When you receive your car insurance statement in the mail, your feelings can go one of two ways. Maybe you will be excited that your premium remained the same or decreased. Or maybe you will feel disappointment when you realize that you are being asked to pay more this statement period. There are times when you realize that your premium will increase. For example, maybe you were involved in an at-fault accident or received some type...
There are many types of insurance you can purchase, with a long term care policy often at the top of the list. This may not be something you think about in your younger days, but as the years go by it could be a purchase you are willing to make. Before doing so, there are several points to consider. These include: • Your age and health. Are you looking to save money on the cost of...
If you rent a home or apartment, as opposed to owning, you should consider the benefits of buying a renters insurance policy. This coverage is designed to protect you against loss due to natural disaster, theft, or accident. Just the same as any type of insurance, there are many companies that sell this coverage. Furthermore, you have a variety of options when making a buying decision. To ensure that you are on the right track, here...
Have you been thinking about purchasing life insurance for quite some time? Like many, you may realize this is a good idea. And like many, you may continue to put this off time and time again. Although this is a difficult decision to make for many reasons, including the fact that you have to think about your own death, it’s not a good idea to overlook the importance much longer. Here are three reasons to buy...
Before we go any further, let’s get one thing out of the way: there is nothing fun about buying a life insurance policy. Even so, once you put this in the past, you will feel a great sense of relief. To avoid mistakes, to ensure that everything goes as planned, you need to separate fact from fiction before you begin the shopping process. Unfortunately, there are many myths that can stop you from buying the right...
Some companies provide employees the opportunity to purchase group disability insurance. If you can do so at a discounted rate, it is well worth considering. On the flipside, there are employers that don’t offer this benefit. This leaves you in a tricky position. Should you purchase private disability insurance? Should you forget about this altogether? Before you do anything, learn more about the benefits of buying a policy. Here are three that you can’t afford to...
Many homeowners face this situation: they purchase an affordable home insurance policy with comprehensive coverage. Everything is going just fine, and then they receive a notice that their premium will increase. If you don’t know why your premium increased, the best thing you can do is consult with your agent. This person can explain what happened and provide information on your options. Before it comes to this, however, you may want to learn more about some...
When it comes time to purchase life insurance, there are many decisions to make. To start, you must answer this question: will you rely on the services of a broker or contact multiple companies direct? Some people shy away from insurance brokers. They don’t understand how the process works. They don’t believe that the person has their best interests in mind. While there is nothing wrong with being cautious, you should familiarize yourself with the benefits...
Are you in the market for life insurance? Have you heard the horror stories regarding the cost? You will never know what a policy will cost until you request and compare a few quotes. Unfortunately, there may be some factors working against you. Here are three primary causes of higher life insurance premiums: 1. You are a smoker. Hands down, this is the number one reason your premium will go through the roof. If you use...
When it comes time to request a car insurance quote, you have one thing on your mind: finding a company that provides high quality coverage at an affordable price. While this may be your primary goal, don’t stop short of asking the many questions that may be floating around your mind. Below are five overlooked questions to ask when requesting a car insurance quote. Once you have answers to these questions, you will better understand the...
