Credit Cards With No Annual Fee
Among the exceptionally wide variety of credit card bonuses, rewards programs and introductory offers featured by the growing selection of online credit card applications available to consumers and small businesses available today, it can seem almost overwhelming at times to narrow down a new credit card offer or application based on the crucial, key factors that are truly most important to you. Below, we've compiled an up to date list of the cards with the best overall quality and assortment of additional conveniences for those that wish to base their next credit card application around a complete absence of annual fees that can often prove to be more costly than you might expect.
In addition to the cards below featuring no annual fees for those approved, you can shop for your selection of credit card based on the most noteworthy rewards programs, bonuses, introductory APR, and more to ensure that your choice of No Annual Fee credit card application ends up being an exceptionally well rounded investment that you can rest easy upon qualifying for. Not satisfied with your run of the mill no annual fee credit card? Check out our featured credit card offers below for the best no annual fee packages that also feature the best limited time rewards and overall packages that we could find.
Showing 10 of 141 Results
USAA® Rewards™ American Express® Card
Everyday Cash Back
- 5% cash back on your first $3,000 in combined gas station and military base purchases yearly
- 2% cash back on your first $3,000 in grocery purchases yearly
- Unlimited 1% cash back on all other qualifying purchases
USAA membership is available to active and former military and their eligible family members
| Credit Target | Type | Annual Fee | BT Intro APR | Purchase Intro APR | Regular APR | Rewards | Reviews |
|---|---|---|---|---|---|---|---|
| Excellent Credit, Good Credit | Consumer | $0 | None | N/A | 12.15% - 28.15% variable Regular APR on purchases, balance transfers and onvenience checks | Flexible Options | Be the first to write one |
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Indigo® Platinum Mastercard® Credit Card
- Easy pre-qualification process with fast response
- Less than perfect credit is okay
- Online servicing available 24/7 at no additional cost
- Unsecured credit card, no security deposit required
- Account history is reported to the three major credit bureaus in the U.S.
| Credit Target | Type | Annual Fee | BT Intro APR | Purchase Intro APR | Regular APR | Rewards | Reviews |
|---|---|---|---|---|---|---|---|
| Fair Credit, Average Credit | Consumer | $0 - $99 | N/A | N/A | 24.9% | None | Be the first to write one |
USAA® Cashback Rewards Plus American Express® Card
Unlimited Rewards
- 3X points on dining out
- 2X points on gas and groceries
- 1X points on all other qualifying purchases
Bonus Rewards
- 2,500 bonus points after your first qualifying purchase
- USAA membership is available to active and former military and their eligible family members
| Credit Target | Type | Annual Fee | BT Intro APR | Purchase Intro APR | Regular APR | Rewards | Reviews |
|---|---|---|---|---|---|---|---|
| Excellent Credit, Good Credit | Consumer | $0 | None | N/A | 14.15% - 28.15% variable Regular APR on purchases, balance transfers and convenience checks | Cash Back | Be the first to write one |
USAA® Rewards™ Visa Signature® Card
- Earn 2X points per dollar spent on gas and dining with no cap
- Earn 1X points for every dollar spent on all other purchases
- Get 2,500 bonus points with your first purchase
- Redeem points for cash, merchandise, gift cards and more.
- USAA membership is available to active and former military and their eligible family members
| Credit Target | Type | Annual Fee | BT Intro APR | Purchase Intro APR | Regular APR | Rewards | Reviews |
|---|---|---|---|---|---|---|---|
| Excellent Credit, Good Credit | Consumer | $0 | None | N/A | 12.15% - 28.15% variable Regular APR on purchases, balance transfers and convenience checks | Flexible Options | Be the first to write one |
Petal® 1 "No Annual Fee" Visa® Credit Card
- $0 Annual Fee
- 2% - 10% cash back from select merchants
- $500 - $5,000 credit limits
- Variable APRs 19.99 - 29.49% APR
- No annual or international transaction fees. Late and returned payment fees may apply
- Build credit alongside tens of thousands of Petal Card members
- Cash flow technology may help applicants without credit history get approved
- Petal's technology may analyze your bank account info (using read-only access) to provide a better look at your full financial picture
- Petal's mobile app makes it easy to manage your money, track your spending, and automate payments
- See if you're pre-approved within minutes without impacting your credit score
- Petal reports to all 3 major credit bureaus
- No deposits required
- Card issued by WebBank, Member FDIC
| Credit Target | Type | Annual Fee | BT Intro APR | Purchase Intro APR | Regular APR | Rewards | Reviews |
|---|---|---|---|---|---|---|---|
| Fair Credit | Consumer | $0 | N/A | N/A | 19.99 - 29.49% Variable | Cash Back | Be the first to write one |
USAA® Preferred Cash Rewards Visa Signature® Card
- Earn 1.5% cash back on every purchase with no limits or category restrictions
- Pay no annual fee, no penalty APR and no foreign transaction fees
- USAA membership is available to active and former military and their eligible family members
| Credit Target | Type | Annual Fee | BT Intro APR | Purchase Intro APR | Regular APR | Rewards | Reviews |
|---|---|---|---|---|---|---|---|
| Good Credit, Excellent Credit | Consumer | $0 | None | N/A | 14.15% - 28.15% variable Regular APR on purchases, balance transfers and convenience checks | Cash Back | Be the first to write one |
USAA® Rate Advantage Visa Platinum® Card
- Enjoy USAA's lowest rate card
- No annual fee, no foreign transaction fees, no penalty APR
- USAA membership is available to active and former military and their eligible family members
| Credit Target | Type | Annual Fee | BT Intro APR | Purchase Intro APR | Regular APR | Rewards | Reviews |
|---|---|---|---|---|---|---|---|
| Excellent Credit, Good Credit | Consumer | $0 | None | N/A | 9.15% - 26.15% variable Regular APR on purchases, balance transfers and convenience checks | None | Be the first to write one |
JCPenney Credit Card®
- Earn 2X the rewards points with a JCPenney Credit Card - receive 1 point per dollar spent on qualifying purchases*
- 15% OFF* select apparel, shoes, accessories, fine jewelry, salon products, furniture & mattresses, home, and in-home custom design; or save 5% on select electrics/electronics, Modern Bride Design Your Dream Ring, smart watches & Tempur-Pedic
- Enjoy exclusive offers throughout the year with 100+ special savings days where JCPenney Credit Card members save more.
| Credit Target | Type | Annual Fee | BT Intro APR | Purchase Intro APR | Regular APR | Rewards | Reviews |
|---|---|---|---|---|---|---|---|
| Fair Credit, Above Average Credit | Consumer | $0* | N/A | N/A | 25.99% Fixed* | Store | Be the first to write one |
AccountNow® Prepaid Mastercard®
- $0 Monthly Fee Pay As You Go Plan (See Cardholder Agreement on site)
- No Credit Check or ChexSystems check
- Instant account number
- Free† direct deposit — paycheck, benefit checks, tax refund checks
- Easy 24/7 online account access
- Earn Refer-a-Friend cash bonus
- Use it everywhere Mastercard Debit card accepted
| Credit Target | Type | Annual Fee | BT Intro APR | Purchase Intro APR | Regular APR | Rewards | Reviews |
|---|---|---|---|---|---|---|---|
| Poor Credit | Debit | up to $9.95 monthly fee | N/A | N/A | N/A | None | Be the first to write one |
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