Finance Globe

U.S. financial and economic topics from several finance writers.

3 Ways College Students can Prepare Financially for the Second Semester

3 Ways College Students can Prepare Financially for the Second Semester
As a college student, there’s no better feeling than putting the first semester of the school year in the past. While there’s nothing wrong with enjoying your winter break, it goes without saying that the second semester will arrive sooner rather than later. Are you financially prepared for everything the second half of the year will bring? Here are three ways to ensure that you’re on the right track when this time of the year rolls...
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Frank
I would add: (1) be organized and (2) set a concrete budget for the 2nd half.
Tuesday, 24 January 2017 17:05
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What to Do If You're Behind on Your Car Payments

What to Do If You're Behind on Your Car Payments
Your auto loan payments are one of the most important of your monthly payments. Missing loan payments can have serious consequences for your credit and put you at risk of losing your only source of transportation. After three missed payments, many auto lenders will declare your loan in default and at that point they may begin the repossession process. In repossession, the lender takes possession of your car – they don’t have to ask or warn...
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Frank
These are good tips Latoya. Luckily I have never had this happen to me, but now if it does, I know what to do.
Tuesday, 24 January 2017 17:03
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Questions to Ask Your CPA to Start 2017

Questions to Ask Your CPA to Start 2017
As the calendar turns and 2017 stares you in the face, you’ll find yourself addressing a variety of financial related questions. From taxes to your budget, there is sure to be a lot on your mind. Below are five questions to ask your CPA at the beginning of 2017. By asking these, you can clear the air and ensure that you’re on the right path as the year begins: 1. Why did I overpay or underpay...
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Frank
I always present my CPA with any material changes in my life (new house, marriage, etc.) and ask how can these help me pay less ta... Read More
Tuesday, 24 January 2017 17:02
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Top Tips for Negotiating a Better Cell Phone Plan

Top Tips for Negotiating a Better Cell Phone Plan
With each passing year, it seems that cell phone plans change for the worse. While the company is the big winner, the consumer finds it difficult to get the service they need at an affordable price. Does this sound familiar? If you find yourself in this position, here are several tips you can follow to negotiate a better plan: 1. Get on the Phone As tempted as you may be to visit a local store, this...
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Frank
With the increased pressure from T-Mobile and Sprint, you are actually likely to be able to get a reduction in your cell phone pla... Read More
Tuesday, 24 January 2017 17:00
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7 Useful Financial Goals to Set for 2017

7 Useful Financial Goals to Set for 2017
With 2016 coming to an end soon enough, now’s the time to turn your attention to the new year. This means many things in regards to your finances. For example, have you yet to set any financial goals for 2017? If you need a push in the right direction, here are seven financial goals you may want to chase after: 1. Ask for a Raise You don’t control your own destiny with this one, but it’s...
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Frank
I would add: (1) Organize your finances (if you don't already) (2) Start or invest atleast 5% to your 401k (3) Get a financial pla... Read More
Tuesday, 20 December 2016 12:03
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Bank of America Making Life Easier for Online Consumers

Bank of America Making Life Easier for Online Consumers
There are many benefits of shopping online, including a more convenient and efficient process. Bank of America is hoping to take this to the next level by pre-selecting customers’ Visa cards for enrollment in the Visa Checkout program. According to a press release published earlier this year, Bank of America is one of the first financial institutions to integrate its card with Visa Checkout, which eliminates steps to make it easier than ever to make a...
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Frank
How does this compare to Apple Pay? Better/worse/same?
Tuesday, 20 December 2016 12:02
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Questions to Answer About a Credit Card Reward Program

Questions to Answer About a Credit Card Reward Program
As you search for a credit card with a reward program, you’ll be glad to find that there are hundreds of offers to choose from. As a consumer (or small business owner), you must answer one very important question: which credit card is best for what you’re trying to accomplish? The only way to answer this question with confidence is to compare multiple offers and make a final decision based on your findings. Here are some...
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Frank
Each credit card should serve a unique purpose. I always ask what I will use the credit card for and make my decision based on tha... Read More
Tuesday, 20 December 2016 12:02
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Extra Cash for Holiday Gifting and Other Benefits of Online Grocery Shopping

Extra Cash for Holiday Gifting and Other Benefits of Online Grocery Shopping
I may never set foot in a grocery store again. Yes, I know. Never is probably not realistic, especially when it comes to buying food, one of life’s absolute necessities. So I wax a little hyperbolic. Forgive me. I have finally been relieved of one of my most loathed housekeeping chores and I am just so flipping excited! Thanks to the wonders of modern technology, I will only ever have to darken the doorways of any...
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Recent Comments
Frank
What delivery services have you used?
Tuesday, 20 December 2016 12:01
Guest — Alison Filippini
I've been using Kroger ClickList. It's not exactly a delivery service, per se. You have to pick up at the store after ordering onl... Read More
Tuesday, 20 December 2016 12:20
Alison
Hi Frank! So sorry for the late reply. I actually did post an answer to your question ( I thought) back in December, but I just no... Read More
Saturday, 25 February 2017 11:33
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8 Signs It's Time To Change Your Financial Habits

8 Signs It's Time To Change Your Financial Habits
We all makes money mistakes from time to time. The most financially successful people learn from these mistakes and are careful not to repeat them. Unfortunately, it's also easy to fall into a trap of repeating mistakes and allowing them to become bad habits. If you’ve been struggling financially or feel like you’re not reaching your goals, you may need to change your financial habits. Here’s how you can tell. 1. You don’t know how much...
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Frank
If you even do 1-2 of these things listed, you need to change your financial habits immediately. A new year is a great way to moti... Read More
Tuesday, 20 December 2016 12:00
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What to Do If You Overdraft Your Bank Account

What to Do If You Overdraft Your Bank Account
We all like to keep our bank balances high enough to cover the transactions we made. Unfortunately, there may come a time or two when that's not the case. Maybe you weren't keeping up with your balance and accidentally overspent or perhaps you thought a deposit would clear sooner than it did. Many banks will do you a favor and pay these overdraft transactions for you, but this courtesy isn't free. Each time the bank pays a transaction...
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Frank
Many banks will help you out if this is the first time this has happened to you. As Latoyairby mentions above, call your bank imme... Read More
Tuesday, 20 December 2016 11:59
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