Credit Cards for Fair Credit


Contrary to what has become a somewhat popular belief across the highly competitive market for online credit card offers, the packages and feature rundowns of credit card applications offered to those with fair overall credit can often prove to be a highly competitive and worthwhile selection, for those willing to do a bit of smart research before signing the paperwork.

Below, you'll be able to explore our database of the best overall credit card offers currently being made available for those with fair credit scores - our Fair Credit credit card applications include a versatile selection of credit card offers that can very often rival the perks and rewards programs of card applications offered to those with good credit, while still maintaining the opportunity to build up one's credit. Pay your minimum payment on time each month and keep your balance low relative to your limit will provide your credit report with positive marks on a monthly basis. 

Be sure to look into everything that our Fair Credit credit card selection has to offer, and avoid signing the paperwork on any cards that may have higher APR or annual fees than you might prefer to pay.

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PREMIER Bankcard® Orange Credit Card

  • Don't let a low FICO score stop you from applying – we approve applications others may not.
  • You don't need good credit to apply – here's your chance to improve your score.
  • PREMIER Bankcard credit cards are made for people with less-than-perfect credit.
  • Everyone deserves a chance to build credit**: you can start today!
  • Just complete the short application and find out in 60 seconds if you're approved.
  • When you need assistance our award-winning US-based customer service agents are there to help.
**Build credit by keeping your balance low and paying all your bills on time every month.

Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Fair Credit, Average Credit Consumer See Terms* N/A N/A See Terms* None 4

PREMIER Bankcard® Grey Credit Card

  • You don't need good credit to apply –  here's your chance to improve your score.
  • We help people with bad credit, every day.
  • Just complete the short application and find out in 60 seconds if you're approved
  • You can build or rebuild your credit: apply for a PREMIER Bankcard credit card, keep your balance low, and pay all your monthly bills on time. We'll help you get back on track.
  • Don't let a low FICO score stop you from applying – we approve applications others may not.
**Build credit by keeping your balance low and paying all your bills on time every month.

Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Fair Credit, Average Credit Consumer See Terms* N/A N/A See Terms* None 3

Merrick Bank Double Your Line™ Platinum Visa® Credit Card

  • Credit lines range from $500-$1,350 which double to $1,000-$2,700 after your account qualifies. No security deposit required.
  • Double your credit line by making at least your minimum payment on time each month for the first 7 months your account is open.
  • See if you are pre-approved within minutes, without affecting your credit score.
  • Build or rebuild your credit. As you pay your bill every month, we report to all three major credit reporting agencies.
  • Get 100% U.S.-based customer service & get your FICO® Credit Score for free each month
  • Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with Auto Pay and account alerts.
  • Card issued by Merrick Bank, Member FDIC.
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Fair Credit, Poor Credit Consumer $0-$72 N/A N/A 19.45% to 28.45% *Variable None Be the first to write one

PREMIER Bankcard® Classic Credit Card

  • You don't need good credit to apply –  here's your chance to improve your score.
  • We help people with bad credit, every day.
  • Just complete the short application and find out in 60 seconds if you're approved
  • You can build or rebuild your credit: apply for a PREMIER Bankcard credit card, keep your balance low, and pay all your monthly bills on time. We'll help you get back on track.
  • Don't let a low FICO score stop you from applying – we approve applications others may not.
**Build credit by keeping your balance low and paying all your bills on time every month.

Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Fair Credit, Average Credit Consumer See Terms* N/A N/A See Terms* None 4

PREMIER Bankcard® Forward Credit Card

  • Don't let a low FICO score stop you from applying – we approve applications others may not.
  • You don't need good credit to apply – here's your chance to improve your score.
  • PREMIER Bankcard credit cards are made for people with less-than-perfect credit.
  • Everyone deserves a chance to build credit**: you can start today!
  • Just complete the short application and find out in 60 seconds if you're approved.
  • When you need assistance our award-winning US-based customer service agents are there to help.
**Build credit by keeping your balance low and paying all your bills on time every month.

Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Fair Credit, Average Credit Consumer See Terms* N/A N/A See Terms* None 3

Total VISA® Unsecured Credit Card

  • Checking account required
  • Fast and easy application process; response provided in seconds
  • A genuine Visa® card accepted by merchants nationwide across the USA and online
  • Manageable monthly payments
  • $300 credit limit (subject to available credit)
  • Multiple card designs available
  • Reports monthly to all three major credit bureaus
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Fair Credit, Poor Credit Consumer See Terms N/A N/A See Terms None 2

First PREMIER® Bank Gold Credit Card

  • Don't let a low FICO score stop you from applying – we approve applications others may not.
  • You don't need good credit to apply – here's your chance to improve your score.
  • First PREMIER Bank credit cards are made for people with less-than-perfect credit.
  • Everyone deserves a chance to build credit**: you can start today!
  • Just complete the short application and find out in 60 seconds if you're approved.
  • When you need assistance our award-winning US-based customer service agents are there to help.
**Build credit by keeping your balance low and paying all your bills on time every month.

Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Fair Credit, Average Credit Consumer See Terms* N/A N/A See Terms* None Be the first to write one

PREMIER Bankcard® Aventium Credit Card

  • Don't let a low FICO score stop you from applying – we approve applications others may not.
  • You don't need good credit to apply – here's your chance to improve your score.
  • PREMIER Bankcard credit cards are made for people with less-than-perfect credit.
  • Everyone deserves a chance to build credit**: you can start today!
  • Just complete the short application and find out in 60 seconds if you're approved.
  • When you need assistance our award-winning US-based customer service agents are there to help.
**Build credit by keeping your balance low and paying all your bills on time every month.

Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Fair Credit, Average Credit Consumer See Terms* N/A N/A See Terms* None 1

Merrick Bank Double Your Line™ Secured Visa®

  • Put down $200, which becomes your credit line. Then, if you qualify, double your credit line to $400 without making another deposit.
  • Double your $200 credit line by making at least your minimum payment on time each month for the first 7 months your account is open.
  • Secured Credit Cards are great for people looking to build or rebuild credit and are available to people with all kinds of credit backgrounds.
  • Unlike a debit card or a pre-paid card, it helps build your credit history. We report your payment history to all three major credit-reporting agencies.
  • Get 100% U.S.-based customer service & get your FICO® Credit Score for free each month.
  • Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with available Auto Pay and account alerts.
  • Card issued by Merrick Bank, Member FDIC.
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Fair Credit, Average Credit Secured $36 the first year. Billed $3 per month thereafter N/A N/A 17.45% Variable None Be the first to write one

Indigo® Platinum Mastercard® Credit Card

  • Easy pre-qualification process with fast response
  • Less than perfect credit is okay
  • Online servicing available 24/7 at no additional cost
  • Unsecured credit card, no security deposit required
  • Account history is reported to the three major credit bureaus in the U.S.
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Fair Credit, Average Credit Consumer $0 - $99 N/A N/A 24.9% None 4
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