Wasting food is money wasted. Follow these simple, environmentally-friendly tips to help reduce food waste and save money Shop smart.While buying in bulk is convenient, it is more likely to lead to food waste. Frequent trips to the grocery store every few days, rather than one bulk shopping trip, can help to avoid buying more food than you need. Make a shopping list and stick to it. This will help you to buy only what you need. Store...
Now that I am officially a family man, I have found that I have started to really look for ways for my family to save more money each month. I am sure other families feel this pinch and are constantly looking for ways to save money as well. While it is rare eliminating a single expense will give you control over your finances, you can usually save a lot of money by combining savings from several...
As I wrote on what a bond rating is last month, I wanted to also write an overview of what equity research is as well. You may be familiar with what equity research is, some may not. Below is a high-level overview of what equity research is, and feel free to ask any follow up questions in the comments section below. Equity research is primarily focused on publicly traded stocks. The purpose of equity research is...
If you need to borrow for your college or post college expenses, you should know what borrowing options are available to you. Generally there are two major sources of student loans. Federal and private loans are available to individuals, however federal student loans are much more common. There are also advantages and disadvantages to each, so please make sure you research before selecting your borrowing option. However it is important to note that no matter what...
It is becoming fairly common that individuals have a side gig or business while working full time. Most are not able to quit their full-time day job, but still want a way to make supplemental income. Being your own boss is the new trend, but doing it full-time without a safety net is very risky. Below are a few tips to build your side business which is a great way to mitigate risk, learn your market...
Retirement usually means you are done working and you can enjoy what you are passionate about. Many picture themselves sitting on a beach, hitting the golf course, or spending time with family. However, now it is much more common to continuing work after you “retire” from your career. Working after retirement does not necessarily mean you have to work. It is a lifestyle reason as well, as many people enjoy working. It provides happiness and purpose....
While some of you may be familiar with what a bond rating is, many of you may also be unfamiliar and do not understand the bond rating process. Below is a high level overview of what a bond rating is, and feel free to ask any follow up questions in the comments section below. A bond rating is a rating that an independent or unbiased agency issues to measure the credit quality of a particular bond...
Summer is the time to make memories with your family and kids. However you don’t have to break the bank to do it. Below are a few great and fun ideas that are not too expensive. Library: Public libraries are free and educational. During the summer they have sing-alongs, arts, and crafts. Check with your local library for their list of activitiesBeaches: Most beaches are free, and have endless activities. Bring games, a book, and plenty...
Financial Wellness, a new term for me, is all the rage. In fact, many companies offer financial wellness as an employee benefit. But many may ask, what is financial wellness and how does it help you? Below is a general summary, and please feel free to post in the comments section for any follow up questions. Financial wellness is not just about your net income, but its about having to experience positive financial outcomings, having a...
Learning how to invest is a critical life lesson everyone needs to learn. You do not need to be an expert, but you should learn at least the basics. While it may seem very complex and you feel as though you don’t understand money well, but the first investment you make will probably be the hardest. The most common investments are stock and bonds, and depending on your risk tolerance will vary. Stocks represent partial ownership...
