Have you come to find that the interest rate attached to your current credit card is entirely too high? Do you enjoy everything else about your credit card? If you answered yes to both of these questions, you may want to contact your credit card company to see if there is anything they can do to help. By help, we mean one thing: lowering your interest rate. There is no guarantee that your credit card company...
Like many people, you spend a good amount of time in your master bathroom. From getting ready for your workday to winding down before you call it a day, this room of your home gets plenty of attention. There may come a point when you realize your master bathroom is no longer up to par. Instead, it requires a few upgrades in order to make the space as comfortable and inviting as possible. While there are...
Do you often walk away from the checkout line at the grocery store and wonder what happened? Do you immediately begin to think about the steps you could have taken to save money? In today’s day and age, with grocery prices on the rise, it’s more difficult than ever before to stay within your budget. Fortunately, you can make some basic changes to your strategy in order to save money and feel better about every trip...
Are you the type of person who waits all winter (and spring) long for warmer weather to move into your area? Is this the time of the year when you enjoy yourself the most? While there’s nothing wrong with savoring every last minute of summer, there’s something to remember: these months have the potential to take a toll on your budget. Here are a handful of summertime budget busters to keep a close eye on: • ...
In today’s day and age, a cell phone has become a must have item. While there are people living without this technology, they’re few and far between. According to Pew Research Center, 95 percent of Americans own some type of cell phone. Enough said! If you’re tired of overpaying on your monthly bill here are some simple steps to take in the immediate future. Even if you only do one of these things there’s a good...
As a pet owner, it goes without saying that you understand the many expenses that can come to light over the years. Although you may have passed on pet insurance in the past, it may be something you want to consider today (or in the near future). It’s been estimated that only one to two percent of the nation’s dog and cat owners carry pet insurance. Even so, this number is slowly rising. If you’re interested...
Many homeowners never think twice about their home’s thermostat. As long as it does its job, they leave well enough alone (and hope that nothing ever goes wrong). While there’s nothing wrong with this approach, there are many benefits of a smart thermostat that you can’t afford to overlook. Here are three reasons why now may be the time to ditch your old thermostat for something that’s much smarter: • Save energy, save money. Every homeowner...
Carrying a credit card is a big responsibility, as there are a variety of potential mistakes lurking around every corner. Knowledge of these mistakes can go a long way in helping you avoid trouble, thus getting more out of your credit card and the many features it offers. Here are six credit card mistakes to avoid at all costs: • Spending more than you can comfortably afford to pay back when your next bill comes due....
With the spring season in full swing, it’s time to take a strong look at your water usage and the changes you can make to save money in the months to come. Like many people, you may find your water bill going through the roof during this time of the year. Rather than go down the same path this year, there are a few basic changes you can make to save some money. Here are some...
After a long and cold winter for most of the country, it appears that warmer weather has finally arrived. On one side of things this means you can turn off your furnace once and for all, thus saving on heating costs. However, as the temperature in your area continues to climb, you’ll find yourself searching for ways to cool your home in the most economical manner. The easiest way to immediately cool your home is to...
