Finance Globe

Every person should have a solid foundation or set of key principles to investing. Even if you are not a financial savvy person, you should still sit down and outline what your key principles are. I thought it would be helpful to share mine. Please feel free to let me know what your principles are in the comments section. Ignore daily market moves: I do not pay much attention to the daily ups and downs of...

I am not going to tell you when the next economic recession is. However, I am confident to tell you there will be another recession at some point in the future. When this recession occurs, you need to be prepared. Below are several helpful ways to prepare yourself for an economic recession. Please feel free to ask any follow up questions in the comments section. Take some time to review your finances. Talk to a professional....

Money can cause serious stress to any couple. As I have gone through this before, I wanted to share a few tips and recommendations on how to manage money as a couple or with your significant other. Please feel free to share any additional recommendations in the comments section. Be open and communicate: The most important thing you can do to effectively manage money as a couple is to be as open and honest as possible...

Fall is upon on us, and is it such a beautiful time of the year. With the change of a new season, I wanted to share a few new tips on how to save money during the fall season. Please let me know if you have any additional tips, and share them in the comments section. Stock up on school supplies for the entire year: Don’t skimp when it comes to school supply sales. Now is...

Unless you are an outlier, most people do not have a lot of money in college. It is imperative to find ways to save money in college. Also, for most college students, this is the first time really having to budget and manage money on your own. You might not know all the tips and tricks to make your money last. Below are a few helpful tips to help save money while in college. Use the...

Exercising is very important, but can be hard to do on a budget.  However, you do not need a pricey gym membership or fancy equipment to get regular exercise. With a little creativity, you can find many ways to exercise for little or no money. Below a several ways to exercise without breaking the bank. Take a walk: Walking is one of the easiest and least expensive forms of exercise. All you need is a pair...

  The start of the school year is just around the corner. Here are some strategies to help you save money on back to school shopping this year. Start by rounding up all of the school supplies you already own. You may already have plenty of school supplies lying around your house, forgotten at the bottom of a drawer or the back of a closet. Determine what can be reused this school year before you set...

It is in the middle of the summer and many people are traveling on vacation with their families. You probably want to save a few dollars and not spend all of your money traveling. However, don’t let money stop you from traveling, there are tons of ways to travel cheap on a budget. Pay for your transportation with points: earning credit card points and miles will help you redeem them for travel. There are also lots...

The Federal Reserve recently announced that it cut its benchmark interest rate by a quarter percentage point, the first cut since the 2008 financial crisis. The new short-term range will be between 2% and 2.25%. The rate they reduced is the federal funds rate, which is what banks and other financial institutions charge one another for very short-term borrowing. Most consumers don’t do that sort of overnight borrowing, but the Fed’s moves still affect the borrowing...

If you are young and healthy, you probably are not that concerned about medical coverage. However, that doesn’t mean you won’t have an unexpected medical emergency and get you stuck with a huge medical bill. Some medical expenses can be so high they reach over 5 figures. Below are a few helpful tips and ideas. Please feel free to write any questions in the comments section below. Understand what happens when bills go unpaid: After a...