Credit Cards for Fair Credit


Contrary to what has become a somewhat popular belief across the highly competitive market for online credit card offers, the packages and feature rundowns of credit card applications offered to those with fair overall credit can often prove to be a highly competitive and worthwhile selection, for those willing to do a bit of smart research before signing the paperwork.

Below, you'll be able to explore our database of the best overall credit card offers currently being made available for those with fair credit scores - our Fair Credit credit card applications include a versatile selection of credit card offers that can very often rival the perks and rewards programs of card applications offered to those with good credit, while still maintaining the opportunity to build up one's credit. Pay your minimum payment on time each month and keep your balance low relative to your limit will provide your credit report with positive marks on a monthly basis. 

Be sure to look into everything that our Fair Credit credit card selection has to offer, and avoid signing the paperwork on any cards that may have higher APR or annual fees than you might prefer to pay.

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First PREMIER® Bank Classic Credit Card

  • Choose which account management options are right for you.
  • Build credit with First PREMIER**
  • Reports to consumer reporting agencies help you monitor financial progress.
  • Fill out an application and know in 60 seconds if you're approved!
**Build credit by keeping your balance low and paying all your bills on time every month.

Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Fair Credit, Average Credit Consumer See Terms* N/A N/A See Terms* None 4

First PREMIER® Bank Mastercard® Credit Card

  • Fill out an application and know in 60 seconds if you're approved!
  • Build credit with First PREMIER**
  • Choose which account management options are right for you.
  • Reports to consumer reporting agencies help you monitor financial progress.
**Build credit by keeping your balance low and paying all your bills on time every month.

Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Fair Credit, Average Credit Consumer See Terms* N/A N/A See Terms* None 4

First PREMIER® Bank Credit Card

  • Fill out an application and know in 60 seconds if you're approved!
  • Reports to consumer reporting agencies help you monitor financial progress.
  • Build credit with First PREMIER**
  • Choose which account management options are right for you.
**Build credit by keeping your balance low and paying all your bills on time every month.

Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Fair Credit, Average Credit Consumer See Terms* N/A N/A See Terms* None 3

First PREMIER® Bank Gold Credit Card

  • Build credit with First PREMIER**
  • Choose which account management options are right for you.
  • Fill out an application and know in 60 seconds if you're approved!
  • Reports to consumer reporting agencies help you monitor financial progress.
**Build credit by keeping your balance low and paying all your bills on time every month.

Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Fair Credit, Average Credit Consumer See Terms* N/A N/A See Terms* None Be the first to write one

PREMIER Forward® Mastercard® Credit Card

  • Fill out an application and know in 60 seconds if you're approved!
  • Build credit with First PREMIER**
  • Choose which account management options are right for you.
  • Reports to consumer reporting agencies help you monitor financial progress.
**Build credit by keeping your balance low and paying all your bills on time every month.

Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Fair Credit, Average Credit Consumer See Terms* N/A N/A See Terms* None 3

Indigo® Platinum Mastercard® Credit Card

  • Easy pre-qualification process with fast response
  • Less than perfect credit is okay
  • Online servicing available 24/7 at no additional cost
  • Unsecured credit card, no security deposit required
  • Account history is reported to the three major credit bureaus in the U.S.
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Fair Credit, Average Credit Consumer $0 - $99 N/A N/A 24.9% None 4

Merrick Bank Double Your Line™ Platinum Visa® Credit Card

  • Credit lines range from $500-$1,350 which double to $1,000-$2,700 after your account qualifies. No security deposit required.
  • Double your credit line by making at least your minimum payment on time each month for the first 7 months your account is open.
  • See if you are pre-approved within minutes, without affecting your credit score.
  • Build or rebuild your credit. As you pay your bill every month, we report to all three major credit reporting agencies.
  • Get 100% U.S.-based customer service & get your FICO® Credit Score for free each month
  • Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with Auto Pay and account alerts.
  • Card issued by Merrick Bank, Member FDIC.
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Fair Credit, Poor Credit Consumer $0-$72 N/A N/A 19.45% to 28.45% *Variable None Be the first to write one

Petal® 1 "No Annual Fee" Visa® Credit Card

  • $0 Annual Fee
  • 2% - 10% cash back from select merchants
  • $500 - $5,000 credit limits
  • Variable APRs 19.99 - 29.49% APR
  • No annual or international transaction fees. Late and returned payment fees may apply
  • Build credit alongside tens of thousands of Petal Card members
  • Cash flow technology may help applicants without credit history get approved
  • Petal's technology may analyze your bank account info (using read-only access) to provide a better look at your full financial picture
  • Petal's mobile app makes it easy to manage your money, track your spending, and automate payments
  • See if you're pre-approved within minutes without impacting your credit score
  • Petal reports to all 3 major credit bureaus
  • No deposits required
  • Card issued by WebBank, Member FDIC
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Fair Credit Consumer $0 N/A N/A 19.99 - 29.49% Variable Cash Back Be the first to write one

Aventium® Classic Credit Card

  • Choose which account management options are right for you.
  • Build credit with First PREMIER**
  • Fill out an application and know in 60 seconds if you're approved!
  • Reports to consumer reporting agencies help you monitor financial progress.
**Build credit by keeping your balance low and paying all your bills on time every month.

Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Fair Credit, Average Credit Consumer See Terms* N/A N/A See Terms* None 1

Destiny Mastercard®

  • All the benefits of a Mastercard, without a security deposit
  • Keeping your account in good standing may help establish and/or improve your credit history
  • Less than perfect credit is okay, even with a prior bankruptcy!
  • Prequalify for a card today and it will not impact your credit score
  • Reports to all three major credit bureaus
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Poor Credit, Fair Credit Consumer $59-$99 N/A N/A 24.9% None Be the first to write one
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