Aspire® Cash Back Reward Card
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- Earn 3% Cash Back Rewards* on Gas, Groceries and Utility Bill Payments
- Earn 1% Cash Back Rewards* on all other eligible purchases
- Up to $1,000 credit limit subject to credit approval
- Prequalify** without affecting your credit score
- No security deposit
- Free access to your VantageScore 4.0 score from TransUnion®†
*See Program Terms for important information about the cash back rewards program.
** Prequalify means that you authorize us to make a soft inquiry (that will not affect your credit) to create an offer. If you accept an offer a hard inquiry will be made. Final approval is not guaranteed if you do not meet all applicable criteria (including adequate proof of ability to repay). Income verification through access to your bank account information may be required.
† Your credit score will be available in your online account starting 60 days after your account is opened. (Registration required.) The free VantageScore 4.0 credit score provided by TransUnion® is for educational purposes only. This score may not be used by The Bank of Missouri (the issuer of this card) or other creditors to make credit decisions.
| Credit Target | Type | Annual Fee | BT Intro APR | Purchase Intro APR | Regular APR | Rewards |
|---|---|---|---|---|---|---|
| Fair Credit, Above Average Credit, Limited Credit | Personal | As low as $85 | N/A* | N/A* | 29.99% or 36% Fixed | Cash Back |
Aspire® Cash Back Reward Card Quick Summary:
This is a Mastercard cash back rewards card, issued by The Bank of Missouri. This card is intended for consumers, or "personal use" with a fair credit history. The purchase APR is 29.99% or 36% Fixed.
Important Rates:
There is not an introductory APR for this card, so the lowest or standard rate may apply immediately or after the grace period for eligible purchases. There is an annual fee of as low as $85 for this card.
Rewards:
With the Aspire® Mastercard® Credit Card, you earn a 3% cash back reward on Gas, Groceries and Utility Payments‡.
Earn a 1% cash back reward on all other purchases‡.
Credit Record Needed:
Applicants for the Aspire® Cash Back Reward Card should have fair credit. There are a number of factors that this issuer may consider when making decisions for approval.
Other Basics:
Use your unsecured Aspire® Credit Card anywhere Mastercard® is accepted.
Other Remarks:
- Simple, Secure Online Application
- No security deposit
- Free Credit Score
- 3% Cash Back Rewards on essentials*
- Up to $1000 Credit Limit
*See Program Terms for important information about the cash back rewards program.
Approval Rate:
Currently, we have no applicant results in our system. You can be the first one to help by submitting your application results to assist other applicants before they apply for this card.
This card has a very poor approval or acceptance rate. Since this is a card for fair credit, numerous factors may influence this rate, including the APR, fees, or past applicants credit record and income levels. Furthermore, if your FICO score is close to or higher than 631, then your chance of approval may be even greater.
Approval Time:
Approval time for this offer is not listed. You should expect a final credit decision within a couple of weeks, but normally much sooner.
Community Opinion:
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