Finance Globe

U.S. financial and economic topics from several finance writers.

5 Tips for Choosing the Right Airline Credit Card

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Airline rewards credit cards allow you to earn points or miles that you can accumulate and redeem for free flights. Whether you’re a frequent flyer or you only take an annual vacation, an airline credit card can help you offset the cost of travelling. Here are a few things you should consider when you’re choosing an airline credit card. Look at the signup bonus. A signup bonus is a lump sum of rewards you can earn...
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Frank
The biggest rule of thumb is to stick to the airline once you have selected one. Unless you spend a LOT of money, it just doesn't ... Read More
Friday, 23 February 2018 14:28
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What Are Your Credit Repair Rights?

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If you’re looking for ways to improve your credit, perhaps so you can buy a house or car, you may consider hiring a credit repair company to help you. Before you pay hundreds or thousands of dollars for a company to fix your credit, make sure you understand your rights. You have the right to have errors removed from your credit report for free. When you find errors on your credit report, you can dispute them...
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Frank
Thanks for these tips Latoya, I was not aware of all of these!
Friday, 23 February 2018 14:23
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Why You Should Check All Three of Your Credit Reports

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Did you know you have more than one credit report? In the United States there are three major credit bureaus – Equifax, Experian, and TransUnion. If a creditor, lender, or another business needs to review your credit to approve your application, they’re likely going to use your credit report from at least one of these credit bureaus. When you’re monitoring your credit, it’s important that you check all three of these credit reports, not just one...
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Frank
Since each credit bureau has its own calculation, it is very important to monitor them all. Its also very possible there may be so... Read More
Friday, 23 February 2018 14:22
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What to Know Before Applying for a Joint Loan

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Spouses, partners, or even relatives may, at some point, consider applying for a loan together. As with anything, there are pros and cons to applying for a loan with someone. It's important to think about the advantages and the disadvantages before you make a final decision. Applying together could help you qualify for a larger loan. Because you're applying jointly, the lender will consider both your incomes as means for repaying the loan. Two incomes means you're able...
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Frank
My wife and I have a joint loan, but she is the only person I would ever do this with. You have to 100% trust that other person be... Read More
Friday, 23 February 2018 14:21
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How to Avoid Resetting Old Debts

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As debts get older, they start to affect you less and less. The impact to your credit score isn’t as heavy and the likelihood of a lawsuit decreases, too. Eventually, old debts will drop off your credit report completely and they will no longer be legally enforceable. But, there are certain things you could do to reset the clock on a debt and give it more life. Unless you’re prepared to pay off an old debt,...
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How to Start Investing on a Small Budget

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More than a few of the world’s richest people earned their fortunes by investing in the stock market. Many people never dip their toes into the stock market because they think they need a lot of money to get started. Not true. You can start investing with just a small amount of money. Even a hundred bucks can get you in the door and potentially get you some nice returns. Check your budget to determine how much...
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Finance Globe
Hindsight says that investing in stocks would have paid off very well, especially over that last 9 years as well as other booms in... Read More
Friday, 24 November 2017 13:27
Frank
There are also Apps out there now that lets you invest in % of stocks so if you have a low $ amount, this will help you begin inve... Read More
Friday, 23 February 2018 14:16
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Four Tips for Handling Debt Collection Accounts

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Dealing with debt collectors can be a nuisance, but if a collection really belongs to you, dealing with it is better in the long run. Here are some tips for handling debt collection accounts and dealing with debt collectors. Know when to communicate in writing. Phone conversations may be faster and more convenient, but there are a few times you should send a letter instead. If you need to dispute the debt, request proof, or ask...
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Frank
Be very careful of scammers, there are a ton in the industry.
Tuesday, 28 November 2017 08:59
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Is a Smartphone Upgrade a Wise Choice?

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The days of getting a new cell phone just for signing a two-year service agreement are long gone. Unless you can take advantage of a carrier promotion, you’ll likely pay full price for a new smartphone. With phone prices creeping higher and higher each year, owning a smartphone is pretty expensive, sometimes even more so than owning a laptop computer. Carriers make it fairly easy to upgrade to a new phone, allowing you to pay in...
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Four Perks That Make a Credit Card Well Worth It

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There are dozens and dozens of credit cards on the market. Some aren’t worth a second look, but there are a handful with perks that are so great, you’d be crazy not to get at least one for your wallet. When you’re looking at credit cards or evaluating a credit card offer, here are a few perks that make the credit card well worth it. Rewards Of all the types of credit cards available, rewards are...
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How to Avoid Falling for a Pyramid Scheme

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Everyone who’s looking for an opportunity to make money outside of their regular paycheck should be aware of pyramid schemes. These scams are typically disguised as legitimate opportunities to work from home and lure in people with the promise of big money. Pyramid schemes, which are illegal, are different from multilevel marketing programs, which are legal and can actually allow you to generate income. Pyramid schemes convince those interested to invest hundreds or thousands of dollars...
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