Finance Globe

U.S. financial and economic topics from several finance writers.

Three Tips for Using Peer to Peer Mobile Payment Apps

smart-phone1
Gone are the days when you had to contact your bank for a wire transfer to send money to a friend or family member, then wait two to three business days for the payment to show up in their bank account. Several mobile payment apps have entered the marketplace allowing you to make instant money transfers to other people. Another feature that makes mobile payment apps great is that you don’t need the recipient’s bank information...
Continue reading
  2355 Hits
  1 Comment
Recent comment in this post
Frank
Thanks for the great tips Latoyairby. I use peer to peer mobile payments every day so these tips are very helpful to me!
Thursday, 26 October 2017 09:23
2355 Hits
1 Comment

What Are Your Short Term Financial Goals?

budget-alter1
Many people get so caught up in long term financial goals that they forget about planning for what they want to happen over the next 12 months. While there’s nothing wrong with looking deep into the future – such as by setting the goal of purchasing a home in five years – you don’t want to overlook the here and now. With all this in mind, you may need a push in the right direction. Here...
Continue reading
  2124 Hits
  1 Comment
Recent comment in this post
Frank
My wife and I are paying down our student loan debt. We had a 5 year plan ad we are on year 3. We are on track and we should be de... Read More
Thursday, 26 October 2017 09:23
2124 Hits
1 Comment

4 Tips for Donating Money After Natural Disasters

flood-streets-sandbags-natural-disaster
From hurricanes to tornadoes to earthquakes, there's almost no part of the world that's safe from natural disasters. In the wake of the destruction that comes along with natural disasters, many of us are inspired to help out by making a donation. No matter how big or small, we want our donations to make as much of a real impact as possible. Here are a few tips for donating money after a natural disasters. Check your...
Continue reading
  2437 Hits
  1 Comment
Recent comment in this post
Wanderer
Appreciate the advice. Seems that my phone has found the scammers lately and it is hard to know what organizations are real? Sonet... Read More
Sunday, 01 October 2017 05:22
2437 Hits
1 Comment

Buying a Home? Don’t Make these Financial Blunders

buying-a-home2
Buying a home is one of the biggest financial decisions you will ever make. Travel down the right path and you’ll be happy with where things end up. Travel down the wrong path and you may look back and wonder what you were thinking. For most people, buying a home comes down to one thing: finding the right property at a price they are willing to pay. While this sounds simple enough, especially if you keep...
Continue reading
  1869 Hits
  1 Comment
Recent comment in this post
Frank
1st home purchase is always tough as you are entering into unknown territory. I would recommend to get as much advice as possible ... Read More
Wednesday, 20 December 2017 17:45
1869 Hits
1 Comment

7 Financial Moves You Can't Miss

couple-juggle
Throughout our lives, we have to make certain financial decisions to ensure our current and future stability. It’s hard to plan for every single thing that happens in life, but you can make a few great decisions that cover the major bases. Here are seven financial moves you can’t afford to miss. Having a steady source of income. Having a job or some other source of income is a basic requirement of being an adult. Of...
Continue reading
  1959 Hits
  1 Comment
Recent comment in this post
Frank
If everyone followed these 7 rules, we would all be better off!
Wednesday, 20 December 2017 17:43
1959 Hits
1 Comment

Why You Should Never Use In-Store Financing for Furniture

furniture-store-financing
Ever noticed how your local furniture store always seems to have some kind of zero down, zero percent interest financing deal going on? When you're on the market for a new set of furniture, you might recall the most recent deal as you consider how you're going to pay for the furniture. Here's why you should always skip in-store financing, no matter how great the promotional offer seems. They're only deferring interest. The zero interest offer...
Continue reading
  2292 Hits
  1 Comment
Recent comment in this post
Frank
I would generally advice to never use financing at all when making furniture purchases. Instead, wait and save up until you make t... Read More
Wednesday, 20 December 2017 17:43
2292 Hits
1 Comment

What to Do After You Pay Your Car Loan

happy-woman-driving-car-paid-off
After what seems like an eternity of car loan payments, you’ve finally mailed off the last payment on your loan. Now you fully own your car and you’re free of payments, what should you do next? Store your title away safely. In some states, the motor vehicle department will automatically mail a title to you once the lender has notified them of the lien release. In other states, you may have to actually go to the...
Continue reading
  2604 Hits
  1 Comment
Recent comment in this post
Frank
I always call the bank to confirm there is no more outstanding balance. I have had an issue before where I had a small balance and... Read More
Wednesday, 20 December 2017 17:42
2604 Hits
1 Comment

5 Shopping Mistakes That Can Cost Big Time

sad-shopper-overspending-24
Even though shopping is a necessary part of life, it’s still important to steer clear the mistakes that will hurt our wallets. Watch out especially for these five shopping mistakes  Not shopping around. Never take for granted that the price you see posted is the price you have to pay, especially for big ticket items. Never underestimate the value of checking around for different prices. Even if you don't spot a better deal at least you can...
Continue reading
  2121 Hits
  1 Comment
Recent comment in this post
Frank
Always have a budget before you go out and shop
Wednesday, 20 December 2017 17:25
2121 Hits
1 Comment

3 Steps to Keeping Irregular Expenses From Wrecking Your Budget

pay-bills-on-time1
Budgeting for expenses that come every month is tough enough. Working in those irregular expenses that come only a few times a year can be even tougher. Property taxes, car tag renewal fees, annual insurance premiums, and holiday spending are a few examples of expenses that don’t come around that often. But if you’re not prepared for them, these irregular expenses can wreck your budget. Here’s how you can keep that from happening.  Know your irregular expenses...
Continue reading
  1880 Hits
  1 Comment
Recent comment in this post
Frank
Always have a safety net! I would advice anywhere from 100% to 300% of your monthly income saved for irregular expenses.
Wednesday, 20 December 2017 17:23
1880 Hits
1 Comment

3 Benefits of a Second Income Stream

save-100-or-more
If the income from your job isn’t cutting it or you’re looking for way to get ahead financially, adding a second income stream may be a solution. A second income stream, it’s from a second job, a money-making hobby, or a side business, can benefit you in more ways than one. It’s easier to afford your living expenses. More than 50% of Americans are spending at or above their income on living expenses, reports CNN. If...
Continue reading
  2636 Hits
  1 Comment
Recent comment in this post
Frank
My wife and I both have a few "side hustles", and this is the only way we can save. If we didn't, we would be living paycheck to p... Read More
Thursday, 26 October 2017 09:28
2636 Hits
1 Comment