Advertiser Disclosure1
WebBank Credit Cards
Credit Cards Issued by WebBank
WebBank is an FDIC-insured bank based in Utah that issues credit cards and other financial products through partnerships with consumer brands and financial technology companies.
Unlike a traditional credit card issuer that primarily markets cards under its own name, WebBank often serves as the issuing bank behind cards carrying another company's brand. As a result, you may have a WebBank-issued credit card even though the WebBank name isn't prominent on the front of the card.
Does WebBank Offer Credit Cards?
Yes. WebBank issues credit cards through a number of partner programs.
The company whose name appears on a credit card may handle marketing, account features or servicing, while WebBank serves as the bank that legally issues the account. The exact relationship varies by card program.
Current card programs and issuing relationships can change, so consumers should check the card's current application disclosures or cardholder agreement to confirm the issuing bank.
Looking for a Credit Card?
If you came to this page looking for a new credit card rather than a particular WebBank product, FinanceGlobe tracks currently available cards for several different credit profiles.
PREMIER Bankcard® Mastercard® Credit Card
- PREMIER Bankcard credit cards are for building credit.
- Start building credit by keeping your balances low and paying all your bills on time each month.
- When you need assistance our award-winning US-based Customer Service agents are there to help.
- Credit Limit Increase Eligible after 12 months of consistent responsible account management.
- We report monthly to the Consumer Reporting Agencies to help you build your credit.
| Credit Target | Type | Annual Fee | BT Intro APR | Purchase Intro APR | Regular APR | Rewards | Reviews | Fair Credit, Average Credit | Consumer | See Terms* | N/A | N/A | See Terms* | None | 4 |
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Upgrade Cash Rewards Visa®
- $200 bonus after opening a Rewards Checking Preferred account and making 3 debit card transactions*
- Earn 1.5% unlimited cash back on card purchases every time you make a payment
- Combine the flexibility of a credit card with the predictability of a personal loan
- No annual fee
- No touch payments with contactless technology built in
- See if you qualify in minutes without hurting your credit score
- Great for large purchases with predictable payments you can budget for
- Mobile app to access your account anytime, anywhere
- Relax knowing you’re protected against unauthorized transactions with Visa’s Zero Liability Policy
- See Rates & Fees
| Credit Target | Type | Annual Fee | BT Intro APR | Purchase Intro APR | Regular APR | Rewards | Reviews | Excellent Credit, Good Credit | Consumer | $0 | N/A | N/A | 14.99% - 29.99% APR | Cash Back | 1 |
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You can also use FinanceGlobe Score Match to browse cards based on an approximate credit-score range.
Credit Cards FinanceGlobe Has Tracked From WebBank
FinanceGlobe has tracked a number of WebBank-issued credit cards over the years. Some may still be available, while others represent older or discontinued versions of card programs.
A card appearing in FinanceGlobe's historical database does not necessarily mean that the same offer is currently available or that WebBank remains the issuer today. Follow the individual card page for current or historical status information.
Fingerhut Credit Account
Dell Preferred Account
Petal® 2 "Cash Back, No Fees" Visa® Credit Card
Jasper Cash Back Mastercard®
Petal® 1 "No Annual Fee" Visa® Credit Card
Oportun® Visa® Credit Card
The Gemini Credit Card™
What Companies Use WebBank for Credit Cards?
WebBank has served as the issuing bank for credit card programs marketed under a variety of consumer brands.
Because these partnerships change over time, it's useful to distinguish the card brand from the issuing bank.
For example, a consumer might apply for a card carrying a financial technology company's brand while the application disclosures identify WebBank as the issuing bank.
The most reliable way to determine who currently issues a particular card is to review its application disclosures or cardholder agreement.
Is WebBank a Real Bank?
Yes. WebBank is a state-chartered industrial bank headquartered in Utah and is a member of the Federal Deposit Insurance Corporation (FDIC).
WebBank operates differently from many traditional consumer banks because much of its business involves providing banking products through partner companies.
This partnership model is why consumers often encounter the WebBank name in credit agreements even when they don't remember applying for something called a "WebBank credit card."
Why Does WebBank Appear on My Credit Report?
If WebBank appears on your credit report, it may be associated with a financial account offered through one of WebBank's partner companies.
The name shown on a credit report isn't always identical to the brand name consumers recognize from the card or account.
If you don't recognize an account, review your credit report for additional identifying information and compare it with your existing financial accounts. If you believe information on your credit report is incorrect, you can use the credit bureau's dispute process.
Are WebBank Credit Cards for Bad Credit?
There isn't one credit requirement for all WebBank-issued cards.
WebBank provides accounts through different partner programs, and each program can have its own eligibility and underwriting criteria. Some WebBank-issued products have been designed for consumers building credit, while others target different credit profiles.
Rather than using WebBank itself as an indication of the credit needed, check the requirements and disclosures for the individual card you're considering.
Frequently Asked Questions About WebBank Credit Cards
Is WebBank a credit card company?
WebBank is a bank that issues credit cards and other financial products, often through partnerships with other companies. The consumer-facing brand on a card may therefore be different from the issuing bank.
What credit cards does WebBank issue?
WebBank has issued cards for a number of partner brands. The list changes as partnerships and card programs change, so current application disclosures or cardholder agreements are the best source for confirming the issuer of a specific card.
Does WebBank have its own branded credit card?
WebBank is primarily known for issuing financial products through partner companies rather than marketing a broad lineup of traditional WebBank-branded consumer credit cards.
Is WebBank FDIC insured?
WebBank is an FDIC-insured bank. FDIC insurance applies to eligible deposit accounts and shouldn't be confused with protection against credit card balances or transactions.
Why don't I recognize WebBank on my credit report?
WebBank may be the issuing bank behind an account marketed under another company's brand. Check the account details against financial products you've opened through partner companies.
How do I contact the company servicing my WebBank credit card?
Start with the customer-service information on your card, billing statement or account website. The company servicing a particular card may be different from WebBank itself.
PREMIER Bankcard® Mastercard® Credit Card
- PREMIER Bankcard credit cards are for building credit.
- Start building credit by keeping your balances low and paying all your bills on time each month.
- When you need assistance our award-winning US-based Customer Service agents are there to help.
- Credit Limit Increase Eligible after 12 months of consistent responsible account management.
- We report monthly to the Consumer Reporting Agencies to help you build your credit.
| Credit Target | Type | Annual Fee | BT Intro APR | Purchase Intro APR | Regular APR | Rewards | Reviews | Fair Credit, Average Credit | Consumer | See Terms* | N/A | N/A | See Terms* | None | 4 |
|---|
Upgrade Cash Rewards Visa®
- $200 bonus after opening a Rewards Checking Preferred account and making 3 debit card transactions*
- Earn 1.5% unlimited cash back on card purchases every time you make a payment
- Combine the flexibility of a credit card with the predictability of a personal loan
- No annual fee
- No touch payments with contactless technology built in
- See if you qualify in minutes without hurting your credit score
- Great for large purchases with predictable payments you can budget for
- Mobile app to access your account anytime, anywhere
- Relax knowing you’re protected against unauthorized transactions with Visa’s Zero Liability Policy
- See Rates & Fees
| Credit Target | Type | Annual Fee | BT Intro APR | Purchase Intro APR | Regular APR | Rewards | Reviews | Excellent Credit, Good Credit | Consumer | $0 | N/A | N/A | 14.99% - 29.99% APR | Cash Back | 1 |
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