Finance Globe

U.S. financial and economic topics from several finance writers.

Ways to Add Value to your Home this Summer

Ways to Add Value to your Home this Summer
Now that the warm weather has finally arrived, it is time to head outdoors. While there may be a lot of work waiting on you, here is a good way to think about it: the right projects can add value to your home. Some projects add more value than others, so if you are unsure of where to start, the following list will point you in the right direction: 1. Fresh landscaping. Many people don’t think...
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5 Cheap Ways to Add Big Value to your Home

5 Cheap Ways to Add Big Value to your Home
Are you seeking new ways to add big value to your home? Are you hoping to do so on a budget? If you answered yes to these questions, here are a few ideas to consider: 1. Paint, paint, and paint some more. Freshen up every room of your home that needs it. While painting is not always the most enjoyable project, it can quickly add value to your home. Best yet, you can do it on...
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3 Better Ways to Negotiate with a Contractor

3 Better Ways to Negotiate with a Contractor
When it comes time to negotiate with a contractor, many people make one of two mistakes: They don’t negotiate at all, but instead accept the price they are offered.They throw out a random number, without any thought, hoping that the contractor agrees. Rather than make one of these mistakes, here are three better ways to negotiate: 1. Ask for a cost breakdown. This will give you a clear idea of what you are paying for, as...
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Home Maintenance: Getting Behind can Cost you

Home Maintenance: Getting Behind can Cost you
There are many joys associated with home ownership. At the same time, this one word could put a damper on all your fun: maintenance. If you aren’t serious about home maintenance, it could catch up to you in the long run. As a result, it may cost you from a financial perspective. Here is what you need to know: home maintenance will cost you money. From painting the shutters to replacing the roof, you know these...
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Should You Buy or Keep Renting?

Should You Buy or Keep Renting?
The decision to rent or buy your home should be carefully considered. Many people who want to become homeowners simply state that they are tired of wasting money on rent so a landlord can profit from them, but there are many factors to consider before you make your decision to buy based only on financial reasons. Even the financial reasons should be carefully thought out and planned for; owning a home will cost a lot more...
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Could your Home Benefit from one of these Energy Saving Projects?

Could your Home Benefit from one of these Energy Saving Projects?
When you save energy at home you also save money. Does it get any better than that? While some people have a clear understanding of how to be more energy efficient, others continue to come up short in this area. Believe it or not, there are a variety of home improvement projects that can make your home more energy efficient. Here are three to consider: 1. New windows. Do you have old windows that let the...
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How to Save Money when Buying Furniture for your Home

How to Save Money when Buying Furniture for your Home
There may come a time when you realize your home is in desperate need of new furniture. Maybe your current furniture is worn out. Maybe it is outdated. Or maybe you moved into a new home and require additional pieces to fill out each room. It doesn’t matter why you are shopping for furniture. What matters is that you know what you want, where to find it, and how much you are willing to spend. Once...
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Don’t Let the Cost of a Home Renovation Project Spiral Out of Control

Don’t Let the Cost of a Home Renovation Project Spiral Out of Control
The cost of a home renovation project can quickly spiral out of control, leaving you in a difficult spot when everything is said and done. Like most, you will set a budget for your home renovation project, as you know exactly how much you are comfortable spending. The problem comes into play if your budget is blown out of the water, such as by adding new features or issues that arise along the way. Here are...
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Home Equity Line of Credit: The Benefits

You may not have a lot of money in the bank, but there is a good chance you have quite a bit (or at least a little) of equity in your home. This is the difference between the amount you owe your mortgage lender and the actual value of your property.With a home equity line of credit, you can borrow money against your home’s equity for everything from paying off debt to fixing up your property.Here...
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Easy Ways to Save on your Electric Bill

Do you cringe when your electric bill arrives in the mailbox or via email? Are you ready to make changes that will allow you to save money on this expense in the near future? If you find yourself in this position, there is no better time than now to adjust your lifestyle.Here are three easy ways to save on your electric bill:1. Check your home before you retire for the evening. If an electric device doesn’t...
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