Finance Globe

  You probably encounter upselling with almost every purchase you make. You know, when a salesperson or waiter tries to get you to upgrade your purchase or buy something extra on top of what you're already buying. It's an effective sales tactic because you’re already in a mindset to make a purchase. The salesperson just has to convince you to spend a little more. If you want to avoid upsells and save money, here are a few...

Are you in the process of searching for your first home? If so, you are dealing with many feelings. On one side of things, this is the most exciting time of your life. Conversely, you are sure to have some fears in regards to paying a mortgage. A mortgage payment is a big change for some people, especially those who have lived rent-free in the past. While it may be scary to take on this payment,...

When you’re on vacation, you want to relax, not worry about money. But, you don't want life after vacation to be miserable because you couldn’t practice just a little self-discipline away from home. Sticking to a budget while you’re on vacation can be tough, but here are some ways to make it easier. Know how much spending money you have. Check your budget before you leave so you know how much you’re able to comfortably spend. Break the...

Spending money is a part of life. No matter how much you save, you will always find yourself parting with money from time to time. The problem comes into play when you begin to recognize harmful spending patterns. If you don’t immediately address this issue, it could drag you down over time. While some people identify these patterns right away, others are blind to them. For this reason, they struggle to stay on a positive financial...

Your financial success is directly tied to your career success. The further you go in your career, the more opportunity you have to increase your income and achieve your financial goals. Going to work and performing your job everyday isn't enough. Here are seven other things to do to succeed in your career. Know what you’re good at. Successful people are great at identifying the top things they’re good at. Not only does this skill help you in job...

Have you heard about the benefits of a gas credit card? Are you ready to learn more about this type of offer? If you answer yes to these questions, it may not be long before you are applying for one of these and using it regularly. But before you do anything, remember this: there are hundreds of gas credit card offers to choose from. For this reason, you need to be patient as you search for...

Are you taking a spring road trip? Maybe you are a college student heading for the beach. Or maybe you are taking your family on a long trip during this time of the year. Regardless of your age, destination, or reason for going, it’s important to understand the many ways you can save money. By making a few adjustments to your approach, you can keep more money in your pocket. Subsequently, the funds can be used...

Taking on a part-time job or making money from a side hustle can bring in more money than you know what to do with. Here are eight ideas for what you can do with money from a side job. Make ends meet. If you’re having trouble paying bills with the income from your regular job, money from a side job will be much needed. You can use the income to comfortably cover your bills and other expenses....

In a perfect world, you would never have to change your budget. It would remain the same (100 percent effective), month after month. In the real world, however, there are times when you need to alter your budget to better suit your income, expenses, and goals. Here are three signs of a budget that needs altered: 1. Continue to spend more than you have budgeted for. This may happen from time to time, but if it...

To get better at anything, you have to work on it often. That includes your finances. You can’t take a peek at your budget and balances once a month or so and expect to excel financially. Here are five things you should do everyday for better finances. Review your financial goals. Goals aren’t like an alarm clock that you can set and forget, not if you want to ever reach your goals. You have to review...