Finance Globe Blog

U.S. financial and economic topics from several finance writers.

How to Improve Your Savings in 2019

happy-man-sitting
2019 is off to a fast start and hopefully the winter is over. Now that you are getting your taxes done for 2018, you may want to look at your financial picture for 2019. This is a great time to start boosting your savings and really focusing on your financial plan. Below are tips and helpful guidelines to help improve your savings in 2019. Please feel free to add any in the comments section below....
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What is the Sharing Economy

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While 5-10 years ago most people had never heard of the term sharing economy or knew exactly what it meant. Fast forward to today, and the reality is very different. Our modern economy includes an economic model that includes a sharing economy. But what exactly does that mean? Below is a summary of what a sharing economy is and how it affects your everyday life. A sharing economy has many facets, but is a mode...
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Personal Finance for High School Students

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There is an issue I think needs to be addressed in public high schools. While the core classes like algebra, geometry, and English are critical, these schools are putting enough focus on everyday skills like personal finance. I think personal finance should be a core class in high school. Learning these skills in high schools will help the student through adulthood, and may even find a job. I bet there are many that find themselves...
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Saving for you (Future) Child

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Savings for your current child or future child needs to be a big goal for you and your family. I found this amazing, but a recent government study found that it can take over $235,000 to raise a child from infancy to age 17. In fact that number does not include college, extracurricular activities, or family vacations. Now that you know its going to cost a lot to provide for a child, I wanted to...
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Frank
I decided to invest in a 529 state plan in the state I reside. The plan was simple to set up and the investment options were prett... Read More
Thursday, 21 March 2019 11:36
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What are Accelerators, Incubators, and Innovation Labs?

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In today’s startup world, you have probably heard of the terms accelerators, incubators, and innovation labs. These are great to help startups and founders grow their business into something viable. While there is a lot of similarities, the programs do have some key differences and are set up differently as well. Below I will describe these in detail. Please feel free to ask any follow up questions in the comment section. Also please feel free...
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Frank
Has anyone participated in one of these the past few years?
Thursday, 21 March 2019 11:35
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Introduction to Asset Allocation

asset-allocation
As I mentioned in my 2018 stock market in review article, asset allocation is very important in evaluating your investment portfolio. Many people perform their asset allocation themselves or hire a financial expert to assist with it. If you are looking to start performing your asset allocation yourself or learn more about it, I thought I would provide a high-level overview. Please let me know if you have any follow up questions, and I would...
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Frank
I usually re-do my asset allocation twice a year.
Wednesday, 27 February 2019 15:32
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Financial Scams in 2019

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Financial scams are extremely common now. They put a lot of people at risk and in many cases you can lose a lot of money. With the advancement in technology, scammers are getting smarter and that makes it much more difficult to identify the scam before it is too late. As we enter into 2019, below are a few scams to keep an eye out on. Crypto Rip-Offs : Cryptocurrencies are so common now due...
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Wanderer
A good read and somewhat sobering to say the least. Who can a person trust?
Sunday, 10 February 2019 07:40
Frank
In this day and age, very few people! My wife's Paypal account was recently hacked! Luckily paypal was great about it.
Wednesday, 27 February 2019 12:58
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2018 Stock Market In Review

stock-market-charts-files
For those who don’t follow the stock market on a regular basis, I thought I would provide a high level summary and recap. Most investors are relieved that 2018 is over. There were a lot of highs, including the tax-cut optimism, to quite a lot of lows, especially the last few months. From a U.S. stock market perspective, it was the worst performance since 2008 during the financial crises. The S&P 500 fell 6.2% for...
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Recent Comments
Wanderer
Good review of 2018. Appreciate the concise review.
Sunday, 10 February 2019 07:42
Frank
Thanks Wanderer. After every year do you compare how your total portfolio did compared to the U.S. or global stock market?
Wednesday, 27 February 2019 12:57
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Options to File your Taxes

irs-tax-form
2019 is right around the corner. While you have some time in 2019, you will need to begin thinking about filing your taxes. There are a lot of options out there, and depending on your financial experience, you can either do it yourself or hire an accountant. Below are a few options to file your taxes: Hire an accountant : If you do not know and understand taxes, I would recommend to hire an account...
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Recent Comments
Frank
I am planning to hire a CPA this year as my financial situation has gotten more complex over the years.
Tuesday, 29 January 2019 16:22
Frank
Has anyone already filed their tax returns? I have to say I have not.
Wednesday, 27 February 2019 16:05
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Learning Personal Finance in 2019

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A new year is approaching, and that means new goals are coming. A good goal for 2019 may be to learn more about personal finance so you can be financially successful! Below are a few tips and recommendations to be able to learn more about personal finance in 2019.  Please feel free to post in the comments sections if you have any additional recommendations. Personal Finance Podcasts: Podcasts have become a hugely popular trend, and...
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Frank
Has anyone started this year????
Tuesday, 29 January 2019 16:21
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