Finance Globe

There is nothing worse than the thought of becoming disabled. This can be even more frustrating once you realize you will not be able to work for a particular period of time.With short term disability insurance, your situation will not be nearly as desperate. Instead, you can rely on this coverage to pay a portion of your salary until you are ready to return to work.While not always the case, the most common type of short...

When the time comes to purchase life insurance, you have several options for starting the process.Some people know an insurance agent who can help them. For this reason, they contact the person by phone or meet in person.Then there are those who are lost, not knowing who can point them in the right direction. They know there are agents and brokers out there, but unsure of which one is best for them.If you are looking to...

Finding a life insurance agent you can trust is not always a simple process. Just because somebody is licensed to sell you a policy does not mean you should do business with him or her. Instead, there are many questions you should ask and answer before moving forward.Here are five important questions for any life insurance agent:1. Who are you? There is a nicer way of asking this question, but you get the point. You want...

You know the drill: you head to your mailbox and find another letter from another car insurance agent. They want you to contact them at your earliest convenience for a free, no obligation quote.Like many, you see this type of mailer and throw it in the trash. But before you do this next time, take a step back. Is it possible that you could get a better deal from another company and agent? If you think...

When the time comes to purchase life insurance, there is nothing more important than making a confident decision without delay. After all, every day that you wait is another day you are taking a risk.At some point, you will begin to discuss your options with a variety of life insurance agents. Some will have what you are looking for, but others may put you off sooner rather than later.Here are three signs that a life insurance...

Many people become so comfortable with their auto insurance company that they never consider making a change. Even if things take a turn for the worse, such as a premium increase, they stick with their provider in hopes that something will change down the road.While it is only natural to shy way from switching auto insurance companies, due to the many steps and questions that need answered, when everything is said and done you will look...

Even if you are confident that your current car insurance policy offers everything you want and need, there may come a time when you begin to wonder what the rest of the industry has to offer.Before we go any further, remember this: just because you request a car insurance quote does not mean you have to make a change.Here are three things you can learn from one new quote:1. How your premium stacks up. Could you...

Even though you understand the importance of having a high quality home insurance policy in place, there may come a time when you feel that you are paying too much.What are you going to do next? If you are lost and looking for answers, here are three effective methods for dealing with a premium increase:1. Contact your agent to find out what happened. Did your premium increase because of a claim? Did it increase for no...

There is no better feeling than having a good relationship with your car insurance agent. You know you can ask this person whatever is on your mind, and that you will get an accurate answer without delay.Regardless of what type of relationship you have with your agent, you deserve to receive high quality coverage at an affordable price. Even if you feel comfortable with your current policy, there may be room to do better.Here are three...

When it comes time to purchase life insurance coverage, there is no denying the fact that you want to move forward as quickly as possible. At the same time, moving fast could be the biggest mistake you ever make. The reason for this is simple: you could overlook something important, subsequently missing out on the policy that is truly best for you.To ensure that you are on the right track, here are several questions to answer...