Finance Globe

U.S. financial and economic topics from several finance writers.

Why Debt Collectors Check Your Credit Report

past-due-letter-collections
Debt collectors do several things to try and collect debts from you. If you've ever had an account in collections, then you're already aware of the phone calls, letters, and placing the debt on your credit report. They also pull your credit report to get more information on you. Unlike most other businesses, debt collectors don't have to ask for your permission before they check your credit report. Credit reporting law automatically allows collectors to check...
Continue reading
  68 Hits
  0 Comments
68 Hits
0 Comments

7 Credit Card Resources Worth Reading

s-business-credit-card1
Are you happy with your current credit card? Are you on the search for something new? Do you have big plans for eliminating your credit card debt in the near future? Regardless of your situation, it’s nice to know there’s always somewhere to turn for advice and guidance. The internet has made it easier than ever to collect information that can be used to your advantage. While there’s no shortage of credit card resources to review,...
Continue reading
  118 Hits
  0 Comments
118 Hits
0 Comments

6 Signs You Don't Need a Rewards Credit Card

credit-cards-sliced-in-half-pile
Rewards credit cards hard to resist. Credit card issuers are constantly improving their rewards programs, offering bigger signup bonuses and more opportunities to earn. Even if you're not on the market for a new credit card , you may change your mind after seeing what many of the latest credit cards have to offer. As tempting as it might be to sign up for a new rewards card, they're not for everyone. You don't pay your...
Continue reading
  45 Hits
  0 Comments
45 Hits
0 Comments

How to Handle Money with your Significant Other

couple-discussion-man-woman
Money can cause serious stress to any couple. As I have gone through this before, I wanted to share a few tips and recommendations on how to manage money as a couple or with your significant other. Please feel free to share any additional recommendations in the comments section. Be open and communicate : The most important thing you can do to effectively manage money as a couple is to be as open and honest as...
Continue reading
  41 Hits
  0 Comments
41 Hits
0 Comments

How to Save Money in the Fall

save-money-white-piggy-bank
Fall is upon on us, and is it such a beautiful time of the year. With the change of a new season, I wanted to share a few new tips on how to save money during the fall season. Please let me know if you have any additional tips, and share them in the comments section. Stock up on school supplies for the entire year : Don’t skimp when it comes to school supply sales. Now...
Continue reading
  97 Hits
  0 Comments
97 Hits
0 Comments

Ways to Save Money in College

college-student-in-library
Unless you are an outlier, most people do not have a lot of money in college. It is imperative to find ways to save money in college. Also, for most college students, this is the first time really having to budget and manage money on your own. You might not know all the tips and tricks to make your money last. Below are a few helpful tips to help save money while in college. Use the...
Continue reading
  65 Hits
  0 Comments
65 Hits
0 Comments

How to Exercise on a Budget

man-doing-pushups
Exercising is very important, but can be hard to do on a budget.  However, you do not need a pricey gym membership or fancy equipment to get regular exercise. With a little creativity, you can find many ways to exercise for little or no money. Below a several ways to exercise without breaking the bank. Take a walk : Walking is one of the easiest and least expensive forms of exercise. All you need is a...
Continue reading
  275 Hits
  1 Comment
Recent comment in this post
Wanderer
To add, some Health Insurance Policies also have a 'Wellness' Component that would allow for a monthly amount to be applied to app... Read More
Wednesday, 28 August 2019 06:20
275 Hits
1 Comment

How to Save Money on Back to School Shopping

back-to-school-welcome
  The start of the school year is just around the corner. Here are some strategies to help you save money on back to school shopping this year. Start by rounding up all of the school supplies you already own. You may already have plenty of school supplies lying around your house, forgotten at the bottom of a drawer or the back of a closet. Determine what can be reused this school year before you set...
Continue reading
  200 Hits
  0 Comments
200 Hits
0 Comments

What Things Can Make Your Credit Score Drop

woman-thinking-credit-score
Your credit score is an important number to keep up with, especially if you have a major loan coming up. For example, if you're planning to buy a house or car in the next few months, your credit score affects whether you're approved for a loan and the terms. Your credit score also impacts whether you have to pay a security deposit when you apply for utilities and similar services. Credit scores go up and down...
Continue reading
  142 Hits
  2 Comments
Recent Comments
Wanderer
This writing covers well the factors of credit. Would add that there are many schools of thought on closing accounts ranging from ... Read More
Thursday, 15 August 2019 20:12
Frank
I agree that accounts for the most part should not be closed.
Wednesday, 28 August 2019 11:00
142 Hits
2 Comments

Cheap Travel Tips

palm-trees-airplane
It is in the middle of the summer and many people are traveling on vacation with their families. You probably want to save a few dollars and not spend all of your money traveling. However, don’t let money stop you from traveling, there are tons of ways to travel cheap on a budget. Pay for your transportation with points : earning credit card points and miles will help you redeem them for travel. There are also...
Continue reading
  154 Hits
  0 Comments
154 Hits
0 Comments