Advertiser Disclosure1
Celtic Bank Credit Cards
Credit Cards Issued by Celtic Bank
Celtic Bank is a Utah-chartered, FDIC-insured bank that issues credit cards and other financial products through partnerships with financial technology companies and consumer brands.
Rather than marketing every credit card directly under the Celtic Bank name, the bank often serves as the issuing bank behind products carrying another company's brand. This means a consumer may have a Celtic Bank-issued credit card even when "Celtic Bank" isn't the primary name shown on the card.
Does Celtic Bank Offer Credit Cards?
Yes. Celtic Bank issues consumer credit cards through partner programs.
Celtic Bank says its strategic lending business works with financial technology companies on products including credit cards, lines of credit and term loans. The company also supports credit and charge-card programs for small businesses.
The brand marketing or servicing a card may be different from the bank legally issuing the account. Consumers should check the current application disclosures or cardholder agreement to confirm the issuing bank for a particular card.
Looking for a Credit Card?
If you're researching Celtic Bank because you're looking for a currently available credit card, FinanceGlobe tracks cards for several different credit profiles.
PREMIER Bankcard® Mastercard® Credit Card
- PREMIER Bankcard credit cards are for building credit.
- Start building credit by keeping your balances low and paying all your bills on time each month.
- When you need assistance our award-winning US-based Customer Service agents are there to help.
- Credit Limit Increase Eligible after 12 months of consistent responsible account management.
- We report monthly to the Consumer Reporting Agencies to help you build your credit.
| Credit Target | Type | Annual Fee | BT Intro APR | Purchase Intro APR | Regular APR | Rewards | Reviews | Fair Credit, Average Credit | Consumer | See Terms* | N/A | N/A | See Terms* | None | 4 |
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Fortiva® Cash Back Rewards Mastercard
- Earn Cash Back Rewards* – 3% on Eligible Gas, Groceries, and Utilities, and 1% on All Other Eligible Purchases
- Use Anywhere Mastercard is Accepted
- No Security Deposit
- $0 fraud liability**
- Free access to your Credit Score†
*See Program Terms for important information about the cash back rewards program.
**Fraud liability subject to Mastercard rules.
† Your credit score will be available in your online account starting 60 days after your account is opened. (Registration required.) The free VantageScore 4.0 credit score provided by TransUnion® is for educational purposes only. This score may not be used by The Bank of Missouri (the issuer of this card) or other creditors to make credit decisions.
| Credit Target | Type | Annual Fee | BT Intro APR | Purchase Intro APR | Regular APR | Rewards | Reviews | Fair Credit, Average Credit | Consumer | $85-$175 first year, $229 thereafter | N/A | N/A | 36% Fixed | Cash Back | Be the first to write one |
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You can also use FinanceGlobe Score Match to explore cards based on an approximate credit-score range.
Credit Cards FinanceGlobe Has Tracked From Celtic Bank
FinanceGlobe has tracked Celtic Bank-issued credit cards and related products over the years. Some may remain available, while others represent older or discontinued card programs.
Deserve Pro
Deserve EDU
Grand Reserve™ World Mastercard®
Surge® Platinum Secured Mastercard®
A card appearing in FinanceGlobe's historical database doesn't necessarily mean the same offer is currently available or that Celtic Bank remains the issuer today. Individual card pages should indicate whether the information is current or historical.
What Companies Use Celtic Bank for Credit Cards?
Celtic Bank provides card-issuing services to outside brands and financial technology companies.
For example, some consumer credit-card programs serviced or marketed by other companies identify Celtic Bank as the issuing bank in their cardholder agreements.
These relationships can change over time. The most reliable source for determining whether Celtic Bank currently issues a particular card is the current application disclosure or cardholder agreement.
Is Celtic Bank a Real Bank?
Yes. Celtic Bank is an FDIC-insured, Utah-chartered industrial bank headquartered in Salt Lake City, Utah.
The bank was established in 2001 and is supervised by the Utah Department of Financial Institutions and the Federal Deposit Insurance Corporation.
Celtic Bank participates in several types of lending, including commercial financing, small-business lending and financial products offered through partner companies.
Why Does Celtic Bank Appear on My Credit Report?
If Celtic Bank appears on your credit report, it may be the issuing bank behind a credit card or other account marketed under a different brand.
The name appearing on a credit report may therefore be different from the company name you remember seeing when you applied.
If you don't recognize an account, review the account details on your credit report and compare them with your existing cards and financial accounts. If you believe information has been reported incorrectly, contact the credit bureau or account servicer using the appropriate dispute process.
Are Celtic Bank Credit Cards for Bad Credit?
There isn't one credit requirement that applies to every Celtic Bank-issued card.
Celtic Bank issues cards through different partner programs, and those products can target different credit profiles. Some partner cards have historically been marketed toward consumers building or rebuilding credit, while other Celtic Bank-issued products serve different types of borrowers.
Consumers should evaluate the individual card rather than assuming all Celtic Bank cards have the same approval requirements.
Frequently Asked Questions About Celtic Bank Credit Cards
What credit cards does Celtic Bank issue?
Celtic Bank issues credit cards through partner companies. The specific lineup can change as card programs and issuing relationships change, so current application disclosures and cardholder agreements are the best way to confirm whether Celtic Bank issues a particular card.
Is Celtic Bank FDIC insured?
Yes. Celtic Bank is an FDIC-insured bank. FDIC insurance relates to eligible deposit accounts and should not be confused with protection against credit card balances, fees or purchases.
Where is Celtic Bank located?
Celtic Bank is headquartered in Salt Lake City, Utah.
Why is Celtic Bank listed on my credit card statement or credit report?
Celtic Bank may be the bank that issued an account marketed or serviced by another company. This is common with partner credit-card programs.
Does Celtic Bank service its own credit cards?
Servicing arrangements vary by card program. In some cases, another company services the account even though Celtic Bank is the issuing bank. Existing cardholders should use the contact information shown on their card or billing statement.
How do I contact Celtic Bank about my credit card?
Celtic Bank advises cardholders to call the number shown on the back of their card for questions about a Celtic Bank-issued credit card.
Does Celtic Bank offer cards for rebuilding credit?
Some cards issued through Celtic Bank partner programs have been designed for consumers building or rebuilding credit, but underwriting standards differ by product. Check the current card's terms and eligibility information rather than relying on the bank name alone.
PREMIER Bankcard® Mastercard® Credit Card
- PREMIER Bankcard credit cards are for building credit.
- Start building credit by keeping your balances low and paying all your bills on time each month.
- When you need assistance our award-winning US-based Customer Service agents are there to help.
- Credit Limit Increase Eligible after 12 months of consistent responsible account management.
- We report monthly to the Consumer Reporting Agencies to help you build your credit.
| Credit Target | Type | Annual Fee | BT Intro APR | Purchase Intro APR | Regular APR | Rewards | Reviews | Fair Credit, Average Credit | Consumer | See Terms* | N/A | N/A | See Terms* | None | 4 |
|---|
Fortiva® Cash Back Rewards Mastercard
- Earn Cash Back Rewards* – 3% on Eligible Gas, Groceries, and Utilities, and 1% on All Other Eligible Purchases
- Use Anywhere Mastercard is Accepted
- No Security Deposit
- $0 fraud liability**
- Free access to your Credit Score†
*See Program Terms for important information about the cash back rewards program.
**Fraud liability subject to Mastercard rules.
† Your credit score will be available in your online account starting 60 days after your account is opened. (Registration required.) The free VantageScore 4.0 credit score provided by TransUnion® is for educational purposes only. This score may not be used by The Bank of Missouri (the issuer of this card) or other creditors to make credit decisions.
| Credit Target | Type | Annual Fee | BT Intro APR | Purchase Intro APR | Regular APR | Rewards | Reviews | Fair Credit, Average Credit | Consumer | $85-$175 first year, $229 thereafter | N/A | N/A | 36% Fixed | Cash Back | Be the first to write one |
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