Finance Globe

Banks and credit card issuers aren’t the only ones who use your credit to make a decision about you. Prospective employers also look at your credit report to decide whether to hire you for a job.You probably don’t want to hear that your credit history could be used against you in your employment search. But, if there’s a bright side it’s that you won’t be blindsided about an adverse credit decision. The Fair Credit Reporting Act...

Thanks to the Credit CARD Act of 2009 credit card disclosures are much easier to understand. Credit card issuers mail these disclosures with every credit card offer and the document contains a wealth of information about the credit card pricing. If you’re deciding whether you should take a credit card offer, the credit card disclosure will include much of what you need to know to make a good decision.1. All the interest rates that apply to...