Cash back credit cards are one of the most popular options for consumers and small businesses alike. These cards reward you with a percentage of your spending back in cash - whether it's on groceries, gas, travel, or every purchase you make. Some offer flat-rate rewards, while others provide higher returns in specific categories.
Below, you'll find a list of top cash back credit card offers. Whether you're applying for your first card or looking to upgrade to a stronger rewards program, these options can help you get more from your everyday spending. Use the list to compare bonus rates, intro offers, and card features to find the best fit for your needs.
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- 2X Rewards Power – Up To 10% Cash Back when you buy and 1% Cash Back when you pay!^^
- An initial credit limit Up To $500 (See terms*)
- Opportunity to request credit limit increase after twelve months, fee applies.
- A Card That Works as Hard as You Do – Earn Up to 10% Cash Back Rewards at select merchants, 1% on Payments and Build¹ Your Credit Along the Way!^^
- Reports monthly to all three major credit bureaus.
- *See Rates, Fees, Costs & Limitations for complete offer details
- ¹Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score. Results vary.
- ^^The 10% cash back rate is available only at a limited number of participating merchants. Offer percentages vary by merchant and are subject to change. See Revvi Rewards Programs Terms & Conditions for details.
- See Rates & Fees
| Credit Target |
Type |
Annual Fee |
BT Intro APR |
Purchase Intro APR |
Regular APR |
Rewards |
Reviews |
Poor Credit, Fair Credit |
Consumer |
See Terms* |
N/A |
N/A |
35.99%* |
Cash Back |
Be the first to write one |
- No hard inquiry to apply.
- Apply in 5 minutes or less.
- Get up to $300 with the unsecured Arro Card. Grow your credit line up to $2,500.
- Earn 1% cash back on gas & groceries, including Walmart and Target
- Instantly increase your credit limit as you master your personal finances in the Arro app.
- Reports to all 3 credit bureaus.
- The Arro Card is issued by Community Federal Savings Bank, member FDIC, pursuant to license by Mastercard International.
| Credit Target |
Type |
Annual Fee |
BT Intro APR |
Purchase Intro APR |
Regular APR |
Rewards |
Reviews |
Fair Credit, Poor Credit, Limited Credit |
Consumer |
$60* |
N/A |
N/A |
24.99% |
Cash Back |
Be the first to write one |
- See if you are Pre-Approved with no impact to your credit score
- 3% cash back at gas and EV charging stations, grocery stores and drugstores
- 1% cash back on all other purchases
- No expiration dates and no limit to how much you can earn
- No annual fee
- Automatic review for credit line increase in as little as 6 months
- No surprise fees: No over-the-limit, no returned payment and no foreign transaction fees. Plus, no rate hike for making a late payment
- Zero Fraud Liability
- See Rates & Fees
| Credit Target |
Type |
Annual Fee |
BT Intro APR |
Purchase Intro APR |
Regular APR |
Rewards |
Reviews |
Good Credit, Above Average Credit |
Consumer |
$0 |
See website for Details* |
N/A |
23.99%-29.99% (Variable) |
Cash Back |
Be the first to write one |
- Earn Cash Back Rewards* – 3% on Eligible Gas, Groceries, and Utilities, and 1% on All Other Eligible Purchases
- Use Anywhere Mastercard is Accepted
- No Security Deposit
- $0 fraud liability**
- Free access to your Credit Score†
*See Program Terms for important information about the cash back rewards program.
**Fraud liability subject to Mastercard rules.
† Your credit score will be available in your online account starting 60 days after your account is opened. (Registration required.) The free VantageScore 4.0 credit score provided by TransUnion® is for educational purposes only. This score may not be used by The Bank of Missouri (the issuer of this card) or other creditors to make credit decisions.
| Credit Target |
Type |
Annual Fee |
BT Intro APR |
Purchase Intro APR |
Regular APR |
Rewards |
Reviews |
Fair Credit, Average Credit |
Consumer |
$85-$175 first year, $229 thereafter |
N/A |
N/A |
36% Fixed |
Cash Back |
Be the first to write one |
- Earn Cash Back Rewards* – 3% on Eligible Gas, Groceries, and Utilities, and 1% on All Other Eligible Purchases
- Up to $1,000 credit limit subject to credit approval
- Prequalify** without affecting your credit score
- No security deposit
- Free Access to your Credit Score†
- Review Cardholder Agreement for rate and fee information
*See Program Terms for important information about the cash back rewards program.
** Prequalify means that you authorize us to make a soft inquiry into your credit history (that will not affect your credit) to create an offer. If you accept an offer a hard inquiry will be made. Final approval is not guaranteed if you do not meet all applicable criteria (including adequate proof of ability to repay). Income verification through access to your bank account information may be required.
† Your credit score will be available in your online account starting 60 days after your account is opened. (Registration required.) The free VantageScore 4.0 credit score provided by TransUnion® is for educational purposes only. This score may not be used by The Bank of Missouri (the issuer of this card) or other creditors to make credit decisions.
| Credit Target |
Type |
Annual Fee |
BT Intro APR |
Purchase Intro APR |
Regular APR |
Rewards |
Reviews |
Fair Credit, Above Average Credit, Limited Credit |
Consumer |
$85-$175 first year, $229 thereafter |
N/A |
N/A |
36% Fixed |
Cash Back |
Be the first to write one |
