Credit Cards for Fair Credit


Contrary to what has become a somewhat popular belief across the highly competitive market for online credit card offers, the packages and feature rundowns of credit card applications offered to those with fair overall credit can often prove to be a highly competitive and worthwhile selection, for those willing to do a bit of smart research before signing the paperwork.

Below, you'll be able to explore our database of the best overall credit card offers currently being made available for those with fair credit scores-- our Fair Credit credit card applications include a versatile selection of credit card offers that can very often rival the perks and rewards programs of card applications offered to those with good credit, while still maintaining the opportunity to build up one's credit. Pay your minimum payment on time each month and keep your balance low relative to your limit will provide your credit report with positive marks on a monthly basis. 

Be sure to look into everything that our Fair Credit credit card selection has to offer, and avoid signing the paperwork on any cards that may have higher APR or annual fees than you might prefer to pay. The featured credit card offers that we showcase below will often include deals and bonuses normally reserved for cards in a higher credit score range, so be sure to check back often to take full advantage of the best entry level and fair credit deals that the internet has to offer.

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First PREMIER® Bank Mastercard® Credit Card

  • Fill out an application and know in 60 seconds if you're approved!
  • Build credit with First PREMIER*
  • Choose which account management options are right for you.
*Build credit by keeping your balance low and paying on time every month.

Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Fair Credit, Average Credit Consumer See Terms* N/A N/A See Terms* None 4

Indigo® Platinum Mastercard® Credit Card

  • Easy pre-qualification process with fast response
  • Less than perfect credit is okay
  • Online servicing available 24/7 at no additional cost
  • Unsecured credit card, no security deposit required
  • Account history is reported to the three major credit bureaus in the U.S.
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Fair Credit, Average Credit Consumer $0 - $99 N/A N/A 24.9% None 4

First PREMIER® Bank Credit Card

  • Fill out an application and know in 60 seconds if you're approved!
  • Build credit with First PREMIER*
  • Choose which account management options are right for you.
*Build credit by keeping your balance low and paying on time every month.

Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Fair Credit, Average Credit Consumer See Terms* N/A N/A See Terms* None 3

First PREMIER® Bank Classic Credit Card

  • Choose which account management options are right for you.
  • Build credit with First PREMIER*
  • Fill out an application and know in 60 seconds if you're approved!
*Build credit by keeping your balance low and paying on time every month.

Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Fair Credit, Average Credit Consumer See Terms* N/A N/A See Terms* None 4

First PREMIER® Bank Gold Credit Card

  • Build credit with First PREMIER*
  • Choose which account management options are right for you.
  • Fill out an application and know in 60 seconds if you're approved!
*Build credit by keeping your balance low and paying on time every month.

Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Fair Credit, Average Credit Consumer See Terms* N/A N/A See Terms* None Be the first to write one

PREMIER Forward® Mastercard® Credit Card

  • Fill out an application and know in 60 seconds if you're approved!
  • Build credit with First PREMIER*
  • Choose which account management options are right for you.
*Build credit by keeping your balance low and paying on time every month.

Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Fair Credit, Average Credit Consumer See Terms* N/A N/A See Terms* None 3

Aventium® Classic Credit Card

  • Choose which account management options are right for you.
  • Build credit with First PREMIER*
  • Fill out an application and know in 60 seconds if you're approved!
*Build credit by keeping your balance low and paying on time every month.

Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Fair Credit, Average Credit Consumer See Terms* N/A N/A See Terms* None 1

Total VISA® Unsecured Credit Card

  • Checking Account Required
  • Fast and easy application process; response provided in seconds
  • A genuine Visa card accepted by merchants nationwide across the USA and online
  • Manageable monthly payments
  • $300 credit limit (subject to available credit)
  • Reports monthly to all three major credit bureaus
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Fair Credit, Poor Credit Consumer See Terms N/A N/A See Terms None 2

Destiny Mastercard®

  • All the benefits of a Mastercard, without a security deposit
  • Keeping your account in good standing may help establish and/or improve your credit history
  • Less than perfect credit is okay, even with a prior bankruptcy!
  • Prequalify for a card today and it will not impact your credit score
  • Reports to all three major credit bureaus
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Poor Credit, Fair Credit Consumer $59-$99 N/A N/A 24.9% None Be the first to write one

Petal® 2 "Cash Back, No Fees" Visa® Credit Card

  • No fees whatsoever. No late fee, international fee, annual fee, or any-other-kind-of-fee, fee.
  • Up to 1.5% cash back after making 12 on-time monthly payments
  • 1% cash back on eligible purchases right away
  • 2% - 10% cash back from select merchants
  • $500 - $10,000 credit limits
  • Variable APRs 12.99% - 26.99%
  • Build credit alongside tens of thousands of Petal Card members
  • Cash flow technology may help applicants without credit history get approved
  • Petal's technology may analyze your bank account info (using read-only access) to provide a better look at your full financial picture
  • Petal's mobile app makes it easy to manage your money, track your spending, and automate payments
  • See if you're pre-approved within minutes without impacting your credit score
  • Petal reports to all 3 major credit bureaus
  • No deposits required
  • Card issued by WebBank, Member FDIC
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Limited Credit, Fair Credit Consumer $0 N/A N/A 12.99% to 26.99% Variable Cash Back Be the first to write one
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