Verve MasterCard ®
Use your MasterCard® card everywhere MasterCard is accepted. Serviced by Continental Finance Company, LLC.
- Initial credit limit up to $1,000
- Mastercard Zero Liability Protection
- Monthly reporting to the three major credit bureaus
| Credit Target | Type | Annual Fee | BT Intro APR | Purchase Intro APR | Regular APR | Rewards |
|---|---|---|---|---|---|---|
| Poor Credit | Personal | See Terms* | N/A* | N/A* | 29.99%* | None |
This Credit Card Is Currently Not Available
Important Notice: Verve MasterCard ® from Mid America Bank & Trust Company is no longer available or maintained at Finance Globe. We are displaying limited archived data. Some information may be incomplete, inaccurate or missing. We apologize for the inconvenience. Here are some of the most popular cards on Finance Globe:
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Verve MasterCard ® Quick Summary:
This Mastercard offer is issued by Mid America Bank & Trust Company. This card is intended for consumers, or "personal use" with poor or limited credit histories. The issuer may expect recent or past flaws in your credit report. Rates may vary among applicants, however the lowest standard APR is 29.99%* (Variable)*.
Important Rates:
There is not an introductory APR for this card, so the lowest or standard rate may apply immediately or after the grace period for eligible purchases. Please see the application disclosures regarding the annual fee.
Rewards:
This is not a rewards card. It is normal for cards for fair and poor credit histories to not offer rewards.
Credit Record Needed:
Based on the FICO score recommendation, the issuer may expect applicants with troublesome credit histories. A FICO credit score of 300 to 510 is recommended for a higher chance of approval, but this is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. While your FICO score is usually a very important factor, you may want to consider other areas that may affect a decision for approval. For example, your debt to income ratio, recent credit inquiries, 30+ day delinquencies, or current credit accounts nearing the maximum amount may affect a credit decision.
FICO scores/credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, a credit score alone does not guarantee or imply approval for any Mid America Bank & Trust Company product.
Other Basics:
The grace period listed for the Verve MasterCard ® is at least 25 days*. So interest charges will not be applied for new purchases during this time if balance is paid in full by the due date.
This card contains the brand of Mastercard, where acceptance is global. Most businesses that accept credit cards will accept Mastercard as a form of payment (subject to available credit).
Other Remarks:
Maintenance Fee: $120 annually (billed at $10 per month)
Monthly Maintenance Fee not billed for the first 12 months your Account is opened
Approval Rate:
There were 4 people that reported their status to us after they applied. They provided us with helpful qualification information, including their credit scores, the rates offered to them, household income and more. 100% of those applicants were approved.
There have been no approvals in our internal system that we can calculate for this card. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. As we gain more information about the approval rates, we will update them here. Furthermore, if your FICO score is close to or higher than 350, then your chance of approval may be even greater.
Approval Time:
Approval time for this offer is not listed. You should expect a final credit decision within a couple of weeks, but normally much sooner.
Community Opinion:
Based on community reviews, we found that 50% of 4 users recommend this card.
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