Finance Globe

U.S. financial and economic topics from several finance writers.

How to be More Efficient With Your Budget

How to be More Efficient With Your Budget
Many people create a budget with the best intentions. And then something happens. Rather than stay on the ball, they begin to slip. Soon enough, their budget is blown and they are back at square one. Does this sound familiar? If you have traveled down this path in the past, you don’t want to find yourself in the same position in the future. To avoid this, all it takes is a more efficient approach to your...
Continue reading
  2718 Hits
  1 Comment
Recent comment in this post
Frank
Great tips Chris, and I would add-on 3 additional tips: 1. Give yourself cushions. Especially starting out, it is a good idea to g... Read More
Tuesday, 08 September 2015 12:06
2718 Hits
1 Comment

8 Reasons It's So Hard to Stick to a Budget

8 Reasons It's So Hard to Stick to a Budget
While many people recognize the importance of creating a budget, many have a hard time sticking to the budgets they’ve created for themselves. Here are a few reasons we can’t seem to stick to a budget. How many of them are true for you? You’re using it to restrict rather than control your spending. If you’re among those who believe that a budget is intended to keep you from spending, budgeting is understandably hard for you....
Continue reading
  3135 Hits
  1 Comment
Recent comment in this post
Frank
Helpful ways to stick to a budget: 1. Check and update your budget everyday. There are so many online application today you can u... Read More
Wednesday, 02 September 2015 15:06
3135 Hits
1 Comment

Labor Day Fun on the Cheap

Labor Day Fun on the Cheap
As the holiday approaches, you may be thinking of how to spend your Labor Day weekend. Here are a few ideas on getting out on Labor Day without spending too much of the cash you've been laboring for. Have a potluck get-together.  Good food and good people are a normal part of any holiday, but you can spread the cost by having friends or family bring their favorite dish and drinks or something to throw on the grill. It's...
Continue reading
  4549 Hits
  1 Comment
Recent comment in this post
Frank
Great stuff and information! You can always find fun stuff to do on the cheap, you just have to do a little more front end work on... Read More
Wednesday, 02 September 2015 15:08
4549 Hits
1 Comment

4 Ways to Put Extra Cash to Good Use

4 Ways to Put Extra Cash to Good Use
It's important to have a plan for extra cash when you find a way to spend less or make more. No amount is too small to have a plan for - even an extra hundred dollars a month can make a big difference over the long run. With a good plan, you can be sure that extra cash goes towards building more financial security while also allowing for some fun stuff. Pay off your credit cards. It's time to change...
Continue reading
  7671 Hits
  2 Comments
Recent Comments
Frank
Great article Mary. I wanted to add on to where you can save your extra cash to make sure your money is earning interest. Below ar... Read More
Monday, 31 August 2015 16:11
Mary Tomkins
Good point, Frank. Though interest rates earned on our savings are pretty low and almost laughable sometimes, it's important to fi... Read More
Monday, 31 August 2015 18:51
7671 Hits
2 Comments

Have you Considered these Benefits of Shopping at an Estate Sale?

Have you Considered these Benefits of Shopping at an Estate Sale?
When was the last time you came across a sign for an estate sale in your community? Chances are you see these from time to time. If you have yet to visit an estate sale, if you have yet to consider the benefits, now is the time to change your approach. Here are three benefits of shopping at an estate sale: 1. Lower prices than retail stores. If you want to save money, this is a...
Continue reading
  2360 Hits
  1 Comment
Recent comment in this post
Frank
I love estate sale shopping, and it is a great way to find some great deals. Although there are some risks, I would also add these... Read More
Thursday, 27 August 2015 10:24
2360 Hits
1 Comment

Millennials Should Search for a Job in these Cities

Millennials Should Search for a Job in these Cities
Are you part of the Millennial generation? Also known as Generation Y, these people were born between the years 1982 and 2002. Many Millennials find themselves seeking employment. While companies across the United States are interested in hiring professionals from this generation, some cities have more rewarding jobs than others. Forbes recently published a list of the best cities for jobs for Millennials, based on a study conducted by PayScale. The following data was considered when compiling...
Continue reading
  3054 Hits
  1 Comment
Recent comment in this post
Frank
I have been helping millennials find jobs over the last 6 months, and always provide these 3 tips as some millennials tend to forg... Read More
Thursday, 27 August 2015 10:52
3054 Hits
1 Comment

Here is How you Prepare for a Video Interview

Here is How you Prepare for a Video Interview
A growing number of companies are relying on video interviewing technology, as this allows them to save time and money on their search for the best candidate. While this works in the favor of the hiring company, applicants often find themselves in a tricky position. They want to move forward with the process, but they don’t know what to expect along the way. After all, this form of interviewing is relatively new. If you have been...
Continue reading
  2489 Hits
  1 Comment
Recent comment in this post
Frank
The best way I always prepared for a video interview was to practice with the webcam or video camera. I would record myself and wa... Read More
Wednesday, 19 August 2015 09:04
2489 Hits
1 Comment

3 Ways to Have Free Fun as the Summer Winds Down

3 Ways to Have Free Fun as the Summer Winds Down
With summer quickly winding down, you realize that back to school season is right around the corner. Furthermore, it won’t be long before the weather cools off and you begin to spend more time indoors. You may not be able to slow down time, but you can control the amount of fun you have during the last few weeks of summer. Here are three great ideas for free fun: 1. Visit a Park Do you live...
Continue reading
  2844 Hits
  1 Comment
Recent comment in this post
Frank
Great tips Chris! I wish summer was not ending, but I would agree the above ways are a great way to enjoy some free fun. I would a... Read More
Wednesday, 19 August 2015 09:01
2844 Hits
1 Comment

Here is Why you Shouldn’t Keep Large Amounts of Cash at Home

Here is Why you Shouldn’t Keep Large Amounts of Cash at Home
Are you the type of person who keeps large amounts of cash at home? You may think you have a good reason for doing so, but consider this: it is a big risk. Here are several reasons why you may want to alter your approach in the future: 1. You are not earning interest on your money. Why keep cash under your mattress when you can put it in the back and earn interest? Sure, interest...
Continue reading
  3148 Hits
  1 Comment
Recent comment in this post
Frank
In today's age, there really is no reason to keep a large amount of cash at home. Your debit and credit cards can be used almost a... Read More
Friday, 14 August 2015 10:43
3148 Hits
1 Comment

5 of the Best Ways to Save on your Water Bill

5 of the Best Ways to Save on your Water Bill
Do you cringe every time your water bill arrives in the mail? Are you scared to review your water consumption for the previous period? If this sounds familiar, it goes without saying that you have had a run-in with some high water bills in the past. Rather than continue down this path, here are five of the best ways to save in the future: 1. Check your faucets for leaks. That small drip may not seem...
Continue reading
  2980 Hits
  3 Comments
Recent Comments
Frank
Great stuff Chris. Also how about 5 ways to save on your power bill. What I try to do is: (1) Use fans whenever possible (2) Turn ... Read More
Thursday, 13 August 2015 17:01
Finance Globe
Great post Chris! Nice thinking on the electric bill Frank. One thing I might add. If you're able to get a separate water meter fo... Read More
Thursday, 13 August 2015 18:21
ChrisB
Thanks for the additional tips, Frank. Always good to save on as many utility bills as possible!
Friday, 14 August 2015 08:33
2980 Hits
3 Comments