Finance Globe

In today’s day and age, a cell phone has become a must have item. While there are people living without this technology, they’re few and far between. According to Pew Research Center, 95 percent of Americans own some type of cell phone. Enough said! If you’re tired of overpaying on your monthly bill here are some simple steps to take in the immediate future. Even if you only do one of these things there’s a good...

As a pet owner, it goes without saying that you understand the many expenses that can come to light over the years. Although you may have passed on pet insurance in the past, it may be something you want to consider today (or in the near future). It’s been estimated that only one to two percent of the nation’s dog and cat owners carry pet insurance. Even so, this number is slowly rising. If you’re interested...

  According to CNBC, more than 700,000 people became millionaires in 2017. And many of them did so through investing. Whether your goal is to become a millionaire or to build a sizeable income, knowing how to invest can help you reach your overall financial goals. There are some rules every investor should follow. Invest in what you know. There are lots of types of investments - stocks, bonds, mutual funds, IRA, real estate, to name...

With the winter weather finally phasing out, there’s no denying the fact you probably have a lot of catching up to do. For example, you may need to get outside to mow the lawn, power wash your home, and make sure your property didn’t sustain any major damage during the winter months. Springtime is also a great time to revisit your budget, all with an eye toward saving money. Here are three suggestions for saving on...

Are you in the process of searching for a hotel to book? It doesn’t matter if you’re traveling for business or pleasure, you’ll come to find that you have many choices. While it’s easy to make a final decision and go with it, you don’t want to get ahead of yourself. Instead, you need to answer a variety of critical questions before booking. These include the following: •    Where can you get the best deal in...

Whether or not you review your credit report every now and again is a personal decision. Some people are in the habit of doing so, while others don’t see the point. As a general rule of thumb, you should request and review your credit report at least once every 12 months. Here are some of the many reasons to do so: •    It doesn’t cost anything. You can request a free credit report once a year,...

Do you have bad financial habits? Have you come to find that these are stopping you from reaching your goals? Are you ready to make a change for the better? Here’s the good thing: you aren’t the only person with bad financial habits. Most people have at least one habit that they want to eliminate as soon as possible. Here are a handful of bad financial habits that you don’t need in your life: •    Impulse...

A savings account is more than just a place to keep your spare change or an account to hold your emergency fund. This place has to provide good protection for your money. You should put just as much consideration into choosing your savings account as you do with any other financial account. While you may be tempted to choose a savings account at your primary bank because it’s easier that way, you may be able to...

Are you in the market for furniture? From a couch to a dining room table to an entertainment stand, there’s no shortage of things you can purchase for your home. Here’s a common problem when shopping for furniture: everything you like is priced out of your budget. While this is a concern among most furniture buyers, it shouldn’t stop you dead in your tracks. There are steps you can take to save money, with these among...

Having your money in a traditional savings account typically isn’t the best way for it to grow. Sure, it’s safe and easily accessible, but you may have the opportunity to earn more interest on your savings if you move it to another type of account. Here are three ways you can earn more interest on your savings and still keep your funds safe. Switch to an online savings account. Online banks don’t have the expenses of...