Finance Globe

U.S. financial and economic topics from several finance writers.

Easy Ways to Save More Money in 2019

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With 2018 coming to an end, there’s no better time to review your finances with the goal of making changes for the better once the calendar turns. Like many, you’re probably looking to save more money in 2019. Even if you’ve had some success over the past 12 months, you know there’s always room for improvement. While there are hundreds of ways to save more money, these five are easy to implement: 1. Carpool There are...
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Frank
I plan to save my tax savings and my 2019 bonus into my retirement accounts.
Thursday, 27 December 2018 09:44
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How to Save During the Holiday Season

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The holiday season has officially started. The holiday season can bring very happy moments in your life and you should celebrate the season with family and friends. However the holiday season brings obvious expenses that can put stress into your life, especially if you haven’t budgeted for them. Below are several ways to save money during the holiday season and you can instead focus on bringing joy into your life. Make a budget: A holiday budget...
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Frank
Was anyone able to save a little more than expected during the holiday season?
Thursday, 27 December 2018 09:42
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Budgeting Questions to Answer Before the End of the Year

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As we move toward the end of the year, there’s no better time to review your budget with an idea of making changes for the better. By focusing on the right budgeting questions, you can adjust your approach to ensure more success in 2019. While there are many questions to answer, these three are among the most important: •    Will your income remain the same in the new year? You may not know the answer just...
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Frank
This is as important as drafting a budget at the beginning of the year, great stuff Chris!!
Wednesday, 21 November 2018 14:09
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Personal Finance Tips in your 30s

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As I creep into my 30s (I won’t tell you my exact age!), I think it is even more important to stay on top of your personal finances. As you move into your 40s and 50s, you will likely have less flexibility, so it is really important to take some important financial strides in your 30s. Below are personal finance tips for your 30s! Please let me know if anyone else has anything to add! Pay...
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Frank
Do these tips so you don't have to in your 40s!!!
Wednesday, 21 November 2018 14:07
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How to Prepare Yourself Financially When You are Expecting a Baby?

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For all of those lucky future parents out there, a baby is going to be a wonderful new adventure for you. Few things are as satisfying as watching your child grow up. One important thing you should consider is prioritizing your personal finances as soon as you know you are adding to your family. Below are some helpful tips people have given me to help ensure your family has a happy future.  Create a budget for...
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Frank
Has anyone had recent experience that you would like to share?
Wednesday, 21 November 2018 14:06
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How to Create a Will?

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Now that I have a child on the way, I have done some research and learned that I likely need to create a will. I never really thought about having to draft a will, but now that I am married and have a child on the way, I thought it would be a good idea to check it out. Based upon my research, below are some helpful tips on creating a will. Please share if you...
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Wanderer
This is an important life document! If a person becomes deceased without a will ... most often they are at the whim of their state... Read More
Sunday, 04 November 2018 12:24
Frank
It is a very important life document! its been my first experience putting one together, but I am learned a ton!
Wednesday, 21 November 2018 14:06
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Don’t Overspend on These Holiday Road Trip Expenses

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With the holiday season just about in full swing, now may be the best time for you to make your travel plans. While some people hop on a plane to reach their holiday destination, others get behind the wheel and hit the road. Taking a holiday road trip can be a lot of fun, however, it can also set you back quite a bit of money if you’re not careful about your approach. Here are three...
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Frank
My last holiday road trip was last year, and I spent ~$500. I was able to stay with family so no lodging costs. Gas and food were... Read More
Monday, 29 October 2018 11:49
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Avoid These 3 Ways of Paying for Holiday Gifts

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With the holiday season approaching, now’s the time to plan out all the gifts you need to buy. In addition to knowing who to buy for, you must have a clear idea of what you can afford to spend. Taking your plan one step further, outline the manner in which you’ll pay for gifts. In a perfect world, you’re able to pay for everything with cash. Not only does this keep you on budget, but it...
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Frank
I typically pay with my credit card, but pay off the credit card before the interest is due.
Monday, 29 October 2018 11:41
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How to Prepare for the Next Recession

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If you survived the Great Recession of 2008, then you know just how bad it can get. Companies layoff employees. Household income declines while unemployment and bankruptcies rises. The country and consumers experience financial hardship in a grand scale. A recession is happens when the economy declines six months in a row. It’s hard to predict exactly when a recession will hit or what will cause it, but knowing there’s a possibility means you should be...
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Frank
I would recommend at least 3 months of savings. 6 months is better, but I would recommend at least 3 no matter what.
Monday, 29 October 2018 11:43
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Answer These 7 Questions Before Applying for a Personal Loan

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You’re almost positive that a personal loan is exactly what you’ve been looking for. As excited as you may be, don’t jump into this just yet. Instead, take the time to answer a few key questions: 1. How will you use the loan? There’s no good reason to take out a personal loan unless you have a clear idea of how you’ll use the funds. Are you consolidating debt? Taking care of a medical emergency? Tackling...
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Frank
Thanks for this consolidated list Chris. A minimum of 3-5 lenders is a good idea, and I would recommend more if you have time. The... Read More
Monday, 29 October 2018 11:40
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