Revvi Card

Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards
Poor Credit, Fair Credit Personal None 1st year, $8.25 after* N/A* N/A* 35.99%* Cash Back

Revvi Card Quick Summary:
This is a Visa cash back rewards card, issued by MRV Banks. This card is intended for consumers, or "personal use" with poor or limited credit histories. The issuer may expect recent or past flaws in your credit report. The purchase APR is 35.99%*.

Important Rates:
There is not an introductory APR for this card, so the lowest or standard rate may apply immediately or after the grace period for eligible purchases. There is an annual fee of none 1st year, $8.25 after* for this card. You should read the additional details at the issuer's website or terms and conditions from the application for more information.

This card is a cash back card, where you can expect cash rewards for your purchases.

Credit Record Needed:
Based on the FICO score recommendation, the issuer may expect applicants with troublesome credit histories. A FICO credit score of 469 is recommended for a higher chance of approval, but this is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. While your FICO score is usually a very important factor, you may want to consider other areas that may affect a decision for approval. For example, your debt to income ratio, recent credit inquiries, 30+ day delinquencies, or current credit accounts nearing the maximum amount may affect a credit decision.

FICO scores/credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, a credit score alone does not guarantee or imply approval for any MRV Banks product.

Other Basics:
This card contains the brand of Visa, where acceptance is global. Most businesses that accept credit cards will accept Visa as a form of payment (subject to available credit).

Other Remarks:
  • Fast and easy application; response provided in seconds
  • Easy-to-use mobile app for management on the go!
  • Reports monthly to all three major credit bureaus
  • Manageable monthly payments
  • Secure online application with fast response
  • Build your credit score with on-time payments and keeping your balance below the credit limit
  • Opportunity to request credit limit increase after twelve months, fee applies
  • *See rates, fees, costs & limitations, and rewards for complete offer and Revvi Rewards details

Our Editor's Commentary:
If you are ok with paying a $89 program fee, and paying your balance before the 21 day grace period, then you may want to consider the Revvi credit card, especially if you have problems getting approved for cards with no fee and lower rates.

Cash back rewards should help offset the annual and program fee. Just make sure you keep your account in good standing so you are qualified. The Revvi terms state: "Once your account is open for at least 6 months and remains in good standing, you can redeem your accrued rewards."

^^1% cash back rewards provided on the amount of payments applied to your Credit Card. Rewards are earned and tracked as points and may be redeemed in the form of a statement credit. Your account must be in good standing at the time rewards are redeemed. Unredeemed reward points will be forfeited if your account is closed for any reason. Other terms, conditions, and limitations apply. See Revvi Rewards Program Terms & Conditions for details.

Approval Rate:
There was 1 person that reported the application status to us after applying. The applicant was approved. Helpful qualification information, including credit scores, rates, household income and more was reported.

This card has a very poor approval or acceptance rate. Since this is a card for poor credit, high fees or APRs may be contributing factors for people that decide to accept this card. Furthermore, if your FICO score is close to or higher than 469, then your chance of approval may be even greater.

Approval Time:
Approval time for this offer is not listed. You should expect a final credit decision within a couple of weeks, but normally much sooner.

Community Opinion:
There are no reviews. If you have experience, you can write one now.

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