Finance Globe

U.S. financial and economic topics from several finance writers.

5 Ways to be Proactive with Your Finances

5 Ways to be Proactive with Your Finances
Regardless of your age, job, and income, nothing changes the fact that you can be proactive in regards to your finances. This holds true for experienced professionals who earn hundreds of thousands of dollars per year. It also holds true for new graduates who are working for minimum wage in hopes of eventually reaching the top of the company. And then there is everyone in between. The word proactive, as it applies to finances, means something...
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Wanderer
The reality on this Blog is every day living. Setting aside as has been explained needs to be "Job 1" yet we have student loans th... Read More
Sunday, 12 March 2017 12:31
Frank
I would say the hardest thing for me right now is saving for retirement. It seems so far off, but I know the reality is I need to ... Read More
Friday, 30 June 2017 14:56
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Frugal Flips for the Not-So-Extreme Cheapskate

Frugal Flips for the Not-So-Extreme Cheapskate
Back in the day, before reality TV and the internet were there to tell me otherwise, I thought I had mastered the art of living on the cheap. As a single parent on a tight budget, resourcefulness was essential for survival. My ability to stretch a dollar became so great I considered it a super power. I was the Wonder Woman of frugality and a DIY champ before crunchy granola moms and their Pinterest boards made...
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Frank
Do you think people can grow enough food to feed themselves independently?
Monday, 22 May 2017 10:59
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5 Dos and Don'ts for Spending Your Tax Refund

5 Dos and Don'ts for Spending Your Tax Refund
While some Americans loathe tax season because of what they might owe Uncle Sam, many others wait for their tax refunds like children on Christmas Eve. If you’re due a refund this year, don’t blow it. Here are a few dos and don’ts to make the best use of your refund. Use it to catch up on past due bills. Sure, you might have had your eye on a shiny new tablet or nice new furniture, but...
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Frank
I always put my tax refund into my IRA. I have always done that so I never assumed I was going to get any kind of "bonus".
Friday, 30 June 2017 14:53
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5 Bad Habits of People Who Are Always Broke

5 Bad Habits of People Who Are Always Broke
Some people experience major setbacks that lead to financial instability. Unfortunately, for people who are always broke, the root of the problem is in their own decisions and habits. If you don’t want that person to be you, avoid the bad habits of people who are always broke. They’re waiting for a magic fix. It may be a tax refund, a bonus, a raise, an inheritance, or something else, but people who are always broke are often hoping for...
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Frank
I found people who are always broke are very emotional about their financial decisions. They lack the quantitative analysis needed... Read More
Monday, 22 May 2017 10:55
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How to Save Money on the Cost of Prescription Medication

How to Save Money on the Cost of Prescription Medication
How much money do you spend every month on prescription medication? Is this beginning to take a toll on your budget? If you find yourself in this position, there should be one thing on your mind: implementing a strategy that allows you to save money. While it may sound impossible, there are several ways to save on this expense. Consider the following: 1. Opt for a Generic Have you spoke with your doctor about switching from...
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Frank
I usually ask my doctor for coupons. 75% of the time, they give me one they received from the drug rep. This has saved me $1,000s ... Read More
Monday, 22 May 2017 10:52
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5 Things to Know About Earning Passive Income Online

5 Things to Know About Earning Passive Income Online
Most Americans work a job where there’s a direct relationship between the amount of time put into the job and the amount of money earned on that job. You can’t earn more money without putting in more time – and without getting your employer’s permission. Earning a passive income allows you to bring in extra money that’s not directly tied to the number of hours you work for that income. Passive income is scalable meaning you...
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Wanderer
One other matter related to passive income ... don't forget if the company or persons paying you report to the Internal Revenue Se... Read More
Sunday, 26 February 2017 12:44
Frank
I have started my passive income in 2014. As mentioned above, it has been a slow slow start, but I have seen it slowly grow over t... Read More
Monday, 22 May 2017 10:51
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The 3 Biggest Benefits of an Online Pharmacy

The 3 Biggest Benefits of an Online Pharmacy
When the time comes to fill a prescription, you have several options. While many people gravitate towards big box pharmacies, others have long been relying on an independent pharmacy for all their needs. Over the past 10 or so years, the growth of online pharmacies has been astonishing. A growing number of consumers have come to find that this is the best way to get their prescriptions filled. Here are the three biggest benefits of this...
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Wanderer
A heads up on Pharmacy's that use mail or other providers ... much of the United States has temperature variations and sitting in ... Read More
Sunday, 26 February 2017 12:40
Finance Globe
Thank you for your input on this Wanderer! It seems like nearly everything is having an online option, we as people move too fast ... Read More
Monday, 27 February 2017 22:47
Frank
I have had trouble with online pharmacies. Some only take certain prescriptions. So many times I have to go to a store regardless.... Read More
Monday, 22 May 2017 10:49
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Do You Understand the True Cost of Pet Ownership?

Do You Understand the True Cost of Pet Ownership?
Owning a pet, such as a dog or cat, can be one of the biggest joys of your life. However, before you make a purchase, it’s important to consider the financial impact. Many people look at the initial cost of purchasing a pet, not realizing that this is just the start. Rather than focusing solely on this detail, it’s important to create a comprehensive list of regular expenses. Here are some of the annual expenses associated...
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Frank
We have 2 pets (1 dog and 1 cat). I had no idea how much pets were going to cost! The biggest expense: unexpected vet visits (incl... Read More
Monday, 22 May 2017 10:48
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Do You Really Need That Gap Insurance Policy? Yes, but... (what the dealership doesn’t want you to know)

Do You Really Need That Gap Insurance Policy? Yes, but... (what the dealership doesn’t want you to know)
So you finally found your dream car (or something close to it that you can afford). You’ve done your homework and you’re pretty sure you’ve got all your ducks in a row. You took the test drive, shopped around for a fair price, got approved for a loan with terms you can live with and a budget friendly interest rate, and you’ve made arrangements to get the right kind of insurance coverage. Ready to sign the...
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Wanderer
Great post! Never heard of "Gap" Insurance. Good to hear about the pros and cons!
Thursday, 02 February 2017 04:10
Frank
This is extremely helpful and detailed! Thanks for the information. The next time I purchase a car, I will definitely look into th... Read More
Monday, 22 May 2017 10:34
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How to Negotiate the Price of Appliances

How to Negotiate the Price of Appliances
If you find yourself in the market for new appliances, you may be surprised at two things: the selection and the cost. On the plus side, there are a variety of models to choose from. Conversely, it seems that the cost of appliances continues to rise with each passing year. No matter what you think about the price, it’s good practice to negotiate with the store before making a purchase. This is easier said than done,...
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Frank
I actually usually buy my appliances online. I have found the best prices there.
Tuesday, 24 January 2017 17:25
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