Finance Globe

U.S. financial and economic topics from several finance writers.

4 Things You Do That Accidentally Put Your Identity At Risk

4 Things You Do That Accidentally Put Your Identity At Risk
No one would knowingly volunteer to be a victim of fraud or identity theft. While you may do your best to keep your financial details safe, you could be unknowingly putting your identity at risk if you do any of these things. Use the same password for all your online accounts. We have dozens of online accounts for everything from email to social media to bank accounts. Unfortunately, many people get lazy and simply use the same password for...
Continue reading
  3734 Hits
  1 Comment
Recent comment in this post
Frank
I always catch myself sending over information on public WiFi. I know someday that is going to bite me, but I somehow always forge... Read More
Thursday, 29 September 2016 11:10
3734 Hits
1 Comment

How to Handle a Stolen Credit Card

How to Handle a Stolen Credit Card
Having your credit card stolen can send you into a panic. What if the thief maxes out your credit card before you can report the card stolen? Will your credit card issuer hold you responsible for the charges? If your credit card is ever stolen – or even just lost – don’t panic. Following a few simple steps will help you take control of your account and prevent the thief from racking up charges in your...
Continue reading
  3153 Hits
  1 Comment
Recent comment in this post
Frank
Great information here! The most important thing to do first is contact your bank if you have a debit card. It is much harder to g... Read More
Sunday, 28 August 2016 12:05
3153 Hits
1 Comment

5 of Worst Money Problems to Have

5 of Worst Money Problems to Have
In a perfect world, our cash would flow smoothly from year to year with no major incidents. Unfortunately, life can’t always be perfect. Sometimes we cause our own money problems through overspending or other bad decisions. Other times, money problems are unexpected, caused by situations outside our control. Here are some of the worst money problems to have and tips for dealing with them. Not having enough money for a major expense. Emergency expenses, like a...
Continue reading
  3127 Hits
  1 Comment
Recent comment in this post
Frank
All of these problems are terrible, and stress me out even reading them! Money problems creates so much stress for your life, try ... Read More
Friday, 26 August 2016 13:23
3127 Hits
1 Comment

The Three Biggest Risks of a Student Credit Card

The Three Biggest Risks of a Student Credit Card
College students are notorious for being low on cash. For this reason, many turn to a student credit card. While there are advantages of using a credit card in college, such as building good financial habits, there are some definite risks involved. Here are three of the biggest: •    Overspending. Hands down, this is the top risk associated with a student credit card. If you aren’t confident in your ability to spend in a responsible manner,...
Continue reading
  3156 Hits
  1 Comment
Recent comment in this post
Frank
Additional risks: -No recourse as they may think their parents will pay it off -lack of proper education on what a credit card is... Read More
Friday, 26 August 2016 13:22
3156 Hits
1 Comment

7 Tips to Make Real Money From a Hobby

7 Tips to Make Real Money From a Hobby
If you’re looking for a way to earn extra money, consider turning your hobby into an income stream. Whether your goal is to generate a little extra income or turn your hobby into a full-fledged business or somewhere in between, these tips will help you make a profit from your hobby. Make sure it’s something you enjoy doing. When you choose a hobby you enjoy – rather than one you think will make money –you’re more...
Continue reading
  2830 Hits
  1 Comment
Recent comment in this post
Frank
From my experience, this is very hard to do. You have to really love the hobby and be very passionate about it. What I have found ... Read More
Friday, 26 August 2016 13:20
2830 Hits
1 Comment

Credit Card Approval Factors

Credit Card Approval Factors
Do you ever wonder what a credit card company looks at when deciding to approve or deny an application? With this knowledge in mind, you may be able to better your situation as to improve your chance of an approval. Here are several of the most important credit card approval factors: 1. Utilization. Just the same as your credit score, the amount of available credit will impact your approval odds. In short, if your current credit...
Continue reading
  3218 Hits
  1 Comment
Recent comment in this post
Frank
This a great summary, and the major factors lenders look at. I also wish the lenders were more forth right about their analysis an... Read More
Friday, 26 August 2016 13:16
3218 Hits
1 Comment

What’s the Real Cost of Using a Credit Card?

What’s the Real Cost of Using a Credit Card?
There are many benefits of using a credit card, such as the ability to conveniently make large purchases and the opportunity to collect reward points for every dollar you spend. However, you shouldn’t get into the habit of using a credit card until you fully understand the real cost of doing so. First things first, paying off your balance in full each month is the best thing you can do. With this strategy, you never have...
Continue reading
  3026 Hits
  1 Comment
Recent comment in this post
Frank
I have used a credit card for almost 10 years. I started in college and have used it almost exclusively ever since. I keep a dilig... Read More
Friday, 26 August 2016 13:19
3026 Hits
1 Comment

7 Easy Ways to Save Money on a Kitchen Remodel

7 Easy Ways to Save Money on a Kitchen Remodel
As you get more and more excited about renovating your kitchen, there will always be one thing lingering in your mind: the cost. Many people are under the impression that it takes tens of thousands of dollars to “do a kitchen right.” There’s no denying that you can spend this much (or more), but you don’t have to. Below, you’ll find seven easy ways to save money on the cost of a kitchen remodel: 1. Shop...
Continue reading
  3314 Hits
  1 Comment
Recent comment in this post
Frank
If you have done a remodel before or know what you are doing, buying online is a huge way to save money. My mother in law has remo... Read More
Friday, 26 August 2016 13:15
3314 Hits
1 Comment

Are You Familiar with these Reasons for a Car Insurance Rate Increase?

Are You Familiar with these Reasons for a Car Insurance Rate Increase?
Wouldn’t it be nice if your car insurance rate remained the same, year in and year out? Unfortunately, you’ve probably come to find that this isn’t the way things work. There are some obvious reasons for a car insurance rate increase, such as an at-fault accident or receiving a moving violation. However, there are other reasons for this that fly under the radar. Consider these two points: 1. Life Changes Many drivers overlook the fact that...
Continue reading
  3837 Hits
  1 Comment
Recent comment in this post
Frank
You are right about the change in commute. I got a new job recently where my commute doubled. I unfortunately found out my insuran... Read More
Friday, 26 August 2016 13:13
3837 Hits
1 Comment

5 Things You Should Never Buy with a Credit Card

5 Things You Should Never Buy with a Credit Card
If you carry at least one credit card, you will always find yourself wondering when to use it and when to put it away. Like most, you probably have a clear idea of what makes the most sense in regards to credit card purchases. For example, many people purchase gas and groceries with their credit card. Conversely, there are a few things you should never buy with a credit card. Here is a short list: 1....
Continue reading
  3103 Hits
  1 Comment
Recent comment in this post
Frank
I actually disagree with all of these AS LONG as you pay them off in full and you don't get charged extra fees. These are all grea... Read More
Friday, 26 August 2016 13:11
3103 Hits
1 Comment