Blaze Mastercard® Credit Card

  • Less than perfect credit? Looking to rebuild your credit? You may qualify for a Blaze Mastercard.
  • Credit limit up to $1,500 - most receive an initial credit limit of $350; some higher.
  • Once approved, you may get a credit line increase in as little as 6 months by: making on-time payments, staying below your credit limit, and keeping your account in good-standing.
  • An unsecured credit card with no deposits required!
  • Set up account and security alerts to stay in-the-know with activity on your account.
  • Securely manage your account on your time with our new and easy to use mobile app.
  • Enjoy U.S. based Customer Service!
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards
Fair Credit, Average Credit Personal $75 N/A* N/A* 29.9% Fixed None

Blaze Mastercard® Credit Card Quick Summary:
This Mastercard offer is issued by First Savings Bank. This card is intended for consumers, or "personal use" with a fair credit history. The APR is 29.9%* Fixed.

Important Rates:
There is not an introductory APR for this card, so the lowest or standard rate may apply immediately or after the grace period for eligible purchases. There is an annual fee of $75* for this card.

This is not a rewards card. It is normal for cards for fair and poor credit histories to not offer rewards.

Credit Record Needed:
Based on the FICO score recommendation, applicants should have a recently clean credit record, with no recent negative marks on their report. However the card issuer may expect limited discrepancies. A FICO credit score of 620 to 680 is recommended for a higher chance of approval, but this is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. While your FICO score is usually a very important factor, you may want to consider other areas that may affect a decision for approval. For example, your debt to income ratio, recent credit inquiries, 30+ day delinquencies, or current credit accounts nearing the maximum amount may affect a credit decision.

FICO scores/credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, a credit score alone does not guarantee or imply approval for any First Savings Bank product.

Other Basics:
The grace period listed for the Blaze Mastercard® Credit Card is at least 25 days*. So interest charges will not be applied for new purchases during this time if balance is paid in full by the due date. Be aware that some issuers will begin charging interest on cash advances and balance transfers on the transaction date.

This card contains the brand of Mastercard, where acceptance is global. Most businesses that accept credit cards will accept Mastercard as a form of payment (subject to available credit).

Our Editor's Commentary:
First Savings Bank's Blaze Credit Card is a product designed for credit applicants that are having issues obtaining credit.

The credit limit ranges from $300 to $1500, which is not bad for easier to get credit cards, and this card reports to the major credit bureaus. This could help you to build your credit score when you use your Blaze card wisely - such as making payments on time and keeping balances low or paid off each month.

The APR is high, and so is the annual fee. If you are OK with the fee, then pay off your account balance before the grace period runs out at 25 days. There is not a bank that exists that will pay you 29.9% in interest!

Approval Rate:
There were 3 people that reported their status to us after they applied. They provided us with helpful qualification information, including their credit scores, the rates offered to them, household income and more. 100% of those applicants were approved.

There have been no approvals in our internal system that we can calculate for this card. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. As we gain more information about the approval rates, we will update them here. Furthermore, if your FICO score is close to or higher than 620 to 680, then your chance of approval may be even greater.

Approval Time:
Approval time for this offer is not listed. You should expect a final credit decision within a couple of weeks, but normally much sooner.

Community Opinion:
Based on community reviews, we found that 100% of 1 user recommend this card.

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