Advertiser Disclosure1
Verve MasterCard®
Looking for the Verve Mastercard today?
The Verve Mastercard is a credit card marketed to consumers who may have less-than-perfect credit. Continental Finance Company services Verve credit card accounts and currently includes Verve among the credit card products it services.
Finance Globe previously tracked a Verve Mastercard offer issued by Mid America Bank & Trust Company. That specific listing is no longer maintained by Finance Globe, and the historical rates, fees and other terms shown below may not reflect Verve offers available today.
Already have a Verve Mastercard?
Use the website or contact information provided on your current card, statement or cardholder agreement for account access, payments and customer service.
Received a Verve offer in the mail?
Follow the instructions and website (likely yourvervecard.com) shown on your offer. Current eligibility, rates, fees and credit limits should be verified directly in the offer and cardholder disclosures.
Looking for a credit card for less-than-perfect credit?
Compare currently available credit cards before applying. Fees, APRs, credit limits and qualification requirements can vary significantly among cards designed for building or rebuilding credit.
Current credit card alternatives:
Revvi Card
Credit Target
Type
Annual Fee
BT Intro APR
Purchase Intro APR
Regular APR
Rewards
Reviews
Poor Credit, Fair Credit
Consumer
See Terms*
N/A
N/A
35.99%*
Cash Back
Be the first to write one
Total Visa® Card
Credit Target
Type
Annual Fee
BT Intro APR
Purchase Intro APR
Regular APR
Rewards
Reviews
Fair Credit, Poor Credit, Limited Credit
Consumer
See Terms*
N/A
N/A
35.99%*
None
2
About the Verve Mastercard
The Verve Mastercard has been marketed to consumers with less-than-perfect credit. Continental Finance Company services Verve accounts, while the issuing bank is identified in the applicable cardholder agreement.
Because Verve offers and issuing-bank relationships can change over time, consumers researching a current Verve offer should rely on the disclosures provided with that specific offer rather than the historical information in Finance Globe's database.
Historical Verve Mastercard information
The information in this section comes from a previous Verve Mastercard offer tracked by Finance Globe. These are historical details, not current advertised terms.
Finance Globe's archived listing identified the card as a Mastercard for personal use and associated it with consumers who had poor or limited credit histories.
The archived offer also referenced monthly reporting to the three major credit bureaus and Mastercard Zero Liability Protection.
A note about old rates and fees
Credit card pricing can change substantially over time. An APR, annual fee, maintenance fee, credit limit or other term appearing in Finance Globe's historical database should not be assumed to apply to a Verve Mastercard offered today.
Always review the current application and cardholder disclosures before applying.
What credit score do you need for a Verve Mastercard?
There is no single credit score that guarantees approval for a credit card.
Finance Globe historically categorized this Verve offer as intended for consumers with poor or limited credit. However, the credit-score ranges previously displayed by Finance Globe were estimates rather than underwriting requirements supplied by the issuer.
Approval can depend on multiple factors in addition to a credit score, and current underwriting standards may differ from those associated with this archived offer.
If you're shopping for a card based on your credit profile, you can also use Finance Globe's Score Match tool to explore currently listed cards by approximate credit-score range.
How to Use YourVerveCard.com
If you received a Verve Mastercard offer in the mail that directs you to YourVerveCard.com, that website is used to respond to mailed Verve credit card offers. Continental Finance currently lists YourVerveCard.com as the acceptance website for Verve Mastercard mail offers.
- Visit YourVerveCard.com or carefully enter the web address printed on your offer.
- Locate the reservation number included with your mailed Verve offer.
- Enter the information requested by the official website. The current acceptance process may request your reservation number and identifying information such as the last four digits of your Social Security number.
- Review the current interest rate, fees, credit limit information and cardholder disclosures before accepting the offer.
- Save any application or confirmation information provided after completing the process.
Important: Do not enter your reservation number, Social Security number or other application information on Finance Globe. Finance Globe does not issue or service the Verve Mastercard and cannot retrieve, verify or replace a Verve reservation number.
If you did not receive a Verve offer, cannot locate your reservation number or believe the offer has expired, do not attempt to use someone else's reservation number. Follow the assistance options provided at the official website or compare currently available credit card offers below.
Who services the Verve Mastercard?
Continental Finance Company services Verve Mastercard accounts. Continental Finance is a credit card marketer and servicer rather than a bank. The bank issuing a particular account is identified in the applicable cardholder agreement.
Finance Globe's historical Verve listing identified Mid America Bank & Trust Company as the issuer of the offer that was previously tracked on this page. That historical relationship should not be assumed to identify the issuer of a current Verve offer.
Can I still apply for the Verve Mastercard?
Verve Mastercard offers continue to exist, but we do not currently maintain or provide an application for the historical offer shown on this page.
Consumers who received a Verve offer should use the instructions included with that offer. Consumers who did not receive an offer may want to compare currently available cards before deciding which product best fits their credit profile and costs.
Is the old Verve information still accurate?
It should be treated as historical information only.
Finance Globe retains older credit-card listings because they can be useful to existing cardholders, former applicants and consumers researching the history of a financial product. Credit card issuers, servicers, rates, fees and underwriting standards can change.
For a current Verve account or offer, rely on the current cardholder agreement, application disclosures and information provided by the company servicing the account.
Frequently asked questions
Is the Verve Mastercard still available?
Verve Mastercard offers continue to be marketed, although we no longer maintain the historical offer previously listed on this page. Current availability and terms should be verified with the provider of the current offer.
What is YourVerveCard.com?
YourVerveCard.com is the website Continental Finance currently identifies for responding to a Verve Mastercard offer received through the mail. Applicants should verify that the address in their browser is spelled correctly before entering a reservation number or personal information.
Where can I find my Verve reservation number?
The reservation number should be included in the Verve Mastercard offer you received by mail. Enter it only on the official website listed in your offer. If you cannot locate it, use the assistance or reservation-number lookup options provided by the official website. Finance Globe cannot retrieve a reservation number.
Can I use YourVerveCard.com without receiving a mail offer?
YourVerveCard.com is intended for consumers responding to a Verve mail offer. If you did not receive an offer, you may not have the reservation number required to continue. You can review current Verve information through Continental Finance or compare other currently available credit cards.
Is Continental Finance a bank?
No. Continental Finance Company markets and services credit card accounts. The bank issuing a particular credit card account is identified in the cardholder agreement.
Was this Verve Mastercard issued by Mid America Bank & Trust Company?
Finance Globe's archived listing identified Mid America Bank & Trust Company as the issuer of the historical offer tracked on this page. That does not necessarily mean a current Verve offer has the same issuing bank.
Does applying for a Verve Mastercard guarantee approval?
No. Receiving marketing for a card, matching a general credit profile or having a particular credit score does not guarantee approval.
Can the Verve Mastercard help build credit?
A credit card that reports account activity to credit bureaus can contribute information to a consumer's credit history. The effect on an individual's credit scores depends on the information reported and the scoring model. Paying on time and managing debt responsibly are important regardless of the card used.
Where can existing Verve cardholders make payments?
Existing cardholders should use the account-access and payment information provided with their current Verve account, statement or cardholder agreement. Finance Globe does not service Verve Mastercard accounts.
Historical Data about the Verve Mastercard
Page status: Historical Finance Globe listing
Product status: The Verve Mastercard continues to be marketed outside Finance Globe. This page contains historical information about a previous Verve Mastercard offer and should not be used as a source for current rates, fees or application terms.
Use your MasterCard® card everywhere MasterCard is accepted. Serviced by Continental Finance Company, LLC.
- Initial credit limit up to $1,000
- Mastercard Zero Liability Protection
- Monthly reporting to the three major credit bureaus
| Credit Target | Type | Annual Fee | BT Intro APR | Purchase Intro APR | Regular APR | Rewards |
|---|---|---|---|---|---|---|
| Poor Credit | Personal | See Terms* | N/A* | N/A* | 29.99%* | None |
Verve MasterCard® Quick Summary:
This Mastercard offer is issued by Continental Finance. This card is intended for consumers, or "personal use" with poor or limited credit histories. The issuer may expect recent or past flaws in your credit report. Rates may vary among applicants, however the lowest standard APR is 29.99%* (Variable)*.
Important Rates:
There is not an introductory APR for this card, so the lowest or standard rate may apply immediately or after the grace period for eligible purchases. Please see the application disclosures regarding the annual fee.
Rewards:
This is not a rewards card. It is normal for cards for fair and poor credit histories to not offer rewards.
Credit Record Needed:
Applicants may be expected to have poor or fair credit.
Other Basics:
The grace period listed for the Verve MasterCard® is at least 25 days*. So interest charges will not be applied for new purchases during this time if balance is paid in full by the due date.
This card contains the brand of Mastercard, where acceptance is global. Most businesses that accept credit cards will accept Mastercard as a form of payment (subject to available credit).
Maintenance Fee: $120 annually (billed at $10 per month)
Monthly Maintenance Fee not billed for the first 12 months your Account is opened
Approval Rate:
There were 4 people that reported their status to us after they applied. They provided us with helpful qualification information, including their credit scores, the rates offered to them, household income and more. 100% of those applicants were approved.
Approval Time:
Approval time for this offer is not listed. You should expect a final credit decision within a couple of weeks, but normally much sooner.
Community Opinion:
Based on community reviews, we found that 50% of 4 users recommend this card.