Finance Globe

Are you interested in applying for a personal loan? Do you have reason to believe this could be the best way to fund an upcoming purchase or deal with an unexpected expense? Are you on the fence as to whether or not you should use a personal loan? There are many benefits of a personal loan, including the fact that these are unsecured. In other words, the lender doesn’t require any collateral. Note: unsecured loans typically...

With the holiday season slowing moving into the past, it won’t be long before you’re reviewing your budget to see where things stand (if you haven’t done so already). Like many, you may find  that you overspent during the holidays. From gifts to food, from travel to entertainment, you didn’t make the best decisions over the past month or so. Here are three important steps to take if you find yourself in this position: •    Assess...

When you look at your budget are you happy with what you see? Have you come to realize that you just can’t get some expenses under control? Are you having a difficult time even understanding where your money is going? Even if you have a firm grasp on your budget, you know that things can quickly spiral out of control. And that’s why you have a budget in the first place. With this in mind, it’s...

Are you convinced that 2018 will be the year that you purchase your first home or move into a new property? Are you just now beginning to prepare for this major life change? Are you ready for anything and everything that will come your way? While there is no way of knowing exactly what you’ll face when buying a home, there are a few things you can do today to prepare for your purchase. Here are...

With the holiday season in full swing, it can be a challenge to keep your budget in order. Just when you think you have everything under control, you come to find yourself spending money on something that doesn’t typically come into play. While there is nothing wrong with enjoying yourself during this time of the year, it’s important that you don’t overspend. If you get into the habit of doing this, you may not like what...

The rising cost of prescription drugs is something that many people worry about. This is particularly true among those who are currently taking one or more medication as a means of improving their health. While you may have no choice but to purchase prescription medication on a regular basis, there are some basic steps you can take to save money. Here are some ideas to consider: 1. Search for a Generic Brand name pharmaceuticals are not...

Negotiating a bank fee is not nearly as difficult as it sounds. While there is no way to guarantee success, there are a few tips you can follow to put yourself in better position. The first thing you need to do is understand the fee and why it came into play in the first place. For example, overdraft fees are extremely common. As the name suggests, this fee is charged when you overdraw your account. With...

When the winter months roll around, you may be tempted to hibernate indoors until the spring weather arrives. This is particularly true if you live in a state where the winter months mean cold temperatures and snow. While there’s nothing wrong with staying indoors, it doesn’t mean you should spend every day lounging on the couch. When you get the urge to tackle a home improvement project, these three are perfect for the winter months: 1....

There may come a point when you realize that having an estate sale is one of the best things you can do from both a financial and personal perspective. While there are many benefits of planning an estate sale, three stand out from the crowd: •    Opportunity to make money. Just because you want to get rid of an item doesn’t mean that the next person will feel the same way. Here’s something to keep in...

Has 2017 been a bad year for you in regards to debt? Do you continue to rack up one bill after the next? Are you hoping to change this in the year to come? Although you may have made some poor financial decisions over the past few months, it doesn’t mean you have to continue this trend in the future. By making a few basic changes to your approach, you’ll find it much easier to prevent...