Finance Globe

U.S. financial and economic topics from several finance writers.

Save Money by Visiting an Independent Mechanic

car-mechanic
Does your car need new tires? How about a brake job? Is the check engine light on? From regular maintenance to emergency service, there are times when you require the assistance of a mechanic. Unfortunately, this is an expense you don’t typically want to take on. Rather than call your local dealer’s service department, you may be able to save money by visiting an independent mechanic. Here are three reasons why: •    You can negotiate: Good...
Continue reading
  1683 Hits
  0 Comments
1683 Hits
0 Comments

Will Your Job Check Your Credit Score

employer-interview-credit-check
It’s a common myth that your credit score can keep you from getting a job or promotion. While your current or a prospective employer may check your credit, they’re not checking your credit score. In fact, a credit score may not even be useful to an employer because it doesn’t provide the information they need to make a decision about you. An employer wants to see your credit information, so they receive a modified version of your...
Continue reading
  2073 Hits
  2 Comments
Recent Comments
Wanderer
Good information that let's an applicant know the reasoning behind an employment credit check. With family that have worked in ban... Read More
Saturday, 08 June 2019 06:52
Frank
I actually am against employers looking at your credit score. I do not think it is right.
Wednesday, 31 July 2019 13:22
2073 Hits
2 Comments

Watch Out for the Risks of Personal Loans

avoid-fees-100-dollar-bills1
Banks and fintech startups are increasingly offering personal loans for consumers who need to consolidate debt, make home repairs, or take care of other financial obligations. While personal loans are becoming easier to access, there still remains some risks to watch out for before you take on new debt. Fixed Monthly Payments There’s a fixed monthly payment based on your interest rate, loan amount, and repayment period. Payments can be difficult to make if you’re having...
Continue reading
  1476 Hits
  1 Comment
Recent comment in this post
Frank
I do not have direct experience with getting a personal loan, but as you mentioned I would be wary of them as the interest rate is... Read More
Thursday, 27 June 2019 08:41
1476 Hits
1 Comment

Ways to Save Money on Prescription Medication

prescription-medication-money
Your health is more important than anything else, so if your doctor suggests you take a prescription medication it’s probably a good idea to follow their instruction. However, you may have concerns about the cost of the medication, especially if you’re on a tight budget. Fortunately, there are several ways to save money on prescription medication, with these four strategies among the best: •    Compare local pharmacies: While your current pharmacy may have the lowest price,...
Continue reading
  1548 Hits
  1 Comment
Recent comment in this post
Frank
Do you ever ask the pharmacist for a coupon?
Thursday, 27 June 2019 08:38
1548 Hits
1 Comment

How Much Should You Spend on Entertainment Every Month?

man-100-bills-sitting
As you review your budget, one category may stick out like a sore thumb: entertainment. While there’s nothing wrong with spending some money to have a good time, you don’t want to go over board. Doing so can wreak havoc on your finances, thus calling for a complete overhaul of your budget. So, this leads to an important question: how much should you spend on entertainment related expenses every month? There’s no right or wrong answer...
Continue reading
  1172 Hits
  0 Comments
1172 Hits
0 Comments

How to Improve Your Savings in 2019

happy-man-sitting
2019 is off to a fast start and hopefully the winter is over. Now that you are getting your taxes done for 2018, you may want to look at your financial picture for 2019. This is a great time to start boosting your savings and really focusing on your financial plan. Below are tips and helpful guidelines to help improve your savings in 2019. Please feel free to add any in the comments section below. Breakdown...
Continue reading
  1521 Hits
  1 Comment
Recent comment in this post
Frank
Has anyone had success increasing their saving in 2019?
Wednesday, 29 May 2019 14:43
1521 Hits
1 Comment

What You Should Know About Account Takeover Fraud

woman-suspicious-computer
As credit cards become more secure and consumers become more savvy about protecting their financial accounts, there’s another type of account that we should be on guard for - account takeover fraud. Criminals can do just as much damage by taking over your accounts as they could by having direct access to your credit card or bank account. What is Account Takeover Fraud? Account takeover fraud is a type of theft where a criminal gains access...
Continue reading
  1614 Hits
  3 Comments
Recent Comments
Wanderer
"Account Takeover" is a subject not often mentioned by most anyone related to our own financial security? It is really scary after... Read More
Sunday, 07 April 2019 06:27
Frank
How do you guys usually store your passwords? Given the need to have a unique password for each account, I am curious how to store... Read More
Tuesday, 28 May 2019 11:41
latoyairby
I have a system for coming up with passwords, but if I tell you, you'd be able to hack all my accounts. I can tell you it's a mix... Read More
Tuesday, 25 June 2019 02:20
1614 Hits
3 Comments

Items to Negotiate With Your Cable Company

cable-tv-couple-couch
Cable companies are notorious for regularly increasing the cost of your service. Just as you get comfortable with one payment, you receive a bill that you’re not expecting. While you could simply pay the higher bill, you don’t necessarily want to take this approach. It’s better to contact your cable company, ask about the increase, and determine if there’s anything you can do to save. It goes without saying that you can negotiate the overall price...
Continue reading
  1544 Hits
  1 Comment
Recent comment in this post
Frank
Its pretty easy to switch cable providers, so I usually switch every 2-3 years to get the best deal and keep them honest.
Wednesday, 27 February 2019 15:55
1544 Hits
1 Comment

7 Steps to Achieving Financial Health

budget-1
Many Americans are struggling financially, with a large number of Americans living paycheck to paycheck and others having to borrow to make ends meet. Americans who grew up in a home with parents who struggled my repeat their parents’ mistakes because they don’t understand the important parts of being financially healthy. As you work to improve your finances, focus on mastering these key areas. Spend less than you make. When your monthly expenses are greater than...
Continue reading
  1550 Hits
  0 Comments
1550 Hits
0 Comments

7 Ways to Handle a Delay in Pay

payday-calendar
Temporary layoffs can happen when you least expect and with no warning from your employer. Worse, you may not know how long the layoff will last and when your pay will start again. Staying on top of your finances can be difficult when there’s a delay in your pay. Here are some tips for staying on track until the layoff is over. Take advantage of your emergency fund. A delay in pay is the exact kind of situation...
Continue reading
  1333 Hits
  1 Comment
Recent comment in this post
Frank
This is great information especially what is going on right now. I hope government employees get paid immediately.
Tuesday, 29 January 2019 16:29
1333 Hits
1 Comment