Looking for the Matrix Mastercard Today?

Current product status: The Matrix Mastercard continues to be offered outside Finance Globe. The current card is issued by The Bank of Missouri and serviced by Continental Finance Company.

Finance Globe listing status: Finance Globe previously tracked an older Matrix Mastercard offer associated with Mid America Bank & Trust Company. We no longer maintain an application for that offer, and the archived rates, fees, credit limits and other terms shown below should not be interpreted as current Matrix Mastercard terms.

Looking specifically to apply for the Matrix Mastercard? Finance Globe does not currently provide the Matrix Mastercard application. Consumers interested in the current card should review the application and disclosures provided by the card's current issuer or servicer.

If you are looking for a current card designed for building or rebuilding credit, you can compare the offers below. Fortiva is issued by The Bank of Missouri, which also issues the current Matrix Mastercard, although Fortiva is a separate product with different terms. Revvi is another separate current offer for consumers who may be building or rebuilding credit. Each card has its own rates, fees, rewards and approval requirements.

Current credit card alternatives:

Apply Now

Fortiva® Cash Back Rewards Mastercard

• Earn Cash Back Rewards* – 3% on Eligible Gas, Groceries, and Utilities, and 1% on All Other Eligible Purchases
• Use Anywhere Mastercard is Accepted
• No Security Deposit
• $0 fraud liability**
• Free access to your Credit Score†
  *See Program Terms for important information about the cash back rewards program.
  **Fraud liability subject to Mastercard rules.
  † Your credit score will be available in your online account starting 60 days after your account is opened. (Registration required.) The free VantageScore 4.0 credit score provided by TransUnion® is for educational purposes only. This score may not be used by The Bank of Missouri (the issuer of this card) or other creditors to make credit decisions.

Credit Target	Type	Annual Fee	BT Intro APR	Purchase Intro APR	Regular APR	Rewards	Reviews
Fair Credit, Average Credit	Consumer	$85-$175 first year, $229 thereafter	N/A	N/A	36% Fixed	Cash Back	Be the first to write one

Apply Now

Revvi Card

• 2X Rewards Power – Up To 10% Cash Back when you buy and 1% Cash Back when you pay!^^
• An initial credit limit Up To $500 (See terms*)
• Opportunity to request credit limit increase after twelve months, fee applies.
• A Card That Works as Hard as You Do – Earn Up to 10% Cash Back Rewards at select merchants, 1% on Payments and Build¹ Your Credit Along the Way!^^
• Reports monthly to all three major credit bureaus.
• *See Rates, Fees, Costs & Limitations for complete offer details
• ¹Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score. Results vary.
• ^^The 10% cash back rate is available only at a limited number of participating merchants. Offer percentages vary by merchant and are subject to change. See Revvi Rewards Programs Terms & Conditions for details.
• See Rates & Fees

Credit Target	Type	Annual Fee	BT Intro APR	Purchase Intro APR	Regular APR	Rewards	Reviews
Poor Credit, Fair Credit	Consumer	See Terms*	N/A	N/A	35.99%*	Cash Back	Be the first to write one

Already Have a Matrix Mastercard?

Existing cardholders should use the account information provided by Continental Finance or the contact information on the back of their card for payments, online account access and customer service. Finance Globe cannot access or manage Matrix Mastercard accounts.

About the Matrix Mastercard

The Matrix Mastercard has a long history as a credit card marketed to consumers who may have fair, poor or limited credit histories.

Continental Finance Company launched the Matrix-branded Mastercard in 2012. The current Matrix Mastercard is issued by The Bank of Missouri and serviced by Continental Finance Company.

According to the current Matrix card website, the card reports payment activity monthly to Experian, Equifax and TransUnion and includes Mastercard Zero Liability Protection.

Current applicants should review the latest application disclosures for rates, fees, eligibility requirements and other account terms.

Who Issues the Matrix Mastercard?

The current Matrix Mastercard is issued by The Bank of Missouri and serviced by Continental Finance Company.

Finance Globe's historical database identifies Mid America Bank & Trust Company as the issuer of the older Matrix offer previously tracked on this page. Issuing relationships and card programs can change over time, which is why the archived information differs from the current product.

What Credit Score Do You Need for the Matrix Mastercard?

There is no single credit score that guarantees approval for the Matrix Mastercard.

The card has been marketed toward consumers with less-than-perfect credit, but approval depends on the issuer's underwriting requirements and other information in an applicant's credit profile.

Finance Globe's historical credit categories and consumer-reported information should not be interpreted as current approval requirements.

If you are comparing cards based on your approximate credit profile, Finance Globe's Score Match tool can help you explore currently listed cards.

Does the Matrix Mastercard Report to the Credit Bureaus?

The current Matrix Mastercard website states that payment activity is reported monthly to the three major credit bureaus: Experian, Equifax and TransUnion.

Credit bureau reporting can help establish a credit history, but simply having a card does not guarantee that a credit score will improve. Payment history, account balances and other information in a consumer's credit report can affect credit scores.

Who Services the Matrix Mastercard?

Continental Finance Company services the current Matrix Mastercard.

Continental Finance is the card servicer rather than the issuing bank. Existing cardholders should use the customer-service information provided with their account or shown on the back of their card.

Can I Still Apply for the Matrix Mastercard?

Yes, the Matrix Mastercard continues to be marketed, but Finance Globe does not currently provide its application.

Consumers looking specifically for Matrix should verify current availability, eligibility requirements, rates and fees through the current application and disclosures provided by the issuer or servicer.

If your primary goal is finding a credit card for less-than-perfect credit rather than Matrix specifically, you can compare current credit card offers.

Frequently Asked Questions About the Matrix Mastercard

Is the Matrix Mastercard still available?

Yes. The Matrix Mastercard continues to be marketed. The particular Matrix offer in Finance Globe's historical database is archived and is not a current application.

Does Finance Globe offer the Matrix Mastercard application?

No. Finance Globe does not currently provide an application for the Matrix Mastercard. The current alternatives displayed on this page are separate credit card products with their own terms and approval requirements.

What bank issues the Matrix Mastercard?

The current Matrix Mastercard is issued by The Bank of Missouri.

Is Continental Finance the issuer of the Matrix Mastercard?

No. Continental Finance services the Matrix Mastercard. The current card is issued by The Bank of Missouri.

Is the Matrix Mastercard for bad credit?

The Matrix Mastercard has been marketed toward consumers with less-than-perfect credit. That does not mean a particular credit score guarantees approval.

Does the Matrix Mastercard report to all three credit bureaus?

The current Matrix website states that payment activity is reported monthly to Experian, Equifax and TransUnion.

Where can I make a Matrix Mastercard payment?

Existing cardholders can manage their account through Continental Finance's account-management system. Cardholders should use the website or contact information provided with their account or shown on the back of their card.

Historical Data About the Matrix Mastercard

The database information below relates to an older Matrix Mastercard offer previously tracked by Finance Globe. It is retained for historical research and should not be used as a source for current rates, fees, credit limits, approval requirements or application terms.