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Advertiser Disclosure1

First Phase Visa® Credit Card

First Phase Visa® Credit Card
  • Reports to Consumer Reporting Agencies
  • Less than perfect credit? No problem.
  • Credit Line from $300 up to $1,000
  • With Visa Zero Liability, you are covered if your card is ever lost, stolen, or fraudulently used.
  • Don't stress over monthly fees. $0 your first year; $6.25 per month thereafter.
  • Imagine where better credit can take you. Get there with the First Phase credit card.


Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards
Poor Credit, Fair Credit Personal $75 for first year; after that $48 annually N/A* N/A* 34.99%* None