Cell Phone Bill This Month

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In today’s day and age, a cell phone has become a must have item. While there are people living without this technology, they’re few and far between. According to Pew Research Center , 95 percent of Americans own some type of cell phone. Enough said! If you’re tired of overpaying on your monthly bill here are some simple steps to take in the immediate future. Even if you only do one of these things there’s...
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Frank
I pay $85 per month and have limited data (2 GBs). I think this is a reasonable rate, so I have not looked elsewhere.
Wednesday, 18 July 2018 11:45
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Are Co-Branded Credit Cards Worth It?

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Some of your favorite brands and retailers offer co-branded credit cards. These are credit cards that are partnered with a major retailer in addition to the bank who issues the credit card. Co-branded credit cards are similar to closed-loop store credit cards in that you can earn more rewards for shopping with that brand of store. But, co-branded credit cards are partnered with a major credit card processing network - American Express, Discover, MasterCard, or...
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Frank
I sue target/visa credit card a lot because I spend a lot of money there. Otherwise I don't like co-branded credit cards.
Friday, 29 June 2018 11:20
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